EXHIBIT 24
Power of Attorney
CULLEN/FROST BANKERS, INC.
OFFICERS' AND DIRECTORS' POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears
below constitutes and appoints T.C. Frost, Robert S. McClane and Phillip D.
Green, and each of them, his true and lawful attorneys-in-fact and agents,
and with power of substitution and resubstitution, for him and in his name,
place and stead, and in any and all capacities, to sign the Annual Report
on Form 10-K of Cullen/Frost Bankers, Inc. for the fiscal year ended
December 31, 1993, to sign any and all amendments thereto, and to file such
Annual Report and amendments, with all exhibits thereto, and other
documents in connection therewith, with the Securities and Exchange
Commission, granting unto said attorneys-in-fact and agents, and each of
them, full power and authority to do and perform each and every act and
thing requisite or necessary to be done in and about the premises, as fully
to all intents and purposes as he might or could do in person, hereby
ratifying and confirming all that said attorneys-in-fact and agents or
either of them, or their or his substitute or substitutes, may lawfully do
or cause to be done by virtue hereof.
Signatures Title Date
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Chairman of the Board
and Director (Principal)
/s/ T.C. FROST Executive Officer) February 1, 1994
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(T.C. Frost)
President and
/s/ ROBERT S. McCLANE Director February 1, 1994
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(Robert S. McClane
/s/ ISAAC ARNOLD, JR. Director February 1, 1994
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(Isaac Arnold, Jr.)
/s/ HENRY E. CATTO Director February 1, 1994
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(Henry E. Catto)
/s/ HARRY H. CULLEN Director February 1, 1994
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(Harry H. Cullen)
/s/ ROY H. CULLEN Director February 1, 1994
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(Roy H. Cullen)
/s/ RICHARD W. EVANS, JR. Director February 1, 1994
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(Richard W. Evans, Jr.)
/s/ W. N. FINNEGAN, III Director February 1, 1994
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(W. N. Finnegan, III)
/s/ JOSEPH H. FROST Director February 1, 1994
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(Joseph H. Frost)
/s/ JAMES W. GORMAN, JR. Director February 1, 1994
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(James W. Gorman, Jr.)
/s/ JAMES L.HAYNE Director February 1, 1994
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(James L. Hayne)
/s/ HARRIS L. KEMPNER, JR. Director February 1, 1994
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(Harris L. Kempner, Jr.)
/s/ RICHARD M. KLEBERG, III Director February 1,
1994
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(Richard M. Kleberg, III)
Signatures Title Date
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/s/ QUINCY LEE Director February 1, 1994
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(Quincy Lee)
/s/ J. GORDON MUIR, JR. Director February 1, 1994
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(J. Gordon Muir, Jr.)
/s/ W.B. OSBORN, JR. Director February 1, 1994
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(W.B. Osborn, Jr.)
/s/ ROBERT G. POPE Director February 1, 1994
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(Robert G. Pope)
/s/ HERMAN RICHTER Director February 1, 1994
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(Herman Richter)
/s/ A. FRANK SMITH, JR. Director February 1, 1994
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(A. Frank Smith, Jr.)
/s/ CURTIS VAUGHAN, JR. Director February 1, 1994
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(Curtis Vaughan, Jr.)
Executive Vice
President and
/s/ PHILLIP D. GREEN Treasurer February 1, 1994
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(Phillip D. Green)