<ARTICLE> 5
<LEGEND>
This Schedule contains summary financial information extracted from the General
Motors Acceptance Corporation Form 10-Q for the period ending June 30, 1996 and
is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000040729
<NAME> GMAC
<MULTIPLIER> 1000000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                             960
<SECURITIES>                                      4366
<RECEIVABLES>                                    64099
<ALLOWANCES>                                       861
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                           24113
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                   96077
<CURRENT-LIABILITIES>                            49387
<BONDS>                                          31210
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                          2200
<OTHER-SE>                                        6142
<TOTAL-LIABILITY-AND-EQUITY>                     96077
<SALES>                                              0
<TOTAL-REVENUES>                                  7877
<CGS>                                                0
<TOTAL-COSTS>                                     2781
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                   290
<INTEREST-EXPENSE>                                2464
<INCOME-PRETAX>                                   1068
<INCOME-TAX>                                       409
<INCOME-CONTINUING>                                659
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       659
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0