<ARTICLE>                     5
<LEGEND>
     This Schedule  contains summary  financial  information  extracted from the
General Motors  Acceptance  Corporation Form 10-Q for the period ending June 30,
1999  and  is  qualified  in  its  entirety   by  reference  to  such  financial
statements.
</LEGEND>
<CIK>                                          0000040729
<NAME>                                         GMAC
<MULTIPLIER>                                   1,000,000

                                            
<PERIOD-TYPE>                                  6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-END>                                   JUN-30-1999
<CASH>                                           2,684
<SECURITIES>                                     8,363
<RECEIVABLES>                                   80,146
<ALLOWANCES>                                    (1,090)
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                          35,730
<DEPRECIATION>                                  (6,935)
<TOTAL-ASSETS>                                 135,998
<CURRENT-LIABILITIES>                           68,577
<BONDS>                                         52,315
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         2,200
<OTHER-SE>                                       8,174
<TOTAL-LIABILITY-AND-EQUITY>                   135,998
<SALES>                                              0
<TOTAL-REVENUES>                                 9,725
<CGS>                                                0
<TOTAL-COSTS>                                    3,035
<OTHER-EXPENSES>                                 2,128
<LOSS-PROVISION>                                   230
<INTEREST-EXPENSE>                               3,051
<INCOME-PRETAX>                                  1,281
<INCOME-TAX>                                       498
<INCOME-CONTINUING>                                783
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       783
<EPS-BASIC>                                        0
<EPS-DILUTED>                                        0