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<PERIOD-END>                                                                     JUN-30-1995
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<INTEREST-INVEST>                                                                         75324
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<INTEREST-INCOME-NET>                                                                    338732
<LOAN-LOSSES>                                                                             29430
<SECURITIES-GAINS>                                                                           22
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<INCOME-PRETAX>                                                                          171147
<INCOME-PRE-EXTRAORDINARY>                                                               171147
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<NET-INCOME>                                                                             104494
<EPS-PRIMARY>                                                                              1.78
<EPS-DILUTED>                                                                              1.78
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<LOANS-PAST>                                                                                  0
<LOANS-TROUBLED>                                                                          71633
<LOANS-PROBLEM>                                                                               0
<ALLOWANCE-OPEN>                                                                         124003
<CHARGE-OFFS>                                                                             20910
<RECOVERIES>                                                                               1159
<ALLOWANCE-CLOSE>                                                                        133682
<ALLOWANCE-DOMESTIC>                                                                     133682
<ALLOWANCE-FOREIGN>                                                                           0
<ALLOWANCE-UNALLOCATED>                                                                       0