<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED 
STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1994
<CASH>                                          442695
<INT-BEARING-DEPOSITS>                          792196
<FED-FUNDS-SOLD>                                 61250
<TRADING-ASSETS>                                 13805
<INVESTMENTS-HELD-FOR-SALE>                    1159218
<INVESTMENTS-CARRYING>                         2253645
<INVESTMENTS-MARKET>                           2221072
<LOANS>                                        7639021
<ALLOWANCE>                                     143061
<TOTAL-ASSETS>                                12561998
<DEPOSITS>                                     6960775
<SHORT-TERM>                                   3545437
<LIABILITIES-OTHER>                             332457
<LONG-TERM>                                     745680
<COMMON>                                         84381
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      893268
<TOTAL-LIABILITIES-AND-EQUITY>                12561998
<INTEREST-LOAN>                                 422418
<INTEREST-INVEST>                               108193
<INTEREST-OTHER>                                 73951
<INTEREST-TOTAL>                                604562
<INTEREST-DEPOSIT>                              134938
<INTEREST-EXPENSE>                              122644
<INTEREST-INCOME-NET>                           346980
<LOAN-LOSSES>                                    17253
<SECURITIES-GAINS>                              (2269)
<EXPENSE-OTHER>                                 266837
<INCOME-PRETAX>                                 163952
<INCOME-PRE-EXTRAORDINARY>                      163952
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    100514
<EPS-PRIMARY>                                     2.34
<EPS-DILUTED>                                     2.34
<YIELD-ACTUAL>                                    3.95
<LOANS-NON>                                      54212
<LOANS-PAST>                                      9165
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                125284
<CHARGE-OFFS>                                    19881
<RECOVERIES>                                     20021  
<ALLOWANCE-CLOSE>                               143061 
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0