<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED
STATEMENTS OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               MAR-31-1995
<CASH>                                          387505
<INT-BEARING-DEPOSITS>                          532726
<FED-FUNDS-SOLD>                                 79755
<TRADING-ASSETS>                                 14115
<INVESTMENTS-HELD-FOR-SALE>                    1676852
<INVESTMENTS-CARRYING>                         1475666
<INVESTMENTS-MARKET>                           1445735
<LOANS>                                        7756208
<ALLOWANCE>                                     150377
<TOTAL-ASSETS>                                12197849
<DEPOSITS>                                     6776133
<SHORT-TERM>                                   3203670
<LIABILITIES-OTHER>                             332182
<LONG-TERM>                                     862445
<COMMON>                                         83816
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      918566
<TOTAL-LIABILITIES-AND-EQUITY>                12197849
<INTEREST-LOAN>                                 157158
<INTEREST-INVEST>                                48265
<INTEREST-OTHER>                                  9162
<INTEREST-TOTAL>                                214585
<INTEREST-DEPOSIT>                               54992
<INTEREST-EXPENSE>                              112264
<INTEREST-INCOME-NET>                           102321
<LOAN-LOSSES>                                     4453
<SECURITIES-GAINS>                                1831
<EXPENSE-OTHER>                                  91055
<INCOME-PRETAX>                                  46624
<INCOME-PRE-EXTRAORDINARY>                       46624
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     28248
<EPS-PRIMARY>                                     0.67
<EPS-DILUTED>                                     0.67
<YIELD-ACTUAL>                                    3.62
<LOANS-NON>                                      51681
<LOANS-PAST>                                     17685
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                148508
<CHARGE-OFFS>                                     6874
<RECOVERIES>                                      4161
<ALLOWANCE-CLOSE>                               150377
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0