<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1995
<CASH>                                          433665
<INT-BEARING-DEPOSITS>                          612864
<FED-FUNDS-SOLD>                                 56660
<TRADING-ASSETS>                                   113
<INVESTMENTS-HELD-FOR-SALE>                    1683968
<INVESTMENTS-CARRYING>                         1544403
<INVESTMENTS-MARKET>                           1540450
<LOANS>                                        7893978
<ALLOWANCE>                                     150931
<TOTAL-ASSETS>                                12496618
<DEPOSITS>                                     6946891
<SHORT-TERM>                                   3280322
<LIABILITIES-OTHER>                             317327
<LONG-TERM>                                     897837
<COMMON>                                         83159
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      957700
<TOTAL-LIABILITIES-AND-EQUITY>                12496618
<INTEREST-LOAN>                                 482152
<INTEREST-INVEST>                               149299
<INTEREST-OTHER>                                 61301
<INTEREST-TOTAL>                                662752
<INTEREST-DEPOSIT>                              173908
<INTEREST-EXPENSE>                              344812
<INTEREST-INCOME-NET>                           317940
<LOAN-LOSSES>                                    12950
<SECURITIES-GAINS>                                2280
<EXPENSE-OTHER>                                 272619
<INCOME-PRETAX>                                 144066
<INCOME-PRE-EXTRAORDINARY>                      144066
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     89716
<EPS-PRIMARY>                                     2.13
<EPS-DILUTED>                                     2.13
<YIELD-ACTUAL>                                    3.72
<LOANS-NON>                                      51598
<LOANS-PAST>                                     16006
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                148508
<CHARGE-OFFS>                                    21572
<RECOVERIES>                                     10451
<ALLOWANCE-CLOSE>                               150931
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0