<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1996
<CASH>                                          482067
<INT-BEARING-DEPOSITS>                          638204
<FED-FUNDS-SOLD>                                218628
<TRADING-ASSETS>                                  1192
<INVESTMENTS-HELD-FOR-SALE>                    2217867
<INVESTMENTS-CARRYING>                         1280379
<INVESTMENTS-MARKET>                           1272486
<LOANS>                                        8549043
<ALLOWANCE>                                     163266
<TOTAL-ASSETS>                                13690154
<DEPOSITS>                                     8422821
<SHORT-TERM>                                   2795719
<LIABILITIES-OTHER>                             342730
<LONG-TERM>                                    1057225
<PREFERRED-MANDATORY>                            81660
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      968240
<TOTAL-LIABILITIES-AND-EQUITY>                13690154
<INTEREST-LOAN>                                 351510
<INTEREST-INVEST>                               102629
<INTEREST-OTHER>                                 20986
<INTEREST-TOTAL>                                475125
<INTEREST-DEPOSIT>                              133362
<INTEREST-EXPENSE>                              241459
<INTEREST-INCOME-NET>                           233666
<LOAN-LOSSES>                                     8587
<SECURITIES-GAINS>                                (62)
<EXPENSE-OTHER>                                 201365
<INCOME-PRETAX>                                 104006
<INCOME-PRE-EXTRAORDINARY>                      104006
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     67323
<EPS-PRIMARY>                                     1.63
<EPS-DILUTED>                                     1.63
<YIELD-ACTUAL>                                    3.85
<LOANS-NON>                                      84000
<LOANS-PAST>                                     35000
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                151979
<CHARGE-OFFS>                                    20895
<RECOVERIES>                                     16714
<ALLOWANCE-CLOSE>                               163266
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0