<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1996
<CASH>                                          457116
<INT-BEARING-DEPOSITS>                          623592
<FED-FUNDS-SOLD>                                 88224
<TRADING-ASSETS>                                  1449
<INVESTMENTS-HELD-FOR-SALE>                    2340746
<INVESTMENTS-CARRYING>                         1272910
<INVESTMENTS-MARKET>                           1266815
<LOANS>                                        8683244
<ALLOWANCE>                                     167770
<TOTAL-ASSETS>                                13780473
<DEPOSITS>                                     8418490
<SHORT-TERM>                                   2965135
<LIABILITIES-OTHER>                             374668
<LONG-TERM>                                     957431
<PREFERRED-MANDATORY>                            81322
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      983427
<TOTAL-LIABILITIES-AND-EQUITY>                13780473
<INTEREST-LOAN>                                 516507
<INTEREST-INVEST>                               159373
<INTEREST-OTHER>                                 49500
<INTEREST-TOTAL>                                725380
<INTEREST-DEPOSIT>                              209751
<INTEREST-EXPENSE>                              369396
<INTEREST-INCOME-NET>                           355984
<LOAN-LOSSES>                                    12320
<SECURITIES-GAINS>                                 229
<EXPENSE-OTHER>                                 313976
<INCOME-PRETAX>                                 153516
<INCOME-PRE-EXTRAORDINARY>                      153516
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     98651
<EPS-PRIMARY>                                     2.39
<EPS-DILUTED>                                     2.39
<YIELD-ACTUAL>                                    3.83
<LOANS-NON>                                      89613
<LOANS-PAST>                                     35376
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                151979
<CHARGE-OFFS>                                    30038
<RECOVERIES>                                     26281
<ALLOWANCE-CLOSE>                               167770
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0