<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               JUN-30-1997
<CASH>                                          484239
<INT-BEARING-DEPOSITS>                          562215
<FED-FUNDS-SOLD>                                 85758
<TRADING-ASSETS>                                  2157
<INVESTMENTS-HELD-FOR-SALE>                    2411882
<INVESTMENTS-CARRYING>                         1279349
<INVESTMENTS-MARKET>                           1281545
<LOANS>                                        9018809
<ALLOWANCE>                                     167842
<TOTAL-ASSETS>                                14168746
<DEPOSITS>                                     8928791
<SHORT-TERM>                                   3096803
<LIABILITIES-OTHER>                             359350
<LONG-TERM>                                     701633
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         78727
<OTHER-SE>                                     1003442
<TOTAL-LIABILITIES-AND-EQUITY>                14168746
<INTEREST-LOAN>                                 373032
<INTEREST-INVEST>                               118830
<INTEREST-OTHER>                                 20848
<INTEREST-TOTAL>                                512710
<INTEREST-DEPOSIT>                              157457
<INTEREST-EXPENSE>                              255674
<INTEREST-INCOME-NET>                           257036
<LOAN-LOSSES>                                    12374
<SECURITIES-GAINS>                                2012
<EXPENSE-OTHER>                                 222019
<INCOME-PRETAX>                                 110604
<INCOME-PRE-EXTRAORDINARY>                      110604
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     71087
<EPS-PRIMARY>                                     1.77
<EPS-DILUTED>                                     1.77
<YIELD-ACTUAL>                                    4.05
<LOANS-NON>                                      82000
<LOANS-PAST>                                     22600
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                167795
<CHARGE-OFFS>                                    11900
<RECOVERIES>                                      3500
<ALLOWANCE-CLOSE>                               167842
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0