<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               SEP-30-1997
<CASH>                                          579087
<INT-BEARING-DEPOSITS>                          495653
<FED-FUNDS-SOLD>                                111890
<TRADING-ASSETS>                                  2292
<INVESTMENTS-HELD-FOR-SALE>                    2501678
<INVESTMENTS-CARRYING>                         1194467
<INVESTMENTS-MARKET>                           1200591
<LOANS>                                        9529535
<ALLOWANCE>                                     177689
<TOTAL-ASSETS>                                14871241
<DEPOSITS>                                     9455346
<SHORT-TERM>                                   3115156
<LIABILITIES-OTHER>                             393094
<LONG-TERM>                                     766485
<PREFERRED-MANDATORY>                            80444
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                     1060716
<TOTAL-LIABILITIES-AND-EQUITY>                14871241
<INTEREST-LOAN>                                 576557
<INTEREST-INVEST>                               180713
<INTEREST-OTHER>                                 30030
<INTEREST-TOTAL>                                787300
<INTEREST-DEPOSIT>                              240716
<INTEREST-EXPENSE>                              391567
<INTEREST-INCOME-NET>                           395733
<LOAN-LOSSES>                                    20536
<SECURITIES-GAINS>                                2304
<EXPENSE-OTHER>                                 344136
<INCOME-PRETAX>                                 165169
<INCOME-PRE-EXTRAORDINARY>                      165169
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    106340
<EPS-PRIMARY>                                     2.63
<EPS-DILUTED>                                     2.63
<YIELD-ACTUAL>                                    4.06
<LOANS-NON>                                      81677
<LOANS-PAST>                                     25781
<LOANS-TROUBLED>                                  2114
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                167795
<CHARGE-OFFS>                                    32805
<RECOVERIES>                                     14404
<ALLOWANCE-CLOSE>                               177689
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0