<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1998
<CASH>                                          586746
<INT-BEARING-DEPOSITS>                          425637
<FED-FUNDS-SOLD>                                119480
<TRADING-ASSETS>                                  2749
<INVESTMENTS-HELD-FOR-SALE>                    2808370
<INVESTMENTS-CARRYING>                          992058
<INVESTMENTS-MARKET>                            996667
<LOANS>                                        9403406
<ALLOWANCE>                                     175194
<TOTAL-ASSETS>                                14757815
<DEPOSITS>                                     9435399
<SHORT-TERM>                                   3123600
<LIABILITIES-OTHER>                             370738
<LONG-TERM>                                     684782
<PREFERRED-MANDATORY>                           160281
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                      983015
<TOTAL-LIABILITIES-AND-EQUITY>                14757815
<INTEREST-LOAN>                                 203765
<INTEREST-INVEST>                                61728
<INTEREST-OTHER>                                  7573
<INTEREST-TOTAL>                                273066
<INTEREST-DEPOSIT>                               79878
<INTEREST-EXPENSE>                              131348
<INTEREST-INCOME-NET>                           141718
<LOAN-LOSSES>                                    18303
<SECURITIES-GAINS>                                3381
<EXPENSE-OTHER>                                 121703
<INCOME-PRETAX>                                  54576
<INCOME-PRE-EXTRAORDINARY>                       54576
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     34020
<EPS-PRIMARY>                                     0.43
<EPS-DILUTED>                                     0.42
<YIELD-ACTUAL>                                    4.09
<LOANS-NON>                                      86794
<LOANS-PAST>                                     24352
<LOANS-TROUBLED>                                  1639
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                174362
<CHARGE-OFFS>                                    20416
<RECOVERIES>                                      2497
<ALLOWANCE-CLOSE>                               175194
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0