<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               JUN-30-1998
<CASH>                                          575553
<INT-BEARING-DEPOSITS>                          542966
<FED-FUNDS-SOLD>                                 31715
<TRADING-ASSETS>                                  2735
<INVESTMENTS-HELD-FOR-SALE>                    2800772
<INVESTMENTS-CARRYING>                          912648
<INVESTMENTS-MARKET>                            927753
<LOANS>                                        9449351
<ALLOWANCE>                                     204049
<TOTAL-ASSETS>                                14731110
<DEPOSITS>                                     9505968
<SHORT-TERM>                                   3058979
<LIABILITIES-OTHER>                             360583
<LONG-TERM>                                     665106
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           804
<OTHER-SE>                                     1139670
<TOTAL-LIABILITIES-AND-EQUITY>                14731110
<INTEREST-LOAN>                                 413326
<INTEREST-INVEST>                               122675
<INTEREST-OTHER>                                 18101
<INTEREST-TOTAL>                                554102
<INTEREST-DEPOSIT>                              160729
<INTEREST-EXPENSE>                              265622
<INTEREST-INCOME-NET>                           288480
<LOAN-LOSSES>                                    60285
<SECURITIES-GAINS>                                3336
<EXPENSE-OTHER>                                 275702
<INCOME-PRETAX>                                  57528
<INCOME-PRE-EXTRAORDINARY>                       57528
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     37116
<EPS-PRIMARY>                                     0.47
<EPS-DILUTED>                                     0.46
<YIELD-ACTUAL>                                    4.25
<LOANS-NON>                                     126041
<LOANS-PAST>                                     22128
<LOANS-TROUBLED>                                  1639
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                174362
<CHARGE-OFFS>                                    50119
<RECOVERIES>                                      6245
<ALLOWANCE-CLOSE>                               204049
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0