<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1998
<CASH>                                          541217
<INT-BEARING-DEPOSITS>                          407265
<FED-FUNDS-SOLD>                                154940
<TRADING-ASSETS>                                  1920
<INVESTMENTS-HELD-FOR-SALE>                    2753981
<INVESTMENTS-CARRYING>                          773659
<INVESTMENTS-MARKET>                            792205
<LOANS>                                        9549741
<ALLOWANCE>                                     209731
<TOTAL-ASSETS>                                14638506
<DEPOSITS>                                     9422877
<SHORT-TERM>                                   3032259
<LIABILITIES-OTHER>                             391744
<LONG-TERM>                                     624619
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           804
<OTHER-SE>                                     1166203
<TOTAL-LIABILITIES-AND-EQUITY>                14638506
<INTEREST-LOAN>                                 619415
<INTEREST-INVEST>                               182378
<INTEREST-OTHER>                                 28784
<INTEREST-TOTAL>                                830577
<INTEREST-DEPOSIT>                              241395
<INTEREST-EXPENSE>                              397509
<INTEREST-INCOME-NET>                           433068
<LOAN-LOSSES>                                    71022
<SECURITIES-GAINS>                                2843
<EXPENSE-OTHER>                                 409610
<INCOME-PRETAX>                                 108714
<INCOME-PRE-EXTRAORDINARY>                      108714
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     71951
<EPS-PRIMARY>                                     0.90
<EPS-DILUTED>                                     0.89
<YIELD-ACTUAL>                                    4.22
<LOANS-NON>                                     140546
<LOANS-PAST>                                     27247
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                174362
<CHARGE-OFFS>                                    71022
<RECOVERIES>                                      8896
<ALLOWANCE-CLOSE>                               209731
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0