<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               MAR-31-1999
<CASH>                                          617362
<INT-BEARING-DEPOSITS>                          494202
<FED-FUNDS-SOLD>                                111894
<TRADING-ASSETS>                                  2447
<INVESTMENTS-HELD-FOR-SALE>                    2733466
<INVESTMENTS-CARRYING>                          894502
<INVESTMENTS-MARKET>                            902830
<LOANS>                                        9637661
<ALLOWANCE>                                     209329
<TOTAL-ASSETS>                                14928286
<DEPOSITS>                                     9434427
<SHORT-TERM>                                   3243627
<LIABILITIES-OTHER>                             367039
<LONG-TERM>                                     675634
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           805
<OTHER-SE>                                     1206754
<TOTAL-LIABILITIES-AND-EQUITY>                14928286
<INTEREST-LOAN>                                 196190
<INTEREST-INVEST>                                55737
<INTEREST-OTHER>                                 10880
<INTEREST-TOTAL>                                262807
<INTEREST-DEPOSIT>                               68668
<INTEREST-EXPENSE>                              118963
<INTEREST-INCOME-NET>                           143844
<LOAN-LOSSES>                                    12590
<SECURITIES-GAINS>                                1847
<EXPENSE-OTHER>                                 134840
<INCOME-PRETAX>                                  57584
<INCOME-PRE-EXTRAORDINARY>                       57584
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     35417
<EPS-PRIMARY>                                     0.44
<EPS-DILUTED>                                     0.44
<YIELD-ACTUAL>                                    4.24
<LOANS-NON>                                     157090
<LOANS-PAST>                                     21731
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                211276
<CHARGE-OFFS>                                    20880
<RECOVERIES>                                     10038
<ALLOWANCE-CLOSE>                               209329
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0