<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED STATEMENTS OF CONDITION AND CONSOLIDATED STATEMENTS
OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               JUN-30-1999
<CASH>                                          493483
<INT-BEARING-DEPOSITS>                          411239
<FED-FUNDS-SOLD>                                 34995
<TRADING-ASSETS>                                  2802
<INVESTMENTS-HELD-FOR-SALE>                    2721765
<INVESTMENTS-CARRYING>                          828350
<INVESTMENTS-MARKET>                            825434
<LOANS>                                        9610980
<ALLOWANCE>                                     209573
<TOTAL-ASSETS>                                14551458
<DEPOSITS>                                     9286155
<SHORT-TERM>                                   3058753
<LIABILITIES-OTHER>                             337489
<LONG-TERM>                                     654847
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           805
<OTHER-SE>                                     1213409
<TOTAL-LIABILITIES-AND-EQUITY>                14551458
<INTEREST-LOAN>                                 383650
<INTEREST-INVEST>                               112843
<INTEREST-OTHER>                                 19010
<INTEREST-TOTAL>                                515503
<INTEREST-DEPOSIT>                              129787
<INTEREST-EXPENSE>                              227259
<INTEREST-INCOME-NET>                           288244
<LOAN-LOSSES>                                    26538
<SECURITIES-GAINS>                                8665
<EXPENSE-OTHER>                                 266968
<INCOME-PRETAX>                                 119521
<INCOME-PRE-EXTRAORDINARY>                      119521
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     73879
<EPS-BASIC>                                       0.92
<EPS-DILUTED>                                     0.91
<YIELD-ACTUAL>                                    4.26
<LOANS-NON>                                     143414
<LOANS-PAST>                                     21364
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                211276
<CHARGE-OFFS>                                    40173
<RECOVERIES>                                     16674
<ALLOWANCE-CLOSE>                               209573
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0