SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 Form 10-K/A [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [FEE REQUIRED] For fiscal year ended December 31, 1994 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [NO FEE REQUIRED] For the transition period from to Commission File Number 0-5562 HOME BENEFICIAL CORPORATION (Exact name of registrant as specified in its charter) VIRGINIA 54-0884714 (State or other jurisdiction of (I.R.S. employer incorporation or organization) Identification No.) 3901 West Broad Street, Richmond, Virginia 23230 (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code: 804-358-843l Securities registered pursuant to Section 12(b) of the Act: Title of each class Name of each exchange None on which registered Securities registered pursuant to Section 12(g) of the Act: CLASS B COMMON STOCK (Title of Class) Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes [X] No [ ] Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [X] The Registrant's Class A Voting Common Stock is closely held and is not publicly traded. The aggregate market value of Class B Non-Voting Common Stock held by nonaffiliates of the Registrant was $171,045,986 as of March 10, 1995. Number of shares outstanding of each of the Registrant's classes of common stock as of March 10, 1995: Class Shares Class A Common Stock $.3125 Par Value 8,476,576 Class B Common Stock $.3125 Par Value 9,087,534 Documents Incorporated by Reference Part I and Part II of this Form 10-K incorporate certain information by reference from the Registrant's Annual Report to Stockholders for the year ended December 31, 1994. SIGNATURES Pursuant to the requirements of Section 12 or 15(d) of the Securities Exchange Act of 1934 the Registrant has duly caused this Annual Report to be signed on its behalf by the undersigned, thereunto duly authorized. HOME BENEFICIAL CORPORATION Registrant By: H. D. Garnett Vice President and Controller, 4/25/95 Pursuant to the requirements of the Securities Exchange Act of 1934, this Annual Report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated: R. W. Wiltshire Chairman of the Board and Director, 4/25/95 L. W. Richardson Retired Vice President and Director, 4/25/95 R. W. Wiltshire, Jr. President, Chief Executive Officer and Director, 4/25/95 J. M. Wiltshire, Jr. Vice President, Counsel, Secretary and Director, 4/25/95 W. B. Wiltshire Vice President and Director, 4/25/95 H. D. Garnett Vice President, Controller and Director, 4/25/95 G. T. Richardson Vice President and Director, 4/25/95 W. G. Hancock Counsel and Director, 4/25/95 Dianne N. Collins Director, 4/25/95 HOME BENEFICIAL CORPORATION Index to Exhibits (Items 14(c)) Page Number EXHIBITS 2 - Plan of acquisition, reorganization, arrangement, liquidation or succession - Not applicable - 3(i) - Restated Articles of Incorporation (incorporated herein by reference from December 31, 1993 Form 10-K - (ii)- Bylaws incorporated herein by reference from December 31, 1992 Form 10-K - 4 - Instruments defining the rights of security holders, including indentures - See Article III of the Restated Articles of Incorporation incorporated herein by reference from December 31, 1993 Form 10-K - 9 - Voting Trust Agreement dated May 1, 1984, effective May 31, 1984, and Voting Trust Extension Agreement dated May 1, 1987, effective May 11, 1987 incorporated herein by reference from December 31, 1992 Form 10-K - 10 - Material Contracts - Consulting and compensation agreements with C. M. Glenn, Jr. and L. W. Richardson who are present Directors of the Corporation incorporated herein by reference from December 31, 1992 Form 10-K. Supplemental Compensation Agreement with R. W. Wiltshire, Chairman of the Board of Directors of the Corporation incorporated herein by reference from September 30, 1993 Form 10-Q - 11 - Statement reference computation of per share earnings - N/A - 12 - Statement reference computation of ratios - N/A - 13 - Annual Report to Security Holders incorporated herein by reference from December 31, 1994 Form 10-K - 16 - Letter reference change in certifying accountant - N/A - 18 - Letter reference change in accounting principles - N/A - 21 - Subsidiaries of the Registrant incorporated herein by reference from December 31, 1989 Form 10-K - 22 - Published report regarding matters submitted to vote of security holders - N/A - 23 - Consents of experts and counsel incorporated herein by reference from December 31, 1994 Form 10-K - 24 - Power of Attorney - N/A - 27 - Financial Data Schedule - 28 - Information from reports furnished to state insurance regulatory authorities - N/A - 99 - Additional exhibits - N/A -