<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from Humana
Inc.'s Form 10-Q for the Nine Months Ended September 30, 1994, and is
qualified in its entirety by reference to such financial statement.
</LEGEND>
<CIK> 0000049071
<NAME> HUMANA INC.
<MULTIPLIER> 1,000,000
       
                                                               
<PERIOD-TYPE>                                                      9-MOS
<FISCAL-YEAR-END>                                                  DEC-31-1994
<PERIOD-START>                                                     JAN-01-1994
<PERIOD-END>                                                       SEP-30-1994
<CASH>                                                                     466
<SECURITIES>                                                               421
<RECEIVABLES>                                                               79
<ALLOWANCES>                                                                22 
<INVENTORY>                                                                  6
<CURRENT-ASSETS>                                                          1041
<PP&E>                                                                     525
<DEPRECIATION>                                                             211
<TOTAL-ASSETS>                                                            2009
<CURRENT-LIABILITIES>                                                      909
<BONDS>                                                                      0
<COMMON>                                                                    27
<PREFERRED-MANDATORY>                                                        0
<PREFERRED>                                                                  0
<OTHER-SE>                                                                 990
<TOTAL-LIABILITY-AND-EQUITY>                                              2009
<SALES>                                                                   2656
<TOTAL-REVENUES>                                                          2712
<CGS>                                                                     2175
<TOTAL-COSTS>                                                             2554
<OTHER-EXPENSES>                                                             0
<LOSS-PROVISION>                                                             0
<INTEREST-EXPENSE>                                                         (26)
<INCOME-PRETAX>                                                            184
<INCOME-TAX>                                                                56
<INCOME-CONTINUING>                                                        128
<DISCONTINUED>                                                               0
<EXTRAORDINARY>                                                              0
<CHANGES>                                                                    0
<NET-INCOME>                                                               128
<EPS-PRIMARY>                                                               .8
<EPS-DILUTED>                                                               .8