<ARTICLE>  5
<LEGEND>

      THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
              EXTRACTED FROM HUMANA INC.'S FORM 10-Q
         FOR THE THREE MONTHS ENDED MARCH 31, 1995, AND IS
     QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
                            STATEMENT





<MULTIPLIER> 1,000,000
       
                                             
<PERIOD-TYPE>                                       3-MOS
<FISCAL-YEAR-END>                              DEC-31-1995 
<PERIOD-START>                                 JAN-01-1995 
<PERIOD-END>                                   MAR-31-1995 
<CASH>                                                 459 
<SECURITIES>                                           564 
<RECEIVABLES>                                           98 
<ALLOWANCES>                                            19 
<INVENTORY>                                              0 
<CURRENT-ASSETS>                                     1,199 
<PP&E>                                                 550 
<DEPRECIATION>                                         232 
<TOTAL-ASSETS>                                       2,147 
<CURRENT-LIABILITIES>                                  938 
<BONDS>                                                  0 
<COMMON>                                                27 
<PREFERRED-MANDATORY>                                    0 
<PREFERRED>                                              0 
<OTHER-SE>                                           1,096 
<TOTAL-LIABILITY-AND-EQUITY>                         2,147 
<SALES>                                              1,025 
<TOTAL-REVENUES>                                     1,048 
<CGS>                                                  826 
<TOTAL-COSTS>                                          966 
<OTHER-EXPENSES>                                         0 
<LOSS-PROVISION>                                         0 
<INTEREST-EXPENSE>                                       2 
<INCOME-PRETAX>                                         80 
<INCOME-TAX>                                            27 
<INCOME-CONTINUING>                                     53 
<DISCONTINUED>                                           0 
<EXTRAORDINARY>                                          0 
<CHANGES>                                                0 
<NET-INCOME>                                            53 
<EPS-PRIMARY>                                          .32 
<EPS-DILUTED>                                          .32