<ARTICLE>  5
<LEGEND>

                                                               

          THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
                 EXTRACTED FROM HUMANA INC.'S FORM 10-Q
             FOR THE THREE MONTHS ENDED MARCH 31, 1996 AND IS
   QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENT




       
                                                       
<PERIOD-TYPE>                                             3-MOS
<FISCAL-YEAR-END>                                   DEC-31-1996 
<PERIOD-START>                                      JAN-01-1996 
<PERIOD-END>                                        MAR-31-1996 
<CASH>                                                      279 
<SECURITIES>                                              1,186 
<RECEIVABLES>                                               175 
<ALLOWANCES>                                                 40 
<INVENTORY>                                                   0 
<CURRENT-ASSETS>                                          1,762 
<PP&E>                                                      662 
<DEPRECIATION>                                              281 
<TOTAL-ASSETS>                                            3,014 
<CURRENT-LIABILITIES>                                     1,300 
<BONDS>                                                     230 
<COMMON>                                                     27 
<PREFERRED-MANDATORY>                                         0 
<PREFERRED>                                                   0 
<OTHER-SE>                                                1,305 
<TOTAL-LIABILITY-AND-EQUITY>                              3,014 
<SALES>                                                   1,560 
<TOTAL-REVENUES>                                          1,588 
<CGS>                                                     1,274 
<TOTAL-COSTS>                                             1,502 
<OTHER-EXPENSES>                                              0 
<LOSS-PROVISION>                                              0 
<INTEREST-EXPENSE>                                            5 
<INCOME-PRETAX>                                              81 
<INCOME-TAX>                                                 28 
<INCOME-CONTINUING>                                          53 
<DISCONTINUED>                                                0 
<EXTRAORDINARY>                                               0 
<CHANGES>                                                     0 
<NET-INCOME>                                                 53 
<EPS-PRIMARY>                                               .32 
<EPS-DILUTED>                                               .32