SECURITIES AND EXCHANGE COMMISSION
             WASHINGTON, D.C. 20549





                    FORM 8-K




                 Current Report
        Pursuant to Section 13 or 15(d)
     of the Securities Exchange Act of 1934



         Date of Report:  July 29, 1996
       (Date of Earliest Event Reported)





                  HUMANA INC.
(Exact name of Registrant as specified in its Charter)







  Delaware                       1-5975              61-0647538
  (State of                  (Commission          (I.R.S. Employer Tax
Incorporation)               File Number)          Identification No.)
                                  



                         500 West Main Street
                          Louisville, KY 40202
              (Address of principal executive offices)



                            (502) 580-1000
            (Registrant's telephone number, including area code)

Item 5.   Other Events

On July 29, 1996,  Humana Inc. (the "Company" or "Registrant") issued a
press release, a copy of which is attached hereto as Exhibit 99 and is
incorporated herein by reference.

Item 7.   Financial Statements and Exhibits.

Exhibit 99.    Copy of the Company's Press Release dated July 29, 1996.


                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this Report to be signed on its behalf
by the undersigned hereunto duly authorized.

                         HUMANA INC.



                         /s/ Arthur P. Hipwell
                         By:  Arthur P. Hipwell
                              Senior Vice President 
                                and General Counsel


Dated: July 29, 1996



Exhibit Index

Exhibit 99.    Copy of the Company's Press Release dated July 29, 1996.