<ARTICLE>  5
<LEGEND>

          THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
                 EXTRACTED FROM HUMANA INC.'S FORM 10-Q
             FOR THE NINE MONTHS ENDED SEPTEMBER 30, 1996 AND IS
   QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENT




       
                                                       
<PERIOD-TYPE>                                             9-MOS
<FISCAL-YEAR-END>                                   DEC-31-1996 
<PERIOD-START>                                      JAN-01-1996 
<PERIOD-END>                                        SEP-30-1996 
<CASH>                                                      276 
<SECURITIES>                                              1,237 
<RECEIVABLES>                                               226 
<ALLOWANCES>                                                 36 
<INVENTORY>                                                   8 
<CURRENT-ASSETS>                                          1,858 
<PP&E>                                                      668 
<DEPRECIATION>                                              295 
<TOTAL-ASSETS>                                            3,038 
<CURRENT-LIABILITIES>                                     1,432 
<BONDS>                                                     203  
<COMMON>                                                     27 
<PREFERRED-MANDATORY>                                         0 
<PREFERRED>                                                   0 
<OTHER-SE>                                                1,241 
<TOTAL-LIABILITY-AND-EQUITY>                              3,038 
<SALES>                                                   4,894 
<TOTAL-REVENUES>                                          4,977 
<CGS>                                                     4,149 
<TOTAL-COSTS>                                             4,984 
<OTHER-EXPENSES>                                              0 
<LOSS-PROVISION>                                              0 
<INTEREST-EXPENSE>                                           10  
<INCOME-PRETAX>                                             (17) 
<INCOME-TAX>                                                 (7) 
<INCOME-CONTINUING>                                         (10)
<DISCONTINUED>                                                0 
<EXTRAORDINARY>                                               0 
<CHANGES>                                                     0 
<NET-INCOME>                                                (10)
<EPS-PRIMARY>                                              (.06)
<EPS-DILUTED>                                              (.06)