<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE BALANCE
SHEET AND THE INCOME STATEMENT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                         322,874
<SECURITIES>                                    44,760
<RECEIVABLES>                                2,078,745
<ALLOWANCES>                                    22,593
<INVENTORY>                                          0
<CURRENT-ASSETS>                             2,677,235
<PP&E>                                         444,774
<DEPRECIATION>                                 248,685
<TOTAL-ASSETS>                               3,982,938
<CURRENT-LIABILITIES>                        2,559,642
<BONDS>                                        113,923
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         8,998
<OTHER-SE>                                     727,695
<TOTAL-LIABILITY-AND-EQUITY>                 3,982,938
<SALES>                                              0
<TOTAL-REVENUES>                               506,160
<CGS>                                                0
<TOTAL-COSTS>                                  475,634
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                               9,525
<INCOME-PRETAX>                                 30,526
<INCOME-TAX>                                    13,126
<INCOME-CONTINUING>                             17,832
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    17,832
<EPS-PRIMARY>                                      .23
<EPS-DILUTED>                                        0