<ARTICLE> 7 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> MAR-31-1995 <DEBT-HELD-FOR-SALE> 1,697,579 <DEBT-CARRYING-VALUE> 1,974,413 <DEBT-MARKET-VALUE> 1,903,814 <EQUITIES> 761,378 <MORTGAGE> 701,456 <REAL-ESTATE> 29,700 <TOTAL-INVEST> 5,412,153 <CASH> 84,778 <RECOVER-REINSURE> 30,015 <DEFERRED-ACQUISITION> 333,050 <TOTAL-ASSETS> 6,394,842 <POLICY-LOSSES> 3,386,015 <UNEARNED-PREMIUMS> 24,564 <POLICY-OTHER> 126,395 <POLICY-HOLDER-FUNDS> 193,842 <NOTES-PAYABLE> 270,826 <COMMON> 60,572 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 60,572 <TOTAL-LIABILITY-AND-EQUITY> 6,349,842 <PREMIUMS> 144,423 <INVESTMENT-INCOME> 96,098 <INVESTMENT-GAINS> 5,542 <OTHER-INCOME> 69,174 <BENEFITS> 164,996 <UNDERWRITING-AMORTIZATION> 7,122 <UNDERWRITING-OTHER> (20,673) <INCOME-PRETAX> 77,024 <INCOME-TAX> 25,152 <INCOME-CONTINUING> 51,872 <DISCONTINUED> 5,133 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 57,005 <EPS-PRIMARY> 1.18 <EPS-DILUTED> 1.18 <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0