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<PERIOD-TYPE>                   12-MOS                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>               DEC-31-1996             DEC-31-1996             DEC-31-1996             DEC-31-1996
<PERIOD-END>                    DEC-31-1996             SEP-30-1996             JUN-30-1996             MAR-31-1996
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<MORTGAGE>                       1,323                   1,247                   1,151                   1,098
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<RECOVER-REINSURE>               1,260                   1,257                   1,549                   1,540
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<POLICY-LOSSES>                 13,308                  13,035                  12,689                  12,629
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<POLICY-OTHER>                      71                      75                      52                      51
<POLICY-HOLDER-FUNDS>              200                     181                     202                     201
<NOTES-PAYABLE>                    614                     647                     654                     583
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<INVESTMENT-INCOME>                893                     658                     433                     213
<INVESTMENT-GAINS>                  47                      39                      23                      12
<OTHER-INCOME>                     191                     381                     159                     122
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<UNDERWRITING-AMORTIZATION>         89                      86                      59                      32
<UNDERWRITING-OTHER>              (141)                   (102)                    (67)                    (41)
<INCOME-PRETAX>                    443                     331                     217                     106
<INCOME-TAX>                       149                     112                      72                      35
<INCOME-CONTINUING>                294                     219                     144                      71
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