<ARTICLE> 5

<MULTIPLIER> 1,000

                                                               
<PERIOD-TYPE>                                                     12-MOS
<FISCAL-YEAR-END>                                                 DEC-31-1999
<PERIOD-END>                                                      DEC-31-1999
<CASH>                                                                183,900
<SECURITIES>                                                       39,265,700
<RECEIVABLES>                                                      13,865,500
<ALLOWANCES>                                                          336,800
<INVENTORY>                                                           307,900
<CURRENT-ASSETS>                                                            0
<PP&E>                                                              4,626,000
<DEPRECIATION>                                                      1,673,300
<TOTAL-ASSETS>                                                     69,463,700
<CURRENT-LIABILITIES>                                                       0
<BONDS>                                                             5,706,300
<PREFERRED-MANDATORY>                                                       0
<PREFERRED>                                                                 0
<COMMON>                                                              104,500
<OTHER-SE>                                                          9,873,200
<TOTAL-LIABILITY-AND-EQUITY>                                       69,463,700
<SALES>                                                             4,125,300
<TOTAL-REVENUES>                                                   21,465,200
<CGS>                                                               2,116,400
<TOTAL-COSTS>                                                      16,185,100
<OTHER-EXPENSES>                                                            0
<LOSS-PROVISION>                                                            0
<INTEREST-EXPENSE>                                                    354,300
<INCOME-PRETAX>                                                       944,200
<INCOME-TAX>                                                          305,500
<INCOME-CONTINUING>                                                   521,100
<DISCONTINUED>                                                              0
<EXTRAORDINARY>                                                             0
<CHANGES>                                                            (157,900)
<NET-INCOME>                                                          363,200
<EPS-BASIC>                                                            3.35
<EPS-DILUTED>                                                            3.35