<ARTICLE> 5
<MULTIPLIER> 1,000
       
                                                          
<PERIOD-TYPE>                                                6-MOS
<FISCAL-YEAR-END>                                            DEC-31-1996
<PERIOD-END>                                                 JUN-30-1996
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<RECEIVABLES>                                                 14,114,100
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<CURRENT-ASSETS>                                                       0
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<DEPRECIATION>                                                   978,400
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<CURRENT-LIABILITIES>                                                  0
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<COMMON>                                                         117,800
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<DISCONTINUED>                                                         0
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<NET-INCOME>                                                     747,500
<EPS-PRIMARY>                                                       6.38
<EPS-DILUTED>                                                          0