<ARTICLE> 5
<MULTIPLIER> 1,000
       
                                                          
<PERIOD-TYPE>                                                9-MOS
<FISCAL-YEAR-END>                                            DEC-31-1996
<PERIOD-END>                                                 SEP-30-1996
<CASH>                                                           306,900
<SECURITIES>                                                  37,805,300
<RECEIVABLES>                                                 14,873,600
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<CURRENT-ASSETS>                                                       0
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<DEPRECIATION>                                                 1,030,100
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<COMMON>                                                         117,800
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<CGS>                                                            742,600
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<EPS-PRIMARY>                                                       9.75
<EPS-DILUTED>                                                          0