<ARTICLE> 5
<MULTIPLIER> 1,000
       
                                                          
<PERIOD-TYPE>                                                3-MOS
<FISCAL-YEAR-END>                                            DEC-31-1999
<PERIOD-END>                                                 MAR-31-1999
<CASH>                                                           400,900
<SECURITIES>                                                  43,561,400
<RECEIVABLES>                                                 15,078,400
<ALLOWANCES>                                                     344,400
<INVENTORY>                                                      333,800
<CURRENT-ASSETS>                                                       0
<PP&E>                                                         4,553,000
<DEPRECIATION>                                                 1,610,600
<TOTAL-ASSETS>                                                72,615,700
<CURRENT-LIABILITIES>                                                  0
<BONDS>                                                        5,943,200
<PREFERRED-MANDATORY>                                                  0
<PREFERRED>                                                            0
<COMMON>                                                         112,600
<OTHER-SE>                                                    10,513,200
<TOTAL-LIABILITY-AND-EQUITY>                                  72,615,700
<SALES>                                                          930,000
<TOTAL-REVENUES>                                               5,559,100
<CGS>                                                            252,000
<TOTAL-COSTS>                                                  3,698,300
<OTHER-EXPENSES>                                                       0
<LOSS-PROVISION>                                                       0
<INTEREST-EXPENSE>                                               113,700
<INCOME-PRETAX>                                                  360,800
<INCOME-TAX>                                                      99,500
<INCOME-CONTINUING>                                              203,300
<DISCONTINUED>                                                         0
<EXTRAORDINARY>                                                        0
<CHANGES>                                                       (157,900)
<NET-INCOME>                                                      45,400
<EPS-PRIMARY>                                                        .41
<EPS-DILUTED>                                                        .41