<ARTICLE> 5
<MULTIPLIER> 1,000

                                                          
<PERIOD-TYPE>                                                6-MOS
<FISCAL-YEAR-END>                                            DEC-31-1999
<PERIOD-END>                                                 JUN-30-1999
<CASH>                                                           294,900
<SECURITIES>                                                  44,676,400
<RECEIVABLES>                                                 13,695,400
<ALLOWANCES>                                                     340,900
<INVENTORY>                                                      288,100
<CURRENT-ASSETS>                                                       0
<PP&E>                                                         4,672,800
<DEPRECIATION>                                                 1,681,000
<TOTAL-ASSETS>                                                73,749,800
<CURRENT-LIABILITIES>                                                  0
<BONDS>                                                        5,842,800
<PREFERRED-MANDATORY>                                                  0
<PREFERRED>                                                            0
<COMMON>                                                         112,600
<OTHER-SE>                                                    10,214,400
<TOTAL-LIABILITY-AND-EQUITY>                                  73,749,800
<SALES>                                                        1,960,600
<TOTAL-REVENUES>                                              11,153,500
<CGS>                                                            526,100
<TOTAL-COSTS>                                                  7,557,100
<OTHER-EXPENSES>                                                       0
<LOSS-PROVISION>                                                       0
<INTEREST-EXPENSE>                                               195,600
<INCOME-PRETAX>                                                  833,100
<INCOME-TAX>                                                     259,700
<INCOME-CONTINUING>                                              457,600
<DISCONTINUED>                                                         0
<EXTRAORDINARY>                                                        0
<CHANGES>                                                       (157,900)
<NET-INCOME>                                                     299,700
<EPS-BASIC>                                                       2.71
<EPS-DILUTED>                                                       2.71