<ARTICLE> 7 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <DEBT-HELD-FOR-SALE> 467,044,000 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 152,119,000 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 619,163,000 <CASH> 8,214,000 <RECOVER-REINSURE> 19,025,000 <DEFERRED-ACQUISITION> 91,701,000 <TOTAL-ASSETS> 918,518,000 <POLICY-LOSSES> 129,680,000 <UNEARNED-PREMIUMS> 342,062,000 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 23,351,000 <NOTES-PAYABLE> 61,192,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 911,000 <OTHER-SE> 270,463,000 <TOTAL-LIABILITY-AND-EQUITY> 918,518,000 <PREMIUMS> 222,764,000 <INVESTMENT-INCOME> 14,452,000 <INVESTMENT-GAINS> 3,201,000 <OTHER-INCOME> 20,767,000 <BENEFITS> 116,939,000 <UNDERWRITING-AMORTIZATION> 68,039,000 <UNDERWRITING-OTHER> 35,344,000 <INCOME-PRETAX> 24,030,000 <INCOME-TAX> 7,517,000 <INCOME-CONTINUING> 16,513,000 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 16,513,000 <EPS-BASIC> 1.80 <EPS-DILUTED> 1.75 <RESERVE-OPEN> 89,325,000 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 89,220,000 <CUMULATIVE-DEFICIENCY> 0