<ARTICLE> 7
<LEGEND>
The JUN-30-1998 Financial Data Schedule is being amended to correct the
"PERIOD-END" on the original filing to read JUN-30-1998.
</LEGEND>
<RESTATED>
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               JUN-30-1998
<DEBT-HELD-FOR-SALE>                       390,739,000
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                 108,138,000
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                             515,612,000
<CASH>                                      22,092,000
<RECOVER-REINSURE>                          21,552,000
<DEFERRED-ACQUISITION>                      60,786,000
<TOTAL-ASSETS>                             779,217,000
<POLICY-LOSSES>                            133,949,000
<UNEARNED-PREMIUMS>                        249,900,000
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                       31,259,000
<NOTES-PAYABLE>                             75,803,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       911,000
<OTHER-SE>                                 211,159,000
<TOTAL-LIABILITY-AND-EQUITY>               799,217,000
<PREMIUMS>                                 184,533,000
<INVESTMENT-INCOME>                         11,784,000
<INVESTMENT-GAINS>                           3,268,000
<OTHER-INCOME>                              18,083,000
<BENEFITS>                                 107,796,000
<UNDERWRITING-AMORTIZATION>                 51,061,000
<UNDERWRITING-OTHER>                        27,658,000
<INCOME-PRETAX>                             13,062,000
<INCOME-TAX>                                 3,384,000
<INCOME-CONTINUING>                          9,678,000
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 9,678,000
<EPS-PRIMARY>                                     1.07
<EPS-DILUTED>                                     1.03
<RESERVE-OPEN>                             108,334,000
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                            115,107,000
<CUMULATIVE-DEFICIENCY>                              0