<ARTICLE> 5
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE MONARCH
CEMENT COMPANY 1999 ANNUAL REPORT TO STOCKHOLDERS AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                       4,782,168
<SECURITIES>                                15,834,044
<RECEIVABLES>                               10,259,345
<ALLOWANCES>                                   409,000
<INVENTORY>                                 17,390,140
<CURRENT-ASSETS>                            48,473,452
<PP&E>                                     112,564,200
<DEPRECIATION>                              78,397,517
<TOTAL-ASSETS>                              89,991,381
<CURRENT-LIABILITIES>                        8,637,488
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                    10,331,285
<OTHER-SE>                                  58,888,627
<TOTAL-LIABILITY-AND-EQUITY>                89,991,381
<SALES>                                    109,475,532
<TOTAL-REVENUES>                           109,475,532
<CGS>                                       87,686,175
<TOTAL-COSTS>                               87,686,175
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                                   0
<INCOME-PRETAX>                             14,954,429
<INCOME-TAX>                                 5,300,000
<INCOME-CONTINUING>                          9,654,429
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 9,654,429
<EPS-BASIC>                                       2.32
<EPS-DILUTED>                                     2.32