Exhibit 32.2

                          18 U.S.C. Section 1350
                Certification of the Chief Financial Officer

     In connection with the Quarterly Report of The Monarch Cement Company
(the "Company"), on Form 10-Q for the quarterly period ending June 30, 2003,
as filed with the Securities and Exchange Commission on the date hereof (the
"Report"), the undersigned, in the capacity and on the date indicated below,
hereby certifies pursuant to 18 U.S.C. Section 1350, as adopted pursuant to
Section 906 of the Sarbanes-Oxley Act of 2002, that:

     (a)  The Report fully complies with the requirements of
          Section 13(a) or 15(d) of the Securities Exchange Act
          of 1934; and

     (b)  The information contained in the Report fairly presents,
          in all material respects, the financial condition and
          results of operations of the Company.


     A signed original of this written statement required by Section 906 has
been provided to The Monarch Cement Company and will be retained by The
Monarch Cement Company and furnished to the Securities and Exchange Commission
or its staff upon request.

Dated:  August 14, 2003.


                                           /s/ Debra P. Roe
                                          Debra P. Roe, CPA
                                          Chief Financial Officer and
                                          Assistant Secretary-Treasurer