<ARTICLE> 9 <MULTIPLIER> 1,000,000 <CURRENCY> US DOLLARS <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> JUN-30-1995 <EXCHANGE-RATE> 1 <CASH> 1812 <INT-BEARING-DEPOSITS> 1736 <FED-FUNDS-SOLD> 26209 <TRADING-ASSETS> 68259 <INVESTMENTS-HELD-FOR-SALE> 20416 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 24043 <ALLOWANCE> 1132 <TOTAL-ASSETS> 166560 <DEPOSITS> 45316 <SHORT-TERM> 52467 <LIABILITIES-OTHER> 49814 <LONG-TERM> 9092 <COMMON> 502 <PREFERRED-MANDATORY> 0 <PREFERRED> 494 <OTHER-SE> 8875 <TOTAL-LIABILITIES-AND-EQUITY> 166560 <INTEREST-LOAN> 851 <INTEREST-INVEST> 771 <INTEREST-OTHER> 3253 <INTEREST-TOTAL> 4875 <INTEREST-DEPOSIT> 1235 <INTEREST-EXPENSE> 3867 <INTEREST-INCOME-NET> 1008 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 42 <EXPENSE-OTHER> 1986 <INCOME-PRETAX> 851 <INCOME-PRE-EXTRAORDINARY> 570 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 570 <EPS-PRIMARY> 2.83 <EPS-DILUTED> 2.81 <YIELD-ACTUAL> 1.62 <LOANS-NON> 186 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1131 <CHARGE-OFFS> 26 <RECOVERIES> 27 <ALLOWANCE-CLOSE> 1132 <ALLOWANCE-DOMESTIC> 74 <ALLOWANCE-FOREIGN> 111 <ALLOWANCE-UNALLOCATED> 947