SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                     PURSUANT TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



         DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): APR 11, 2001



                      NATIONSCREDIT GRANTOR TRUST 1996 - 1
                      ------------------------------------
               (EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER)




DELAWARE               333-22327            75-2655744
- --------               ---------            ----------
(STATE  OR  OTHER      (COMMISSION  FILE    (IRS  EMPLOYER IDENTIFICATION
JURISDICTION  OF       NUMBER)              NUMBER)
INCORPORATION)


                             1355 WINDWARD CONCOURSE
                            ALPHARETTA,GEORGIA 30005

                    (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
                    ----------------------------------------


       REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE  (678) 339-9343
  NOT APPLICABLE (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT.)



ITEM  5.     OTHER  EVENTS
             -------------

     THIS  CURRENT  REPORT  ON  FORM  8-K  IS  BEING FILED TO FILE A COPY OF THE
CERTIFICATEHOLDERS STATEMENTS RELATING TO THE COLLECTION PERIOD ENDING MARCH 31,
2001.


     CAPITALIZED  TERMS  NOT  DEFINED  HEREIN  HAVE THE MEANINGS ASSIGNED IN THE
POOLING  AND  SERVICING  AGREEMENT  (WITH STANDARD TERMS AND CONDITIONS ATTACHED
THERETO)  DATED  AS  OF  JANUARY  31,  1996  AMONG  NATIONSCREDIT SECURITIZATION
CORPORATION,  NATIONSCREDIT  COMMERCIAL CORPORATION OF AMERICA AND BANKERS TRUST
COMPANY,  AS  TRUSTEE,  WHICH  WAS PREVIOUSLY FILED AS AN EXHIBIT TO THE CURRENT
REPORT  ON  FORM  8-K  FILED  ON BEHALF OF THE TRUST BY NATIONSCREDIT COMMERCIAL
CORPORATION  OF  AMERICA  ON  APRIL  5,  1996.

ITEM  7.     FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
             -------------------------------------------------------------------

(C)     EXHIBITS

EXHIBIT  NO.

     19.1      CERTIFICATEHOLDERS  STATEMENTS


                                   SIGNATURES

     PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THE
     REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
                     UNDERSIGNED THEREUNTO DULY AUTHORIZED.


                NATIONSCREDIT GRANTOR TRUST 1996 - 1 (REGISTRANT)


       BY:  NATIONSCREDIT COMMERCIAL CORPORATION OF AMERICA, AS SERVICER OF
                       NATIONSCREDIT GRANTOR TRUST 1996-1




DATE:  APRIL  11,  2001          BY:  /S/  KEVIN  CHURCH
       ----------------               ------------------
                                 NAME:     KEVIN  CHURCH
                                 TITLE:    VICE  PRESIDENT




                                  EXHIBIT INDEX

     EXHIBIT  NUMBER               DESCRIPTION
     ---------------               -----------

         19.1                      CERTIFICATEHOLDERS  STATEMENTS