SCHEDULE TO MONTHLY SERVICER'S CERTIFICATE
MONTHLY PERIOD ENDING September 30, 2004
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
BA MASTER CREDIT CARD TRUST SERIES 2001-A
1. The aggregate amount of the Investor Percentage of Collections of Principal Receivables $114,195,908.39
---------------
2. The aggregate amount of the Investor Percentage of Collections of Finance Charge
Receivables (excluding Interchange) $ 9,992,106.37
---------------
3. The aggregate amount of the Investor Percentage of Interchange $ 1,639,060.80
---------------
4. The aggregate amount of Servicer Interchange $ 833,333.33
---------------
5. The aggregate amount of funds on deposit in Finance Charge Account allocable to the
Series 2001-A Certificates $ 10,797,833.87
---------------
6. The aggregate amount of funds on deposit in the Principal Account allocable to the
Series 2001-A Certificates $114,195,908.39
---------------
7. The aggregate amount of funds on deposit in the Principal Funding Account allocable
to the Series 2001-A -Certificates $ 0.00
---------------
8. The aggregate amount to be withdrawn from the Finance Charge Account pursuant to
Section 4.11 and distributed to the Collateral Interest Holder in accordance with
subsection 5.01 (c) $ 5,324,031.10
---------------
9. The Collateral Interest on the Transfer Date of the current calendar month, after giving
effect to the deposits and withdrawals specified above, is equal to $ 64,000,000.00
---------------
10. The amount of Monthly Interest, Deficiency Amounts and Additional Interest payable to the
(i) Class A Certificateholders $ 1,090,400.00
---------------
(ii) Class B Certificateholders $ 71,000.00
---------------
(iii) Collateral Interest Holder $ 144,533.33
---------------
11. The amount of principal payable to the
(i) Class A Certificateholders $ 0.00
---------------
(ii) Class B Certificateholders $ 0.00
---------------
(iii) Collateral Interest Holder $ 0.00
---------------
12. The sum of all amounts payable to the
(i) Class A Certificateholders $ 1,090,400.00
---------------
(ii) Class B Certificateholders $ 71,000.00
---------------
(iii) Collateral Interest Holder $ 144,533.33
---------------
13. To the knowledge of the undersigned, no Series 2001-A Pay Out Event or Trust Pay
Out Event has occurred except as described below:
None
<FN>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate
this 15th day of October, 2004
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
TRANSFEROR AND SERVICER
By: /s/ Brian P. Sterling
-----------------------------
Name: Brian P. Sterling
-----------------------------
Title: Vice President
-------------------------