SCHEDULE TO MONTHLY SERVICER'S CERTIFICATE
MONTHLY PERIOD ENDING October 31, 2004
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
BA MASTER CREDIT CARD TRUST SERIES 1999-C
Class A - 055237AN1 Class B - 055237AP6
Secured Note Trust - 05526RAB0 and U06841AC0
1. The aggregate amount of the Investor Percentage of Collections of Principal Receivables #REF!
--------------
2. The aggregate amount of the Investor Percentage of Collections of Finance Charge
Receivables (excluding Interchange) $ 6,515,399.97
--------------
3. The aggregate amount of the Investor Percentage of Interchange $ 1,033,893.97
--------------
4. The aggregate amount of Servicer Interchange $ 520,833.33
--------------
5. The aggregate amount of funds on deposit in Finance Charge Account allocable to the
Series 1999-C Certificates $ 7,028,460.60
--------------
6. The aggregate amount of funds on deposit in the Principal Account allocable to the
Series 1999-C Certificates $71,585,123.28
--------------
7. The aggregate amount of funds on deposit in the Principal Funding Account allocable
to the Series 1999-C -Certificates $ 0.00
--------------
8. The aggregate amount to be withdrawn from the Finance Charge Account pursuant to
Section 4.11 and distributed to the Collateral Interest Holder in accordance with
subsection 5.01 (c) $ 0.00
--------------
9. The Collateral Interest on the Transfer Date of the current calendar month, after
giving effect to the deposits and withdrawals specified above, is equal to $40,000,000.00
--------------
10. The amount of Monthly Interest, Deficiency Amounts and Additional Interest payable to the
(i) Class A Certificateholders $ 789,552.78
--------------
(ii) Class B Certificateholders $ 56,122.92
--------------
(iii) Collateral Interest Holder $ 99,888.89
--------------
11. The amount of principal payable to the
(i) Class A Certificateholders $ 0.00
--------------
(ii) Class B Certificateholders $ 0.00
--------------
(iii) Collateral Interest Holder $ 0.00
--------------
12. The sum of all amounts payable to the
(i) Class A Certificateholders $ 789,552.78
--------------
(ii) Class B Certificateholders $ 56,122.92
--------------
(iii) Collateral Interest Holder $ 99,888.89
--------------
13. To the knowledge of the undersigned, no Series 1999-C Pay Out Event or Trust Pay
Out Event has occurred except as described below:
None
<FN>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate
this 15th day of November, 2004.
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
TRANSFEROR AND SERVICER
By: /s/ Brian P. Sterling
-----------------------------
Name: Brian P. Sterling
-----------------------------
Title: Vice President
-------------------------