SCHEDULE TO MONTHLY SERVICER'S CERTIFICATE
MONTHLY PERIOD ENDING October 31, 2004
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
BA MASTER CREDIT CARD TRUST SERIES 2001-A
1. The aggregate amount of the Investor Percentage of Collections of Principal Receivables $114,535,996.45
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2. The aggregate amount of the Investor Percentage of Collections of Finance Charge
Receivables (excluding Interchange) $ 10,424,621.68
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3. The aggregate amount of the Investor Percentage of Interchange $ 1,654,227.45
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4. The aggregate amount of Servicer Interchange $ 833,333.33
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5. The aggregate amount of funds on deposit in Finance Charge Account allocable to the
Series 2001-A Certificates $ 11,245,515.80
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6. The aggregate amount of funds on deposit in the Principal Account allocable to the
Series 2001-A Certificates $114,535,996.45
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7. The aggregate amount of funds on deposit in the Principal Funding Account allocable
to the Series 2001-A -Certificates $ 0.00
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8. The aggregate amount to be withdrawn from the Finance Charge Account pursuant to
Section 4.11 and distributed to the Collateral Interest Holder in accordance with
subsection 5.01 (c) $ 5,681,668.16
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9. The Collateral Interest on the Transfer Date of the current calendar month, after giving
effect to the deposits and withdrawals specified above, is equal to $ 64,000,000.00
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10. The amount of Monthly Interest, Deficiency Amounts and Additional Interest payable to the
(i) Class A Certificateholders $ 1,192,673.33
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(ii) Class B Certificateholders $ 77,155.56
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(iii) Collateral Interest Holder $ 155,413.33
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11. The amount of principal payable to the
(i) Class A Certificateholders $ 0.00
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(ii) Class B Certificateholders $ 0.00
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(iii) Collateral Interest Holder $ 0.00
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12. The sum of all amounts payable to the
(i) Class A Certificateholders $ 1,192,673.33
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(ii) Class B Certificateholders $ 77,155.56
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(iii) Collateral Interest Holder $ 155,413.33
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13. To the knowledge of the undersigned, no Series 2001-A Pay Out Event or Trust Pay
Out Event has occurred except as described below:
None
<FN>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate
this 15th day of November, 2004
BANK OF AMERICA, NATIONAL ASSOCIATION (USA)
TRANSFEROR AND SERVICER
By: /s/ Brian P. Sterling
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Name: Brian P. Sterling
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Title: Vice President
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