<ARTICLE> 9
<LEGEND>
The schedule contains summary information extracted from the September 30,
1994, Form 10-Q for NationsBank Corporation and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1994
<CASH>                                           8,892
<INT-BEARING-DEPOSITS>                           2,767
<FED-FUNDS-SOLD>                                15,164
<TRADING-ASSETS>                                10,412
<INVESTMENTS-HELD-FOR-SALE>                      9,921
<INVESTMENTS-CARRYING>                          17,638
<INVESTMENTS-MARKET>                            17,161
<LOANS>                                         98,556
<ALLOWANCE>                                      2,202
<TOTAL-ASSETS>                                 170,912
<DEPOSITS>                                      96,735
<SHORT-TERM>                                    51,587
<LIABILITIES-OTHER>                              4,099
<LONG-TERM>                                      7,782
<COMMON>                                         4,682
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        112
<OTHER-SE>                                       5,915
<TOTAL-LIABILITIES-AND-EQUITY>                 170,912
<INTEREST-LOAN>                                  5,521
<INTEREST-INVEST>                                1,024
<INTEREST-OTHER>                                 1,066
<INTEREST-TOTAL>                                 7,611
<INTEREST-DEPOSIT>                               1,697
<INTEREST-EXPENSE>                               3,700
<INTEREST-INCOME-NET>                            3,911
<LOAN-LOSSES>                                      240
<SECURITIES-GAINS>                                  15
<EXPENSE-OTHER>                                  3,677
<INCOME-PRETAX>                                  1,967
<INCOME-PRE-EXTRAORDINARY>                       1,967
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,285
<EPS-PRIMARY>                                     4.66
<EPS-DILUTED>                                     4.62
<YIELD-ACTUAL>                                    3.64
<LOANS-NON>                                        862
<LOANS-PAST>                                       124
<LOANS-TROUBLED>                                   104
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,169
<CHARGE-OFFS>                                      378
<RECOVERIES>                                       160
<ALLOWANCE-CLOSE>                                2,202
<ALLOWANCE-DOMESTIC>                               841
<ALLOWANCE-FOREIGN>                                  3
<ALLOWANCE-UNALLOCATED>                          1,358