<ARTICLE> 9
<LEGEND>
The schedule contains summary information extracted from the December 31,
1994, Form 10-K for NationsBank Corporation and is qualified in its entirety
by reference to such financial statements.
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               DEC-31-1994
<CASH>                                           9,582
<INT-BEARING-DEPOSITS>                           2,159
<FED-FUNDS-SOLD>                                11,112
<TRADING-ASSETS>                                 9,941
<INVESTMENTS-HELD-FOR-SALE>                      8,025
<INVESTMENTS-CARRYING>                          17,800
<INVESTMENTS-MARKET>                            17,101
<LOANS>                                        103,371
<ALLOWANCE>                                     (2,186)
<TOTAL-ASSETS>                                 169,604
<DEPOSITS>                                     100,470
<SHORT-TERM>                                    45,555
<LIABILITIES-OTHER>                              4,080
<LONG-TERM>                                      8,488
<COMMON>                                         4,740
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        111
<OTHER-SE>                                       6,160
<TOTAL-LIABILITIES-AND-EQUITY>                 169,604
<INTEREST-LOAN>                                  7,577
<INTEREST-INVEST>                                1,378
<INTEREST-OTHER>                                 1,574
<INTEREST-TOTAL>                                10,529
<INTEREST-DEPOSIT>                               2,415
<INTEREST-EXPENSE>                               5,318
<INTEREST-INCOME-NET>                            5,211
<LOAN-LOSSES>                                      310
<SECURITIES-GAINS>                                 (13)
<EXPENSE-OTHER>                                  4,930
<INCOME-PRETAX>                                  2,555
<INCOME-PRE-EXTRAORDINARY>                       2,555
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,690
<EPS-PRIMARY>                                     6.12
<EPS-DILUTED>                                     6.06
<YIELD-ACTUAL>                                    3.58
<LOANS-NON>                                        801
<LOANS-PAST>                                       146
<LOANS-TROUBLED>                                   177
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,169
<CHARGE-OFFS>                                      533
<RECOVERIES>                                       217
<ALLOWANCE-CLOSE>                                2,186
<ALLOWANCE-DOMESTIC>                             1,160
<ALLOWANCE-FOREIGN>                                 11
<ALLOWANCE-UNALLOCATED>                          1,015