<ARTICLE> 9
<LEGEND>
The schedule contains summary information extracted from the March 31, 1996,
Form 10-Q for NationsBank Corporation and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                           7,465
<INT-BEARING-DEPOSITS>                           1,026
<FED-FUNDS-SOLD>                                 6,193
<TRADING-ASSETS>                                19,569
<INVESTMENTS-HELD-FOR-SALE>                     17,771
<INVESTMENTS-CARRYING>                           4,104
<INVESTMENTS-MARKET>                             4,087
<LOANS>                                        124,344
<ALLOWANCE>                                    (2,253)
<TOTAL-ASSETS>                                 194,375
<DEPOSITS>                                     109,622
<SHORT-TERM>                                    46,607
<LIABILITIES-OTHER>                              5,930
<LONG-TERM>                                     18,659
<COMMON>                                         5,020
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        176
<OTHER-SE>                                       8,361
<TOTAL-LIABILITIES-AND-EQUITY>                 194,375
<INTEREST-LOAN>                                  2,573
<INTEREST-INVEST>                                  414
<INTEREST-OTHER>                                   586
<INTEREST-TOTAL>                                 3,573
<INTEREST-DEPOSIT>                                 858
<INTEREST-EXPENSE>                               2,016
<INTEREST-INCOME-NET>                            1,557
<LOAN-LOSSES>                                      155
<SECURITIES-GAINS>                                  14
<EXPENSE-OTHER>                                  1,512
<INCOME-PRETAX>                                    789
<INCOME-PRE-EXTRAORDINARY>                         789
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       513
<EPS-PRIMARY>                                     1.70
<EPS-DILUTED>                                     1.67
<YIELD-ACTUAL>                                    3.43
<LOANS-NON>                                        841
<LOANS-PAST>                                       173
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,163
<CHARGE-OFFS>                                    (210)
<RECOVERIES>                                        55
<ALLOWANCE-CLOSE>                                2,253
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0