UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION

                          Washington, DC  20549


                               Form 8-K

                             CURRENT REPORT

                  Pursuant to Section 13 or 15(d) of the
                     Securities Exchange Act of 1934



        Date of Report (Date of earliest event reported): May 15, 1997


                           Boatmen's Auto Trust 1995-A
                          ----------------------------
              (Exact name of registrant as specified in its charter)



                                  
            United States
             of America               33-95450            43-6617959
           -------------             ----------          ------------
           (State or other          (Commission File    (IRS employer
           Jurisdiction of          Number)             Identification No.)
           Incorporation
                                        
                                        
                           Boatmen's Auto Trust 1995-A
                               Transamerica Square
                                  NC1-021-03-07
                             401 North Tryon Street
                        Charlotte, North Carolina  28255
                                 (704) 386-5000
                                        
                                        
                    (Address of principal executive offices)

        Registrant's telephone number including area code:  (704) 386-5000




Item 5.  Other Events
        --------------

           The Registrant hereby incorporates by reference the
           information contained in Exhibit 99 hereto in response to
           this Item 5.


Item 7.  Financial Statements, Pro Forma Financial Statements and Exhibits
         -----------------------------------------------------------------

(c)  Exhibits

99       Monthly Servicing Report for The Boatmen's National Bank of St.
         Louis Boatmen's Auto Trust 1995-A

                                        
                                        
                                        
                                   SIGNATURES

Pursuant to the requirements of the Securities and Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf  by  the
undersigned hereunto duly authorized.
                                        
                          BOATMEN'S  AUTO  TRUST 1995-A
                          -----------------------------
                                   (Registrant)
                                        


Dated:                             By:\s\ Leslie J. Fitzpatrick
                                      -------------------------
                                   Name: Leslie J. Fitzpatrick
                                   Title: Senior Vice President
                                   The Boatmen's National Bank of St. Louis
                                   (Duly Authorized Officer)

                                        
                                        
                                INDEX TO EXHIBITS
                               -------------------


Exhibit
Number                        Exhibit
______                       ---------

99        Monthly Servicing Report for The Boatmen's National Bank
          of St. Louis Boatmen's Auto Trust 1995-A