UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): NOVEMBER 16, 1998
NATIONSBANK, N.A.
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(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
(AS SERVICER ON BEHALF OF NATIONSBANK AUTO GRANTOR TRUST 1995-A)
UNITED STATES
OF AMERICA 33-97436 57-0236115
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(STATE OR OTHER (COMMISSION FILE (IRS EMPLOYER
JURISDICTION OF NUMBER) IDENTIFICATION NO.)
INCORPORATION
NATIONSBANK, N.A.
NATIONSBANK CORPORATE CENTER
100 NORTH TRYON STREET
CHARLOTTE, NORTH CAROLINA 28255
(704) 386-5000
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
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REGISTRANT'S TELEPHONE NUMBER INCLUDING AREA CODE: (704) 386-5000
ITEM 5. OTHER EVENTS
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THE REGISTRANT HEREBY INCORPORATES BY REFERENCE THE INFORMATION
CONTAINED IN EXHIBIT 99 HERETO IN RESPONSE TO THIS ITEM 5.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND
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EXHIBITS
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(C) EXHIBITS
99 MONTHLY SERVICER'S CERTIFICATE FOR NATIONSBANK, N.A.
CLASS A & B, NATIONSBANK AUTO TRUST 1995-A
SIGNATURES
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THE
REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.
NATIONSBANK, N.A.
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(REGISTRANT)
(AS SERVICER ON BEHALF OF NATIONSBANK AUTO GRANTOR TRUST 1995-A)
DATED: November 25, 1998 BY: /S/ SUZANNE W. CASTLEBERRY
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NAME: SUZANNE W. CASTLEBERRY
TITLE: VICE PRESIDENT
(DULY AUTHORIZED OFFICER)
INDEX TO EXHIBITS
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EXHIBIT
NUMBER EXHIBIT
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99 MONTHLY SERVICER'S CERTIFICATE FOR NATIONSBANK, N.A.
CLASS A & B, NATIONSBANK AUTO TRUST 1995-A