UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): FEBRUARY 16, 1999
BARNETT AUTO TRUST 1997-A
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(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
UNITED STATES
OF AMERICA 333-26675 86-0888083
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(STATE OR OTHER (COMMISSION FILE (IRS EMPLOYER
JURISDICTION OF NUMBER) IDENTIFICATION NO.)
INCORPORATION
BARNETT AUTO TRUST 1997-A
NC1-005-14-01
125 WEST TRADE STREET
CHARLOTTE, NORTH CAROLINA 28255
(704) 386-5000
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
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REGISTRANT'S TELEPHONE NUMBER INCLUDING AREA CODE: (704) 386-5000
ITEM 5. OTHER EVENTS
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THE REGISTRANT HEREBY INCORPORATES BY REFERENCE THE INFORMATION
CONTAINED IN EXHIBIT 99 HERETO IN RESPONSE TO THIS ITEM 5.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND
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EXHIBITS
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(C) EXHIBITS
99 MONTHLY SERVICERS CERTIFICATE FOR BARNETT BANK, N.A.
BARNETT AUTO TRUST 1997-A
SIGNATURES
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES AND EXCHANGE ACT OF 1934, THE
REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.
BARNETT AUTO TRUST 1997-A
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(REGISTRANT)
DATED: FEBRUARY 17, 1999 BY:/S/ PAT DORAN
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NAME: PAT DORAN
TITLE: SENIOR VICE PRESIDENT-
BARNETT BANK, N.A
NATIONSBANK, N.A.
(DULY AUTHORIZED OFFICER)
INDEX TO EXHIBITS
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EXHIBIT
NUMBER EXHIBIT
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99 MONTHLY SERVICERS CERTIFICATE FOR BARNETT BANK, N.A.
BARNETT AUTO TRUST 1997-A