UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): MAY 17, 1999 BARNETT AUTO TRUST 1997-A ------------------------- (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) UNITED STATES OF AMERICA 333-26675 86-0888083 ----------- --------- ---------- (STATE OR OTHER (COMMISSION FILE (IRS EMPLOYER JURISDICTION OF NUMBER) IDENTIFICATION NO.) INCORPORATION BARNETT AUTO TRUST 1997-A NC1-005-14-02 121 WEST TRADE STREET CHARLOTTE, NORTH CAROLINA 28255 (704) 386-5000 (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) ---------------------------------------- REGISTRANT'S TELEPHONE NUMBER INCLUDING AREA CODE: (704) 386-5000 ITEM 5. OTHER EVENTS ------------- THE REGISTRANT HEREBY INCORPORATES BY REFERENCE THE INFORMATION CONTAINED IN EXHIBIT 99 HERETO IN RESPONSE TO THIS ITEM 5. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND -------------------------------------------------------------- EXHIBITS -------- (C) EXHIBITS 99 MONTHLY SERVICERS CERTIFICATE FOR BARNETT BANK, N.A. BARNETT AUTO TRUST 1997-A SIGNATURES PURSUANT TO THE REQUIREMENTS OF THE SECURITIES AND EXCHANGE ACT OF 1934, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED HEREUNTO DULY AUTHORIZED. BARNETT AUTO TRUST 1997-A ------------------------- (REGISTRANT) DATED: MAY 28, 1999 BY: /S/ WILLIAM KINYUA -------------- -------------------- NAME: WILLIAM KINYUA TITLE: VICE PRESIDENT NATIONSBANK, N.A. (DULY AUTHORIZED OFFICER) INDEX TO EXHIBITS ----------------- EXHIBIT NUMBER EXHIBIT - ------ ------- 99 MONTHLY SERVICERS CERTIFICATE FOR BARNETT BANK, N.A. BARNETT AUTO TRUST 1997-A