<ARTICLE> 9 <LEGEND> The schedule contains summary information extracted from the June 30, 1999 Form 10-Q for Bank of America corporation and is qualified in its entirety by reference to such financial statements. </LEGEND> <PERIOD-TYPE> 6-mos <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> JUN-30-1999 <CASH> 24,197 <INT-BEARING-DEPOSITS> 5,350 <FED-FUNDS-SOLD> 35,907 <TRADING-ASSETS> 35,427 <INVESTMENTS-HELD-FOR-SALE> 75,012 <INVESTMENTS-CARRYING> 1,499 <INVESTMENTS-MARKET> 1,311 <LOANS> 363,581 <ALLOWANCE> (7,096) <TOTAL-ASSETS> 614,102 <DEPOSITS> 339,045 <SHORT-TERM> 136,360 <LIABILITIES-OTHER> 38,007 <LONG-TERM> 55,059 <PREFERRED-MANDATORY> 0 <PREFERRED> 80 <COMMON> 14,433 <OTHER-SE> 31,118 <TOTAL-LIABILITIES-AND-EQUITY> 614,102 <INTEREST-LOAN> 13,623 <INTEREST-INVEST> 2,318 <INTEREST-OTHER> 2,466 <INTEREST-TOTAL> 18,407 <INTEREST-DEPOSIT> 4,480 <INTEREST-EXPENSE> 9,195 <INTEREST-INCOME-NET> 9,212 <LOAN-LOSSES> 1,020 <SECURITIES-GAINS> 182 <EXPENSE-OTHER> 8,910 <INCOME-PRETAX> 6,009 <INCOME-PRE-EXTRAORDINARY> 6,009 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,829 <EPS-BASIC> 2.20 <EPS-DILUTED> 2.15 <YIELD-ACTUAL> 3.55 <LOANS-NON> 2,812 <LOANS-PAST> 631 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 7,122 <CHARGE-OFFS> 1,338 <RECOVERIES> 299 <ALLOWANCE-CLOSE> 7,096 <ALLOWANCE-DOMESTIC> 0<F1> <ALLOWANCE-FOREIGN> 0<F1> <ALLOWANCE-UNALLOCATED> 0<F1> <FN> <F1>Allowance-Domestic, Allowance-Foreign and Allowance-Unallocated are only disclosed on an annual basis in the Corporation's 10-K and are therefore not included in this Financial Data Schedule. </FN>