Exhibit 28
OHIO CASUALTY GROUP
SCHEDULE P-PART 1 - SUMMARY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 20,274,541 5,587,838
1991 1,495,615,389 26,560,767 1,469,054,622 907,917,586 36,484,154
1992 1,550,273,214 32,683,713 1,517,589,501 931,197,932 24,060,050
1993 1,423,123,140 43,696,082 1,379,427,058 839,307,667 9,817,300
1994 1,342,790,625 45,133,158 1,297,657,467 817,324,412 7,814,637
1995 1,305,588,605 41,012,065 1,264,576,540 733,026,581 4,955,347
1996 1,253,886,669 30,533,833 1,223,352,836 781,564,104 3,569,314
1997 1,236,434,526 32,169,379 1,204,265,147 675,258,787 -2,232,985
1998 1,321,641,601 53,814,016 1,267,827,585 687,438,560 -2,456,182
1999 1,660,202,634 105,894,483 1,554,308,151 791,233,022 37,604,791
2000 1,656,046,645 123,025,174 1,533,021,472 539,505,461 10,374,958
TOTAL XXXX XXXX XXXX 7,724,048,652 135,579,221
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,816,304 100,350 2,049,117 0 868,133
1991 77,912,599 2,049,897 68,086,775 -37,105 34,882,340
1992 77,019,494 1,308,411 74,173,125 -35,041 36,471,853
1993 67,890,746 1,010,317 68,094,992 -114,426 29,997,039
1994 59,023,155 -226,436 73,145,998 -326,974 31,025,538
1995 49,999,522 -619,948 68,602,032 -700,728 28,416,066
1996 47,824,030 -1,023,215 77,517,975 -1,610,736 28,541,529
1997 33,191,550 -1,192,112 70,659,106 -2,883,083 29,347,719
1998 16,045,616 -872,624 82,160,030 -3,065,784 28,713,044
1999 13,260,901 695,511 93,201,688 289,733 26,884,136
2000 2,780,000 179,282 64,396,536 14,336 14,867,735
TOTAL 449,763,919 1,409,432 742,087,376 -8,469,809 290,015,130
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 21,451,775 XXXX
1991 1,015,420,016 XXXX
1992 1,057,057,131 XXXX
1993 964,580,215 XXXX
1994 942,232,338 XXXX
1995 847,993,465 XXXX
1996 905,970,746 XXXX
1997 785,417,624 XXXX
1998 792,038,796 XXXX
1999 859,105,576 XXXX
2000 596,113,422 XXXX
TOTAL 8,787,381,103 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 127,452,075 45,909,182 54,139,016 1,082,201
1991 14,357,925 1,031,816 11,032,046 253,164
1992 20,710,588 1,796,612 11,072,385 306,539
1993 19,984,823 3,300,833 10,602,730 351,911
1994 17,735,979 1,321,694 9,332,840 418,171
1995 26,296,282 4,938,474 10,045,990 456,252
1996 30,809,586 3,166,806 13,759,812 571,746
1997 59,688,274 8,562,676 14,417,374 650,619
1998 96,405,423 13,660,993 39,914,542 1,619,807
1999 187,075,824 16,015,091 138,675,353 4,349,032
2000 264,524,809 10,015,254 292,265,685 14,194,525
TOTAL 865,041,588 109,719,431 605,257,772 24,253,965
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 6,229,737 1,133,837 24,802,623 78,055
1991 1,706,291 267,279 4,665,619 23,770
1992 1,813,101 260,809 4,653,071 37,632
1993 2,167,482 282,260 3,633,765 51,738
1994 2,442,764 273,841 1,938,122 78,471
1995 3,063,660 344,610 2,352,597 120,052
1996 5,115,502 530,322 4,137,946 218,864
1997 7,995,930 821,964 6,574,143 355,384
1998 16,546,356 1,576,512 12,826,142 758,587
1999 39,660,354 2,324,631 19,051,385 1,132,903
2000 52,934,890 3,064,864 23,520,494 1,408,053
TOTAL 139,676,068 10,880,929 108,155,906 4,263,511
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 12,492,205 1,795,729 1,416,607 175,116,651 XXXX
1991 1,408,817 71,985 634,328 31,522,685 XXXX
1992 1,870,132 91,649 815,138 37,626,035 XXXX
1993 1,808,282 166,768 1,172,429 34,043,572 XXXX
1994 1,370,034 94,573 1,060,812 30,632,990 XXXX
1995 1,950,999 220,150 1,437,711 37,629,990 XXXX
1996 2,881,748 198,394 1,923,732 52,018,462 XXXX
1997 4,980,065 465,501 3,064,497 82,799,642 XXXX
1998 9,298,434 782,361 5,101,353 156,592,637 XXXX
1999 20,195,929 879,240 10,809,797 379,957,948 XXXX
2000 37,936,763 1,294,486 22,988,838 641,205,457 XXXX
TOTAL 96,193,408 6,060,837 50,425,241 1,659,146,069 XXXX
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 1,087,087,659 40,144,959 1,046,942,701
1992 1,122,509,827 27,826,662 1,094,683,166
1993 1,013,490,487 14,866,700 998,623,786
1994 982,313,304 9,447,976 972,865,327
1995 895,337,663 9,714,209 885,623,455
1996 963,610,704 5,621,496 957,989,208
1997 872,765,230 4,547,964 868,217,267
1998 960,635,103 12,003,670 948,631,433
1999 1,302,354,456 63,290,932 1,239,063,524
2000 1,277,864,637 40,545,758 1,237,318,879
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 72.7 151.1 71.3 0 0
1992 72.4 85.1 72.1 0 0
1993 71.2 34.0 72.4 0 0
1994 73.2 20.9 75.0 0 0
1995 68.6 23.7 70.0 0 0
1996 76.8 18.4 78.3 0 0
1997 70.6 14.1 72.1 0 0
1998 72.7 22.3 74.8 0 0
1999 78.4 59.8 79.7 0 0
2000 77.2 33.0 80.7 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 134,599,708 40,516,944
1991 0.0 24,104,991 7,417,694
1992 0.0 29,679,822 7,946,213
1993 0.0 26,934,809 7,108,762
1994 0.0 25,328,954 5,304,035
1995 0.0 30,947,547 6,682,443
1996 0.0 40,830,846 11,187,616
1997 0.0 64,892,353 17,907,289
1998 0.0 121,039,165 35,553,472
1999 0.0 305,387,054 74,570,894
2000 0.0 532,580,715 108,624,742
TOTAL XXXX 1,336,325,965 322,820,105
OHIO CASUALTY GROUP
SCHEDULE P-PART 1A - HOMEOWNERS
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 118,868 0
1991 180,475,310 3,102,136 177,373,174 146,051,036 20,000,494
1992 187,626,381 3,099,967 184,526,414 138,807,487 6,593,491
1993 176,137,420 8,407,961 167,729,459 127,919,522 494,000
1994 167,093,737 9,016,379 158,077,358 137,059,958 91,905
1995 169,545,732 8,427,980 161,117,752 110,540,264 0
1996 170,607,856 4,977,843 165,630,013 156,268,335 31,317
1997 172,710,473 6,175,490 166,534,984 109,546,840 214,848
1998 184,421,391 6,621,418 177,799,973 129,410,953 66,250
1999 188,472,844 7,018,963 181,453,880 135,392,419 771
2000 187,731,873 11,178,562 176,553,312 98,973,974 0
TOTAL XXXX XXXX XXXX 1,290,089,656 27,493,075
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 26,208 0 2,978 0 6,974
1991 6,171,998 287,977 5,508,989 0 1,428,979
1992 7,217,327 618,218 9,481,832 0 1,754,571
1993 7,351,995 4,165 9,109,932 0 1,418,387
1994 7,509,255 595 10,885,242 0 1,738,104
1995 5,858,751 0 8,424,251 0 1,123,646
1996 7,273,492 0 12,319,155 0 1,341,079
1997 3,726,254 0 9,599,977 0 977,072
1998 845,600 0 12,406,344 376 1,063,411
1999 521,052 0 13,755,040 0 901,939
2000 71,105 0 9,422,746 0 368,247
TOTAL 46,573,037 910,955 100,916,486 376 12,122,408
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 148,054 XXXX
1991 137,443,552 66,259
1992 148,294,937 67,908
1993 143,883,284 67,904
1994 155,361,955 72,564
1995 124,823,266 55,017
1996 175,829,664 73,300
1997 122,658,222 48,355
1998 142,596,272 54,190
1999 149,667,740 50,548
2000 108,467,826 42,588
TOTAL 1,409,174,773 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 176,460 2,000 33,570 0
1991 23,196 13,196 -7,315 0
1992 90,340 0 -15,238 0
1993 196,421 5,000 206,084 3,507
1994 256,305 0 88,040 5,611
1995 378,409 0 83,137 10,521
1996 767,095 10,000 232,066 14,028
1997 2,670,257 0 150,002 15,431
1998 3,666,430 0 1,233,177 63,125
1999 6,501,530 0 3,503,716 182,361
2000 27,127,300 0 8,014,752 406,804
TOTAL 41,853,743 30,196 13,521,992 701,387
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 13,988 11 11,686 195
1991 13,988 11 6,236 195
1992 27,627 21 12,472 389
1993 68,543 53 53,129 973
1994 136,387 105 64,328 1,945
1995 204,581 158 97,761 2,918
1996 490,994 378 232,613 7,002
1997 490,994 378 234,620 7,002
1998 1,145,654 883 555,463 16,339
1999 2,250,391 1,734 1,067,125 32,095
2000 1,977,616 1,524 946,894 28,204
TOTAL 6,820,764 5,256 3,282,328 97,256
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 7,747 37 7,624 241,209 10
1991 847 242 7,315 23,310 3
1992 3,014 0 15,238 117,805 6
1993 16,564 188 35,978 531,022 11
1994 13,517 154 48,696 550,763 14
1995 22,080 288 177,254 772,083 27
1996 39,164 567 133,922 1,729,956 48
1997 105,135 422 261,627 3,627,775 100
1998 182,023 1,728 376,890 6,700,671 163
1999 370,214 4,993 745,402 13,471,794 452
2000 1,237,573 11,138 1,142,890 38,856,465 5,131
TOTAL 1,997,878 19,756 2,952,836 66,622,854 5,965
TOTAL LOSSES & LOSS EXPENSES INCURRED
(27) (28) (29)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 157,768,975 20,302,114 137,466,862
1992 155,624,861 7,212,119 148,412,742
1993 144,922,190 507,884 144,414,306
1994 156,013,033 100,315 155,912,718
1995 125,609,234 13,884 125,595,349
1996 177,622,913 63,293 177,559,620
1997 126,524,080 238,082 126,285,997
1998 149,445,644 148,701 149,296,943
1999 163,361,487 221,953 163,139,534
2000 147,771,962 447,671 147,324,291
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(30) (31) (32) (33) (34)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 87.4 654.5 77.5 0 0
1992 82.9 232.7 80.4 0 0
1993 82.3 6.0 86.1 0 0
1994 93.4 1.1 98.6 0 0
1995 74.1 0.2 78.0 0 0
1996 104.1 1.3 107.2 0 0
1997 73.3 3.9 75.8 0 0
1998 81.0 2.2 84.0 0 0
1999 86.7 3.2 89.9 0 0
2000 78.7 4.0 83.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(35) (36) (37)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 208,030 33,179
1991 0.0 2,685 20,625
1992 0.0 75,102 42,703
1993 0.0 393,998 137,024
1994 0.0 338,734 212,029
1995 0.0 451,025 321,058
1996 0.0 975,133 754,823
1997 0.0 2,804,829 822,946
1998 0.0 4,836,482 1,864,189
1999 0.0 9,822,886 3,648,909
2000 0.0 34,735,248 4,121,217
TOTAL XXXX 54,644,152 11,978,702
OHIO CASUALTY GROUP
SCHEDULE P-PART 1B - PRIVATE PASSENGER AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 2,399,019 1,797,631
1991 339,450,775 6,390,994 333,059,781 246,458,159 2,524,680
1992 362,947,213 7,108,258 355,838,955 265,065,581 2,872,189
1993 334,285,756 12,196,407 322,089,349 252,124,759 4,801,848
1994 320,149,419 12,617,186 307,532,233 240,910,771 3,752,221
1995 305,098,094 7,698,429 297,399,665 226,403,441 716,750
1996 290,090,509 7,674,484 282,416,025 215,681,299 -1,652,494
1997 286,421,257 9,267,645 277,153,612 187,858,363 -8,757,194
1998 312,015,418 19,374,078 292,641,340 173,485,412 -7,776,007
1999 331,778,954 31,610,874 300,168,080 177,141,721 14,609,657
2000 281,025,570 21,221,126 259,804,444 91,433,681 3,056,616
TOTAL XXXX XXXX XXXX 2,078,962,205 15,945,898
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 277,052 147,996 203,851 0 71,704
1991 14,465,650 -56,384 23,016,096 -37,105 4,910,939
1992 16,870,615 -38,220 22,969,958 -35,041 5,044,276
1993 16,239,089 -155,884 21,593,749 -114,426 5,667,954
1994 14,906,721 -430,925 22,713,242 -326,974 4,713,886
1995 13,714,777 -712,676 22,258,116 -700,728 4,854,066
1996 11,350,814 -1,132,247 24,711,876 -1,610,736 4,121,425
1997 7,870,942 -1,571,748 21,249,955 -2,883,083 4,433,900
1998 4,003,483 -978,730 22,729,541 -3,181,662 4,548,736
1999 2,940,426 457,404 24,094,420 152,475 2,659,851
2000 434,544 14,339 14,109,886 4,588 1,065,630
TOTAL 103,074,112 -4,457,073 219,650,689 -8,732,692 42,092,367
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 934,294 XXXX
1991 281,508,715 57,898
1992 302,107,225 60,082
1993 285,426,058 54,987
1994 275,536,413 53,283
1995 263,072,988 49,241
1996 256,139,464 48,075
1997 230,191,284 47,019
1998 212,154,834 50,399
1999 188,957,030 54,095
2000 102,902,567 47,752
TOTAL 2,398,930,873 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 12,499,875 10,482,638 4,463,122 941,529
1991 2,275,611 1,018,619 950,086 198,217
1992 2,039,953 754,404 939,671 198,217
1993 1,203,866 370,093 1,201,571 231,253
1994 3,228,604 1,272,407 1,257,523 247,771
1995 6,040,309 1,735,066 1,455,886 247,771
1996 10,182,134 3,027,319 1,806,413 247,771
1997 25,137,601 8,040,301 2,136,102 264,289
1998 45,187,477 12,215,617 7,653,346 776,349
1999 65,805,606 5,857,049 26,140,359 2,720,280
2000 74,268,734 1,460,179 75,529,391 10,670,995
TOTAL 247,869,770 46,233,692 123,533,470 16,744,440
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 486,982 116,182 309,865 56,930
1991 132,287 27,884 91,035 13,663
1992 186,784 41,825 123,871 20,495
1993 251,752 51,120 178,372 25,049
1994 380,667 69,709 287,373 34,158
1995 667,731 130,123 487,635 63,762
1996 1,189,210 227,716 876,913 111,584
1997 2,099,569 385,723 1,582,400 189,009
1998 4,457,159 817,918 3,361,213 400,790
1999 6,904,652 1,278,833 5,183,957 627,789
2000 7,776,611 1,516,957 5,709,329 765,074
TOTAL 24,533,404 4,663,989 18,191,962 2,308,304
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSE SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,312,392 610,306 97,818 6,864,653 147
1991 236,764 68,980 62,415 2,358,419 23
1992 235,452 55,842 72,829 2,454,948 36
1993 200,564 39,487 127,869 2,319,121 44
1994 341,907 86,168 204,235 3,785,861 82
1995 557,305 109,448 267,383 6,922,695 164
1996 878,302 173,987 439,876 11,144,596 321
1997 1,909,079 426,271 638,083 23,559,158 702
1998 3,827,337 681,936 1,330,358 49,593,922 1,665
1999 6,919,893 539,113 2,144,818 99,931,403 4,538
2000 12,168,448 1,045,639 3,316,038 159,993,670 13,749
TOTAL 28,587,443 3,837,176 8,701,721 368,928,448 21,471
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 287,625,687 3,758,553 283,867,134
1992 308,431,884 3,869,711 304,562,173
1993 292,993,720 5,248,541 287,745,179
1994 284,026,809 4,704,535 279,322,274
1995 271,585,199 1,589,516 269,995,684
1996 266,676,961 -607,100 267,284,060
1997 249,844,010 -3,906,432 253,750,442
1998 264,704,967 2,956,211 261,748,756
1999 315,131,034 26,242,601 288,888,433
2000 281,430,625 18,534,387 262,896,237
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 84.7 58.8 85.2 0 0
1992 85.0 54.4 85.6 0 0
1993 87.6 43.0 89.3 0 0
1994 88.7 37.3 90.8 0 0
1995 89.0 20.6 90.8 0 0
1996 91.9 -7.9 94.6 0 0
1997 87.2 -42.2 91.6 0 0
1998 84.8 15.3 89.4 0 0
1999 95.0 83.0 96.2 0 0
2000 100.1 87.3 101.2 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 5,538,830 1,325,822
1991 0.0 2,008,861 349,558
1992 0.0 2,027,004 427,945
1993 0.0 1,804,091 515,031
1994 0.0 2,965,949 819,912
1995 0.0 5,513,358 1,409,337
1996 0.0 8,713,457 2,431,139
1997 0.0 18,969,113 4,590,046
1998 0.0 39,848,858 9,745,064
1999 0.0 83,368,636 16,562,767
2000 0.0 137,666,952 22,326,719
TOTAL XXXX 308,425,108 60,503,340
OHIO CASUALTY GROUP
SCHEDULE P-PART 1C - COMMERCIAL AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 364,108 90,266
1991 130,823,468 3,059,789 127,763,679 81,415,076 706,087
1992 135,772,129 3,261,305 132,510,824 80,288,861 1,933,769
1993 129,920,600 4,227,838 125,692,762 76,613,019 1,045,637
1994 124,061,161 4,326,619 119,734,542 89,783,594 1,563,365
1995 118,167,750 3,897,033 114,270,717 71,643,770 2,006,399
1996 111,494,112 3,041,823 108,452,289 67,601,195 2,545,277
1997 108,150,971 2,584,990 105,565,981 64,698,440 1,343,296
1998 107,482,733 2,436,283 105,046,450 49,367,022 1,128,950
1999 133,335,676 5,439,317 127,896,359 51,271,663 997,401
2000 139,893,925 9,877,323 130,016,602 27,139,776 275,015
TOTAL XXXX XXXX XXXX 660,186,525 13,635,460
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 51,772 0 28,199 0 148,456
1991 6,921,085 8,280 6,289,058 0 705,362
1992 7,172,869 17,459 5,702,562 0 1,121,400
1993 7,354,364 251,005 5,557,670 0 715,051
1994 7,548,747 90,108 6,765,090 0 769,657
1995 5,655,970 25,861 6,382,250 0 717,411
1996 4,787,776 148,424 6,647,831 0 528,092
1997 3,308,053 1,181 6,472,875 0 668,926
1998 1,718,746 0 6,617,218 0 413,513
1999 957,520 28,479 6,841,287 16,559 588,959
2000 142,328 8,522 3,756,805 0 283,323
TOTAL 45,619,229 579,317 61,060,845 16,559 6,660,151
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 353,812 XXXX
1991 93,910,851 13,265
1992 91,213,065 13,837
1993 88,228,411 13,771
1994 102,443,959 13,933
1995 81,649,730 12,354
1996 76,343,102 12,461
1997 73,134,892 11,725
1998 56,574,037 11,155
1999 58,028,032 13,147
2000 30,755,372 12,142
TOTAL 752,635,262 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,311,898 835,424 802,722 0
1991 486,531 0 153,318 0
1992 269,265 0 292,089 2,502
1993 1,400,898 55,598 320,187 2,633
1994 1,328,812 0 281,488 3,171
1995 2,583,706 13,521 363,081 4,110
1996 3,082,371 95,010 1,225,528 13,448
1997 8,055,531 59,847 607,962 11,885
1998 12,457,540 85,300 5,878,626 63,801
1999 24,947,997 787,902 17,670,500 150,746
2000 26,904,403 144,490 42,200,758 373,425
TOTAL 83,828,952 2,077,092 69,796,259 625,721
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 33,676 955 511,574 307
1991 42,095 1,194 128,208 383
1992 42,540 1,194 73,559 383
1993 101,325 2,866 137,388 936
1994 168,380 4,777 131,581 1,539
1995 244,151 6,927 192,207 2,229
1996 395,692 11,226 310,325 3,603
1997 858,737 24,363 689,362 7,820
1998 1,350,670 37,261 1,026,742 11,960
1999 3,178,094 66,879 1,916,757 21,466
2000 3,869,774 81,210 2,282,672 26,066
TOTAL 10,285,134 238,852 7,400,375 76,693
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 309,392 38,314 4,203 3,094,262 23
1991 62,970 0 5,181 871,545 9
1992 45,343 160 8,523 718,556 6
1993 124,471 2,722 13,322 2,019,513 13
1994 103,803 203 11,612 2,004,373 20
1995 190,400 883 19,991 3,545,876 41
1996 277,280 5,215 32,128 5,162,694 77
1997 593,535 3,505 46,655 10,697,707 168
1998 1,175,552 8,004 147,985 21,682,804 366
1999 2,782,726 45,794 185,775 49,423,287 897
2000 4,321,634 30,563 495,406 78,923,487 2,647
TOTAL 9,987,105 135,363 970,782 178,144,104 4,267
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 95,498,341 715,945 94,782,396
1992 93,887,088 1,955,467 91,931,621
1993 91,609,320 1,361,397 90,247,924
1994 106,111,495 1,663,163 104,448,332
1995 87,255,534 2,059,928 85,195,606
1996 84,327,999 2,822,204 81,505,795
1997 85,284,495 1,451,896 83,832,599
1998 79,592,116 1,335,276 78,256,840
1999 109,566,545 2,115,226 107,451,319
2000 110,618,150 939,291 109,678,859
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 73.0 23.4 74.2 0 0
1992 69.2 60.0 69.4 0 0
1993 70.5 32.2 71.8 0 0
1994 85.5 38.4 87.2 0 0
1995 73.8 52.9 74.6 0 0
1996 75.6 92.8 75.2 0 0
1997 78.9 56.2 79.4 0 0
1998 74.1 54.8 74.5 0 0
1999 82.2 38.9 84.0 0 0
2000 79.1 9.5 84.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 2,279,196 815,066
1991 0.0 639,849 231,696
1992 0.0 558,852 159,704
1993 0.0 1,662,853 356,659
1994 0.0 1,607,128 397,245
1995 0.0 2,929,157 616,719
1996 0.0 4,199,441 963,253
1997 0.0 8,591,761 2,105,945
1998 0.0 18,187,065 3,495,739
1999 0.0 41,679,849 7,743,439
2000 0.0 68,587,247 10,336,241
TOTAL XXXX 150,922,398 27,221,706
OHIO CASUALTY GROUP
SCHEDULE P-PART 1D - WORKERS COMPENSATION
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX 0 0 13,812,803 3,012,430
1991 219,109,861 3,143,510 215,966,351 145,737,735 442,239
1992 213,577,106 2,909,054 210,668,052 125,695,552 43,500
1993 185,737,510 2,443,331 183,294,179 97,107,919 248,832
1994 153,211,860 1,955,046 151,256,814 68,653,033 1,500
1995 143,658,352 1,654,337 142,004,015 61,662,350 0
1996 124,749,682 592,288 124,157,394 50,265,328 237,887
1997 103,906,558 422,962 103,483,596 45,253,633 0
1998 101,505,174 1,169,564 100,335,609 36,452,210 1,490,247
1999 208,122,405 12,349,044 195,773,361 62,468,861 2,998,033
2000 217,714,121 19,899,843 197,814,278 42,899,474 2,266,419
TOTAL XXXX XXXX XXXX 750,008,900 10,741,087
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 649,645 25,828 1,646,142 0 297,087
1991 13,144,327 24,319 6,270,706 0 3,776,538
1992 9,732,372 1,921 7,122,164 0 3,781,913
1993 6,710,897 11,248 5,584,916 0 1,738,132
1994 4,687,136 1,696 4,534,489 0 1,864,684
1995 4,033,222 692 5,108,458 0 1,054,484
1996 3,827,510 1,650 4,493,721 0 1,222,086
1997 3,469,077 0 4,830,224 0 1,054,186
1998 2,304,770 126,166 5,433,624 0 364,965
1999 3,958,443 134,589 7,855,544 0 539,556
2000 1,135,509 96,457 6,571,652 0 172,875
TOTAL 53,652,907 424,567 59,451,638 0 15,866,507
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 13,070,332 XXXX
1991 164,686,209 28,105
1992 142,504,667 24,654
1993 109,143,652 17,634
1994 77,871,462 13,958
1995 70,803,338 11,824
1996 58,347,021 10,844
1997 53,552,934 10,042
1998 42,574,191 9,573
1999 71,150,225 26,138
2000 48,243,758 19,877
TOTAL 851,947,791 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 99,006,615 32,095,777 28,777,326 95,761
1991 10,206,595 0 6,770,725 23,940
1992 14,363,862 984,884 5,924,430 23,940
1993 12,560,064 1,815,706 5,338,910 23,940
1994 9,748,263 0 5,276,410 23,940
1995 13,052,972 3,150,979 5,107,752 23,940
1996 9,114,719 0 4,965,222 23,940
1997 9,964,361 0 5,403,233 26,334
1998 11,143,117 124,192 11,218,310 43,093
1999 41,917,453 1,998,352 45,491,290 55,063
2000 60,290,968 3,597,033 80,392,647 114,913
TOTAL 291,368,987 43,766,922 204,666,255 478,806
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 3,323,677 606,904 1,977,020 5,991
1991 753,108 135,890 444,410 1,377
1992 717,303 124,034 411,475 1,377
1993 845,607 138,148 467,413 1,722
1994 809,802 126,292 434,478 1,722
1995 809,802 126,292 434,478 1,722
1996 842,195 131,344 451,857 1,790
1997 1,133,723 176,809 608,269 2,410
1998 1,767,283 227,326 782,061 3,099
1999 7,621,343 343,515 1,181,780 4,683
2000 13,770,245 626,409 2,155,011 8,539
TOTAL 32,394,090 2,762,963 9,348,253 34,431
SALVAGE & TOTAL NET LOSSS NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 4,113,031 1,017,955 988,034 103,375,281 757
1991 525,829 973 398,163 18,538,487 87
1992 582,564 32,086 422,517 20,833,313 88
1993 491,964 58,361 579,781 17,666,081 89
1994 401,363 973 430,813 16,517,390 72
1995 575,121 100,578 524,628 16,576,613 78
1996 513,492 973 543,895 15,729,437 130
1997 612,261 1,070 760,863 17,515,225 200
1998 933,914 2,081 1,017,144 25,444,896 322
1999 3,198,543 2,237 2,527,646 97,006,561 1,736
2000 8,072,863 4,778 2,745,381 160,330,061 5,055
TOTAL 20,020,946 1,222,065 10,938,865 509,533,344 8,614
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 183,853,435 628,739 183,224,696
1992 164,549,724 1,211,743 163,337,980
1993 129,107,690 2,297,957 126,809,733
1994 94,544,974 156,122 94,388,852
1995 90,784,155 3,404,203 87,379,952
1996 74,474,043 397,584 74,076,459
1997 71,274,782 206,623 71,068,158
1998 70,035,289 2,016,202 68,019,087
1999 173,693,256 5,536,471 168,156,786
2000 215,288,369 6,714,549 208,573,820
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 83.9 20.0 84.8 0 0
1992 77.0 41.7 77.5 0 0
1993 69.5 94.1 69.2 0 0
1994 61.7 8.0 62.4 0 0
1995 63.2 205.8 61.5 0 0
1996 59.7 67.1 59.7 0 0
1997 68.6 48.9 68.7 0 0
1998 69.0 172.4 67.8 0 0
1999 83.5 44.8 85.9 0 0
2000 98.9 33.7 105.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 95,592,403 7,782,878
1991 0.0 16,953,379 1,585,107
1992 0.0 19,279,468 1,553,845
1993 0.0 16,059,328 1,606,753
1994 0.0 15,000,733 1,516,657
1995 0.0 14,985,804 1,590,809
1996 0.0 14,056,000 1,673,437
1997 0.0 15,341,260 2,173,965
1998 0.0 22,194,143 3,250,752
1999 0.0 85,355,328 11,651,232
2000 0.0 136,971,668 23,358,393
TOTAL XXXX 451,789,514 57,743,830
OHIO CASUALTY GROUP
SCHEDULE P-PART 1E - COMMERCIAL MULTI-PERIL
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,426,831 390,900
1991 125,345,866 2,460,164 122,885,702 65,238,783 4,939,604
1992 147,343,234 4,565,315 142,777,919 98,348,456 8,776,556
1993 146,366,198 5,672,668 140,693,530 81,349,902 135,217
1994 143,239,939 6,537,857 136,702,082 83,583,453 790,434
1995 139,601,917 6,742,565 132,859,352 72,613,074 189,151
1996 136,835,193 4,550,420 132,284,773 86,068,248 667,493
1997 142,019,235 4,984,286 137,034,949 78,274,635 4,111,799
1998 156,599,795 5,866,941 150,732,854 89,038,692 1,432,491
1999 237,845,104 13,316,781 224,528,323 117,819,221 5,713,455
2000 259,090,152 21,870,690 237,219,462 78,039,017 3,316,329
TOTAL XXXX XXXX XXXX 851,800,312 30,463,428
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,086,316 0 73,274 0 22,745
1991 10,329,916 107,587 4,297,104 0 5,038,336
1992 12,118,856 84,104 5,529,454 0 2,639,480
1993 11,165,779 89,650 5,208,138 0 2,212,766
1994 9,983,231 226,653 5,621,193 0 3,304,394
1995 8,517,676 0 5,485,231 0 1,701,735
1996 8,747,045 0 5,901,721 0 1,719,172
1997 6,456,435 244,026 5,403,499 0 1,545,601
1998 3,766,343 17,148 8,595,540 31,581 1,280,798
1999 3,088,899 40,807 10,132,648 51,710 1,101,107
2000 647,939 52,969 6,663,336 1,519 793,916
TOTAL 75,908,435 862,943 62,911,138 84,809 21,360,048
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 2,195,521 XXXX
1991 74,818,613 15,832
1992 107,136,106 19,249
1993 97,498,951 19,626
1994 98,170,790 19,673
1995 86,426,830 17,135
1996 100,049,522 18,095
1997 85,778,744 15,626
1998 99,919,354 17,353
1999 125,234,797 22,837
2000 81,979,476 18,084
TOTAL 959,208,704 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,564,704 1,626,888 7,080,757 34,248
1991 161,000 0 1,034,409 21,794
1992 323,600 5,000 1,221,879 43,589
1993 1,413,963 100 1,274,110 46,702
1994 817,895 0 1,605,547 77,837
1995 766,423 0 2,250,382 108,972
1996 2,891,854 0 2,512,100 118,312
1997 6,491,072 420,000 3,510,206 174,354
1998 11,312,609 607,624 7,537,491 354,936
1999 24,994,463 2,606,709 21,988,310 694,304
2000 38,906,218 4,444,085 45,155,378 1,438,424
TOTAL 92,643,801 9,710,407 95,170,568 3,113,472
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 605,118 244,484 4,970,701 1,031
1991 139,860 43,667 537,331 2,063
1992 132,163 25,948 256,071 4,126
1993 197,183 23,962 421,275 8,252
1994 274,024 12,377 297,875 14,441
1995 469,756 21,218 514,596 24,756
1996 861,219 38,900 1,004,324 45,385
1997 1,507,133 68,075 1,675,170 79,424
1998 4,056,126 168,862 3,945,559 197,013
1999 12,251,329 244,894 5,824,080 285,721
2000 15,742,679 316,506 7,372,549 369,271
TOTAL 36,236,590 1,208,895 26,819,529 1,031,482
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,916,555 77,513 4,191 17,153,671 96
1991 59,776 1,058 3,775 1,863,793 10
1992 118,689 2,278 15,754 1,971,461 18
1993 167,303 2,267 12,985 3,392,551 27
1994 118,201 3,778 26,421 3,005,109 30
1995 142,399 5,289 39,255 3,983,322 60
1996 313,738 5,742 88,941 7,374,895 100
1997 587,734 22,322 187,698 13,007,138 201
1998 1,002,840 33,730 294,093 26,492,460 402
1999 2,638,750 43,363 2,127,643 63,821,940 1,300
2000 4,444,186 118,799 2,946,968 104,933,925 3,634
TOTAL 11,510,170 316,138 5,747,724 247,000,265 5,878
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 81,798,179 5,115,773 76,682,406
1992 118,049,167 8,941,600 109,107,567
1993 101,197,652 306,150 100,891,502
1994 102,301,419 1,125,519 101,175,900
1995 90,759,538 349,385 90,410,153
1996 108,300,248 875,832 107,424,416
1997 103,905,883 5,120,000 98,785,882
1998 129,255,200 2,843,386 126,411,814
1999 198,737,700 9,680,963 189,056,737
2000 196,971,302 10,057,901 186,913,400
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 65.3 207.9 62.4 0 0
1992 80.1 195.9 76.4 0 0
1993 69.1 5.4 71.7 0 0
1994 71.4 17.2 74.0 0 0
1995 65.0 5.2 68.0 0 0
1996 79.1 19.2 81.2 0 0
1997 73.2 102.7 72.1 0 0
1998 82.5 48.5 83.9 0 0
1999 83.6 72.7 84.2 0 0
2000 76.0 46.0 78.8 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 9,984,325 7,169,346
1991 0.0 1,173,614 690,178
1992 0.0 1,496,891 474,570
1993 0.0 2,641,271 751,280
1994 0.0 2,345,605 659,504
1995 0.0 2,907,834 1,075,489
1996 0.0 5,285,642 2,089,253
1997 0.0 9,406,923 3,600,215
1998 0.0 17,887,540 8,604,919
1999 0.0 43,681,759 20,140,181
2000 0.0 78,179,086 26,754,839
TOTAL XXXX 174,990,491 72,009,774
OHIO CASUALTY GROUP
SCHEDULE P-PART 1G - BOILER & MACHINERY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX 0 0
1991 213,756 57,309 82,738 70,799
1992 225,513 183,902 41,611 326,539 260,881
1993 36,594 43,445 -6,851 0 0
1994 18,241 16,879 1,362 9,366 2,238
1995 32,924 30,389 2,535 0 0
1996 49,025 48,882 143 5,068 5,068
1997 59,177 59,177 0 0 0
1998 158,676 100,924 57,752 41,020 122,986
1999 1,299,794 572,638 727,156 472,479 68,281
2000 1,852,936 1,081,954 770,981 293,989 127,896
TOTAL XXXX XXXX XXXX 1,231,199 658,148
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1991 12,530 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 209 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 0 73 0 0
1999 9,925 2,087 41 0 0
2000 8,969 4,646 177 0 0
TOTAL 31,634 6,734 291 0 0
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1991 24,470 XXXX
1992 65,659 XXXX
1993 0 XXXX
1994 7,338 XXXX
1995 0 XXXX
1996 0 XXXX
1997 0 XXXX
1998 -81,893 XXXX
1999 412,077 XXXX
2000 170,593 XXXX
TOTAL 598,242 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1991 0 0 0 0
1992 0 0 0 0
1993 0 0 0 0
1994 0 0 0 0
1995 0 0 0 0
1996 0 0 0 0
1997 0 0 0 0
1998 0 1,290 0 0
1999 42,000 18,060 0 0
2000 84,006 23,650 0 0
TOTAL 126,006 43,000 0 0
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1991 0 0 0 0
1992 0 0 0 0
1993 0 0 0 0
1994 0 0 0 0
1995 0 0 0 0
1996 0 0 0 0
1997 0 0 0 0
1998 0 0 0 0
1999 0 0 0 0
2000 0 0 0 0
TOTAL 0 0 0 0
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 0 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 0 0 -1,290 0
1999 0 0 0 23,940 2
2000 0 0 0 60,356 2
TOTAL 0 0 0 83,006 4
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 95,268 70,799 24,470
1992 326,539 260,881 65,659
1993 0 0 0
1994 9,576 2,238 7,338
1995 0 0 0
1996 5,068 5,068 0
1997 0 0 0
1998 41,093 124,276 -83,183
1999 524,445 88,428 436,017
2000 387,141 156,192 230,949
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 35.1 33.1 42.7 0 0
1992 144.8 141.9 157.8 0 0
1993 0.0 0.0 0.0 0 0
1994 52.5 13.3 538.7 0 0
1995 0.0 0.0 0.0 0 0
1996 10.3 10.4 0.0 0 0
1997 0.0 0.0 0.0 0 0
1998 25.9 123.1 -144.0 0 0
1999 40.3 15.4 60.0 0 0
2000 20.9 14.4 30.0 0 0
TOTAL XXXX XXXX XXXX 0.00 0.00
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 0 0
1991 0.0 0 0
1992 0.0 0 0
1993 0.0 0 0
1994 0.0 0 0
1995 0.0 0 0
1996 0.0 0 0
1997 0.0 0 0
1998 0.0 -1,290 0
1999 0.0 23,940 0
2000 0.0 60,356 0
TOTAL XXXX 83,006 0
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H(1) - GENERAL LIABILITY (OCCURENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,441,982 0
1991 128,769,170 2,252,476 126,516,694 49,149,590 1,685,068
1992 120,598,579 2,154,696 118,443,883 46,412,557 2,351,930
1993 111,023,544 1,962,492 109,061,052 40,227,571 2,442,683
1994 112,505,526 1,992,713 110,512,813 37,376,539 1,781,399
1995 111,545,266 1,892,511 109,652,755 27,886,043 0
1996 104,751,105 1,051,089 103,700,016 27,632,764 664,133
1997 98,938,574 726,289 98,212,286 23,755,995 200,000
1998 97,295,206 2,244,509 95,050,697 17,243,916 500,000
1999 143,447,468 9,199,234 134,248,234 18,013,666 4,750,000
2000 169,975,709 28,640,701 141,335,008 5,507,046 517,980
TOTAL XXXX XXXX XXXX 294,647,667 14,893,192
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,372,155 0 97,072 0 73,198
1991 15,951,048 116,612 8,289,040 0 888,409
1992 14,939,072 118,908 6,183,747 0 1,436,207
1993 12,208,186 466,240 5,286,753 0 631,082
1994 9,352,964 61,927 6,200,751 0 536,400
1995 7,350,124 0 4,222,510 0 431,563
1996 7,129,007 0 5,896,919 0 489,308
1997 5,310,820 137,764 4,081,248 0 783,022
1998 2,719,403 0 4,117,747 0 299,217
1999 1,108,110 18,402 4,418,904 0 302,954
2000 75,515 0 2,634,107 0 122,011
TOTAL 77,516,403 919,852 51,428,799 0 5,993,370
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 2,911,209 XXXX
1991 71,587,998 7,516
1992 65,064,538 7,249
1993 54,813,588 6,828
1994 51,086,928 6,613
1995 39,458,677 5,768
1996 39,994,557 5,632
1997 32,810,299 5,171
1998 23,581,066 4,877
1999 18,772,277 4,977
2000 7,698,687 3,694
TOTAL 407,779,825 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 7,251,594 816,455 13,197,180 10,214
1991 876,200 0 2,239,504 8,171
1992 2,884,738 0 2,899,204 14,299
1993 2,690,875 1,000,000 2,548,071 18,385
1994 2,199,250 0 1,001,789 36,770
1995 2,463,391 0 1,041,194 40,855
1996 3,988,295 0 3,413,150 132,780
1997 6,196,040 0 3,351,742 132,780
1998 11,087,069 507,500 7,321,349 265,560
1999 19,069,978 3,366,000 25,280,660 459,623
2000 11,335,279 137,500 44,062,611 932,002
TOTAL 70,042,709 5,827,455 106,356,453 2,051,439
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,345,431 154,275 16,956,555 11,339
1991 475,200 53,464 3,428,998 5,040
1992 538,046 57,449 3,720,540 8,819
1993 554,694 55,752 2,316,601 12,599
1994 585,724 50,205 652,455 22,049
1995 579,950 49,494 555,432 22,049
1996 1,159,899 98,989 1,117,712 44,098
1997 1,656,999 141,412 1,596,336 62,997
1998 3,191,132 254,542 2,715,330 113,394
1999 6,730,575 325,248 3,409,945 144,893
2000 8,628,423 410,096 4,316,135 185,365
TOTAL 25,446,073 1,650,927 40,786,038 632,642
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 4,729,992 51,568 64,472 42,436,901 185
1991 499,906 703 19,235 7,452,431 45
1992 842,603 1,230 27,176 10,803,333 87
1993 761,480 63,677 35,175 7,721,308 61
1994 378,565 3,164 61,939 4,705,596 63
1995 405,010 3,516 52,907 4,929,063 81
1996 793,551 11,426 77,509 10,185,315 130
1997 1,084,787 11,426 168,194 13,537,288 207
1998 2,017,760 53,914 189,728 25,137,728 422
1999 4,010,727 242,065 277,758 53,964,056 619
2000 4,395,019 80,205 392,922 70,992,297 1,004
TOTAL 19,919,400 522,895 1,367,014 251,865,316 2,904
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 80,909,486 1,869,057 79,040,429
1992 78,420,508 2,552,637 75,867,871
1993 66,594,231 4,059,335 62,534,896
1994 57,748,037 1,955,514 55,792,524
1995 44,503,654 115,914 44,387,739
1996 51,131,298 951,425 50,179,872
1997 47,033,966 686,379 46,347,587
1998 50,413,705 1,694,911 48,718,793
1999 82,042,565 9,306,231 72,736,334
2000 80,954,133 2,263,148 78,690,985
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 62.8 83.0 62.5 0 0
1992 65.0 118.5 64.1 0 0
1993 60.0 206.8 57.3 0 0
1994 51.3 98.1 50.5 0 0
1995 39.9 6.1 40.5 0 0
1996 48.8 90.5 48.4 0 0
1997 47.5 94.5 47.2 0 0
1998 51.8 75.5 51.3 0 0
1999 57.2 101.2 54.2 0 0
2000 47.6 7.9 55.7 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 19,622,105 22,814,796
1991 0.0 3,107,533 4,344,898
1992 0.0 5,769,643 5,033,690
1993 0.0 4,220,561 3,500,747
1994 0.0 3,164,269 1,541,327
1995 0.0 3,463,730 1,465,333
1996 0.0 7,268,666 2,916,650
1997 0.0 9,415,002 4,122,286
1998 0.0 17,635,358 7,502,370
1999 0.0 40,525,015 13,439,041
2000 0.0 54,328,388 16,663,910
TOTAL XXXX 168,520,269 83,345,047
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H2 - GENERAL LIABILITY (CLAIMS MADE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0
1991 49,676 606 49,070 0 0
1992 108,651 1,326 107,325 0 0
1993 137,578 1,728 135,850 60,000 0
1994 158,192 2,025 156,167 20,192 0
1995 395,268 108,203 287,065 255,868 0
1996 807,258 290,207 517,051 40,126 0
1997 1,010,179 369,462 640,717 43,736 0
1998 1,156,442 439,750 716,691 29,091 0
1999 1,686,026 937,820 748,206 40,933 0
2000 1,722,639 614,311 1,108,328 36,180 0
TOTAL XXXX XXXX XXXX 526,126 0
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1991 0 0 0 0 0
1992 0 0 0 0 0
1993 23,077 0 25,830 0 0
1994 256,325 0 29,324 0 0
1995 177,225 0 50,137 0 0
1996 27,936 0 840 0 250
1997 38,870 0 1,849 0 1,183
1998 32,342 0 0 0 0
1999 67,056 0 56 0 0
2000 43,963 0 0 0 0
TOTAL 666,795 0 108,035 0 1,433
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1991 0 0
1992 0 0
1993 108,907 0
1994 305,841 9
1995 483,230 32
1996 68,902 42
1997 84,454 23
1998 61,433 8
1999 108,045 43
2000 80,143 32
TOTAL 1,300,956 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 612 92
1991 0 0 489 74
1992 0 0 857 129
1993 0 0 1,101 166
1994 0 0 2,203 332
1995 0 0 2,447 369
1996 0 0 7,954 1,200
1997 0 0 7,954 1,200
1998 0 0 15,907 2,401
1999 50,436 0 27,532 4,155
2000 49,863 0 55,309 8,348
TOTAL 100,299 0 122,365 18,468
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 90 0 678 101
1991 40 0 301 45
1992 70 0 527 79
1993 100 0 753 112
1994 175 0 1,318 197
1995 175 0 1,318 197
1996 351 0 2,635 394
1997 501 0 3,765 562
1998 902 0 6,777 1,012
1999 1,152 0 8,659 1,293
2000 1,452 0 10,918 1,631
TOTAL 5,009 0 37,648 5,623
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 53 8 0 1,231 0
1991 42 6 0 748 0
1992 74 11 0 1,308 0
1993 95 14 0 1,756 0
1994 189 28 0 3,328 0
1995 210 31 0 3,553 0
1996 683 101 0 9,928 0
1997 683 101 0 11,039 0
1998 1,366 202 0 21,337 0
1999 4,131 349 0 86,112 9
2000 9,742 702 0 116,604 14
TOTAL 17,268 1,553 0 256,944 23
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 873 125 748
1992 1,527 219 1,308
1993 110,956 293 110,663
1994 309,726 557 309,169
1995 487,381 597 486,783
1996 80,525 1,695 78,830
1997 97,357 1,864 95,493
1998 86,386 3,615 82,771
1999 199,955 5,798 194,157
2000 207,427 10,680 196,747
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 2 21 2 0 0
1992 1 17 1 0 0
1993 81 17 81 0 0
1994 196 28 198 0 0
1995 123 1 170 0 0
1996 10 1 15 0 0
1997 10 1 15 0 0
1998 7 1 12 0 0
1999 12 1 26 0 0
2000 12 2 18 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 519 711
1991 0.0 416 332
1992 0.0 727 581
1993 0.0 935 821
1994 0.0 1,870 1,457
1995 0.0 2,078 1,475
1996 0.0 6,753 3,175
1997 0.0 6,753 4,286
1998 0.0 13,507 7,831
1999 0.0 73,813 12,299
2000 0.0 96,824 19,780
TOTAL XXXX 204,196 52,749
OHIO CASUALTY GROUP
SCHEDULE P-PART 1I - SPECIAL PROPERTY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 46,206 1,734
1999 80,250,703 4,034,023 76,216,679 47,657,953 1,981,101
2000 84,104,640 6,271,025 77,833,615 32,581,617 55,921
TOTAL XXXX XXXX XXXX 80,285,776 2,038,756
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 172,183 0 20,954 0 493,984
1999 144,638 339 3,438,326 11,114 762,324
2000 78,083 754 2,504,420 0 214,416
TOTAL 394,904 1,093 5,963,700 11,114 1,470,724
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 237,609 XXXX
1999 49,248,362 XXXX
2000 35,107,444 XXXX
TOTAL 84,593,416 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 967,888 2,279 -93,789 10,091
1999 717,639 50,500 37,587 10,685
2000 8,388,546 0 752,923 53,425
TOTAL 10,074,072 52,779 696,720 74,202
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 52,734 265 11,145 221
1999 56,659 95 3,996 79
2000 100,282 168 7,060 140
TOTAL 209,675 528 22,201 440
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 108,506 0 251,626 1,033,627 57
1999 66,560 0 197,740 821,081 58
2000 928,756 0 592,021 10,123,833 1,064
TOTAL 1,103,822 0 1,041,387 11,978,541 1,179
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1999 52,123,357 2,053,914 50,069,444
2000 45,341,686 110,408 45,231,277
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1999 65.0 50.9 65.7 0 0
2000 53.9 1.8 58.1 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 861,728 171,899
1999 0.0 694,040 127,041
2000 0.0 9,088,043 1,035,790
TOTAL XXXX 10,643,811 1,334,730
OHIO CASUALTY GROUP
SCHEDULE P-PART 1J - AUTO PHYSICAL DAMAGE
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX -3,021,937 -449,277
1999 289,486,049 19,735,422 269,750,628 178,138,777 6,432,264
2000 264,303,479 259,945 264,043,534 161,229,087 723,223
TOTAL XXXX XXXX XXXX 336,345,928 6,706,210
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 249,314 30,582 -138,490 12,875 2,974,462
1999 234,478 13,403 21,270,564 57,875 19,736,771
2000 62,521 1,594 17,974,736 8,229 11,399,259
TOTAL 546,312 45,579 39,106,810 78,979 34,110,492
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR -2,505,293 XXXX
1999 193,140,276 XXXX
2000 178,533,298 XXXX
TOTAL 369,168,282 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 194,086 76,350 -2,459,750 4
1999 526,267 51,033 -2,253,650 1
2000 14,887,929 84,215 -7,218,024 171
TOTAL 15,608,282 211,598 -11,931,424 176
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 125,023 1,377 33,909 3
1999 171,838 1,503 38,130 3
2000 297,996 2,586 66,458 5
TOTAL 594,857 5,466 138,497 11
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 26,556 0 2,506,420 -2,157,910 71
1999 64,914 0 2,269,985 -1,505,041 189
2000 2,178,258 0 10,741,168 10,125,640 8,343
TOTAL 2,269,728 0 15,517,573 6,462,689 8,603
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1999 198,191,318 6,556,083 191,635,235
2000 189,478,961 820,023 188,658,938
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/Y R DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1999 68.5 33.2 71.0 0 0
2000 71.7 315.5 71.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX -2,342,017 184,107
1999 0.0 -1,778,417 273,376
2000 0.0 7,585,519 2,540,121
TOTAL XXXX 3,465,084 2,997,605
OHIO CASUALTY GROUP
SCHEDULE P-PART 1K - FIDELITY AND SURETY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,598,225 -144,151
1999 36,798,701 1,417,061 35,381,640 2,503,534 0
2000 38,271,104 1,463,409 36,807,695 1,221,965 0
TOTAL XXXX XXXX XXXX 5,323,725 -144,151
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 484,734 -67,838 180,834 0 437,293
1999 199,254 0 1,142,640 0 289,925
2000 70,474 0 588,792 0 446,559
TOTAL 754,461 -67,838 1,912,266 0 1,173,778
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 2,475,782 XXXX
1999 3,845,428 XXXX
2000 1,881,231 XXXX
TOTAL 8,202,441 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,891,585 50,100 -1,702,399 20,889
1999 2,149,187 1,201,000 234,068 22,118
2000 1,794,976 0 2,219,450 110,588
TOTAL 5,835,748 1,251,100 751,120 153,595
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 822,369 172,714 704,445 27,537
1999 289,715 61,929 252,556 9,874
2000 511,830 109,409 446,182 17,444
TOTAL 1,623,915 344,053 1,403,183 54,855
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 62,031 0 2,238,264 1,506,791 139
1999 72,486 0 333,031 1,703,092 170
2000 60,548 0 616,045 4,795,546 433
TOTAL 195,065 0 3,187,340 8,005,429 742
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1999 6,843,440 1,294,921 5,548,519
2000 6,914,218 237,441 6,676,777
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1999 18.6 91.4 15.7 0 0
2000 18.1 16.2 18.1 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 118,197 1,388,594
1999 0.0 1,160,137 542,954
2000 0.0 3,903,838 891,708
TOTAL XXXX 5,182,173 2,823,256
OHIO CASUALTY GROUP
SCHEDULE P-PART 1L - ACCIDENT & HEALTH
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 94,185 89,567
1999 182,220 182,220 0 53,829 53,829
2000 181,840 181,840 0 35,558 35,558
TOTAL XXXX XXXX XXXX 183,571 178,953
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1999 0 0 3,933 0 0
2000 0 0 0 0 0
TOTAL 0 0 3,933 0 0
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 4,618 XXXX
1999 3,933 XXXX
2000 0 XXXX
TOTAL 8,551 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 312,602 312,602 134,142 134,142
1999 78,486 78,486 33,679 33,679
2000 124,102 124,102 53,254 53,254
TOTAL 515,190 515,190 221,075 221,075
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1999 0 0 0 0
2000 0 0 0 0
TOTAL 0 0 0 0
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
1999 0 0 0 0 0
2000 0 0 0 0 0
TOTAL 0 0 0 0 0
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1999 169,927 165,994 3,933
2000 212,913 212,913 0
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1999 93.3 91.1 0.0 0 0
2000 117.1 117.1 0.0 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR 0 0 0
1999 0.0 0 0
2000 0.0 0 0
TOTAL XXXX 0 0
OHIO CASUALTY GROUP
SCHEDULE P-PART 1R1 - PRODUCT LIABILITY (OCCURRENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5) (6)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 845,173 300,288
1991 10,830,510 132,713 10,697,797 4,587,020 45,000
1992 9,395,225 114,623 9,280,602 2,716,515 0
1993 6,068,861 75,297 5,993,564 2,531,001 0
1994 1,231,286 15,761 1,215,525 891,624 0
1995 485,873 6,255 479,618 686,889 0
1996 384,859 1,279 383,580 658,255 0
1997 396,349 1,454 394,895 322,289 0
1998 1,082,805 9,236 1,073,569 1,506,502 2,541
1999 7,496,691 81,086 7,415,605 257,966 0
2000 10,178,601 464,443 9,714,158 114,097 0
TOTAL XXXX XXXX XXXX 15,117,330 347,828
SALVAGE &
ALLOCATED LOSS EXPENSE UNALLOCATED LOSS EXPENSE SUBROGATION
PAYMENTS PAYMENTS RECEIVED
(1) (7) (8) (9) (10) (11)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,339,604 0 6,277 0 64,718
1991 2,936,996 10,785 385,262 0 109,101
1992 1,877,614 0 263,382 0 31,953
1993 1,838,992 0 394,604 0 22,663
1994 584,998 0 428,512 0 22,820
1995 441,437 0 1,288,009 0 12,928
1996 466,315 0 783,459 0 7,162
1997 221,136 0 472,324 0 9,981
1998 186,152 12,654 927,897 12,689 17,646
1999 31,101 0 248,285 0 750
2000 9,050 0 169,880 0 1,500
TOTAL 9,933,397 23,439 5,367,891 12,689 301,223
NUMBER OF
TOTAL NET PAID CLAIMS REPORTED
(1) (12) (13)
ACC/YR DIR & ASSUMED
PRIOR 1,890,766 XXXX
1991 7,853,494 380
1992 4,857,511 343
1993 4,764,597 154
1994 1,905,134 227
1995 2,416,335 137
1996 1,908,029 127
1997 1,015,749 109
1998 2,592,667 264
1999 537,353 68
2000 293,027 75
TOTAL 30,034,661 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(1) (14) (15) (16) (17)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,433,024 0 33,991 356
1991 312,500 0 13,807 285
1992 629,010 0 19,821 498
1993 120,000 0 26,328 641
1994 81,500 0 41,704 1,281
1995 420,000 0 46,337 1,424
1996 250,000 0 150,597 4,627
1997 397,686 0 150,597 4,627
1998 893,040 0 301,194 9,254
1999 274,783 0 521,297 16,016
2000 362,486 0 1,047,227 32,175
TOTAL 5,174,029 0 2,352,898 71,184
ALLOCATED LOSS EXPENSES UNPAID
CASE BASIS BULK + IBNR
(1) (18) (19) (20) (21)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 362,524 0 18,911 392
1991 120,497 0 7,696 174
1992 113,732 0 11,774 305
1993 91,680 0 15,585 436
1994 33,046 0 25,050 762
1995 31,136 0 25,017 762
1996 62,271 0 50,034 1,524
1997 88,959 0 71,477 2,178
1998 160,126 0 128,659 3,920
1999 204,605 0 164,398 5,008
2000 257,981 0 207,284 6,315
TOTAL 1,526,558 0 725,885 21,775
SALVAGE & TOTAL NET LOSSES NUMBER OF
UNALLOCATED LOSS EXPENSES SUBROGATION & EXPENSES CLAIMS
UNPAID ANTICIPATED UNPAID OUTSTANDING
(1) (22) (23) (24) (25) (26)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 93,396 29 0 1,941,069 90
1991 21,669 24 0 475,687 20
1992 41,082 41 0 814,574 20
1993 10,672 53 0 263,135 9
1994 10,315 106 0 189,466 7
1995 38,625 118 0 558,811 5
1996 33,616 383 0 539,984 8
1997 48,887 383 0 750,419 11
1998 99,600 766 0 1,568,679 152
1999 66,984 1,325 0 1,209,717 22
2000 119,735 2,663 0 1,953,560 34
TOTAL 584,581 5,891 0 10,265,101 378
TOTAL LOSSES & LOSS EXPENSES INCURRED
(1) (27) (28) (29)
ACC/YR DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1991 8,385,448 56,268 8,329,180
1992 5,672,929 844 5,672,084
1993 5,028,861 1,129 5,027,732
1994 2,096,749 2,149 2,094,599
1995 2,977,450 2,304 2,975,147
1996 2,454,548 6,534 2,448,014
1997 1,773,355 7,187 1,766,168
1998 4,203,170 41,824 4,161,347
1999 1,769,419 22,350 1,747,069
2000 2,287,739 41,153 2,246,587
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(1) (30) (31) (32) (33) (34)
ACC/YR DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1991 77.4 42.4 77.9 0 0
1992 60.4 0.7 61.1 0 0
1993 82.9 1.5 83.9 0 0
1994 170.3 13.6 172.3 0 0
1995 612.8 36.8 620.3 0 0
1996 637.8 510.9 638.2 0 0
1997 447.4 494.3 447.3 0 0
1998 388.2 452.8 387.6 0 0
1999 23.6 27.6 23.6 0 0
2000 22.5 8.9 23.1 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(1) (35) (36) (37)
ACC/YR LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 1,466,659 474,410
1991 0.0 326,022 149,665
1992 0.0 648,332 166,242
1993 0.0 145,687 117,448
1994 0.0 121,922 67,543
1995 0.0 464,914 93,897
1996 0.0 395,970 144,015
1997 0.0 543,656 206,763
1998 0.0 1,184,980 383,700
1999 0.0 780,063 429,653
2000 0.0 1,377,538 576,022
TOTAL XXXX 7,455,743 2,809,358