EXHIBIT 28
OHIO CASUALTY GROUP
SCHEDULE P-PART 1 - SUMMARY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 22,431,296 6,256,257
1992 1,550,273,214 32,683,713 1,517,589,501 935,519,088 24,396,462
1993 1,423,123,140 43,696,082 1,379,427,058 842,491,121 10,081,132
1994 1,342,790,625 45,133,158 1,297,657,467 820,523,999 8,074,596
1995 1,305,588,605 41,012,065 1,264,576,540 742,742,937 6,039,756
1996 1,253,886,669 30,533,833 1,223,352,836 794,452,446 5,331,981
1997 1,236,434,526 32,169,379 1,204,265,147 707,468,142 3,308,769
1998 1,321,641,601 53,814,016 1,267,827,585 753,278,219 10,608,727
1999 1,660,202,634 105,894,483 1,554,308,151 903,111,265 51,272,462
2000 1,656,046,645 123,025,174 1,533,021,472 783,463,648 24,736,064
2001 1,598,184,985 92,006,212 1,506,178,773 458,702,152 7,487,947
TOTAL XXXX XXXX XXXX 7,764,184,314 157,594,152
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 5,932,920 1,163,706 1,611,484 0 955,778
1992 78,702,586 1,250,892 74,373,759 -35,041 36,765,995
1993 68,988,999 1,963,987 68,290,556 -114,426 30,994,130
1994 60,216,492 -153,060 73,369,318 -326,974 31,803,234
1995 51,928,383 -359,206 69,439,435 -700,728 28,981,583
1996 51,440,820 -742,142 78,563,087 -1,610,736 29,757,730
1997 39,060,638 -518,070 73,249,032 -2,883,083 30,920,445
1998 27,143,980 746,652 88,097,344 -2,956,763 31,369,531
1999 29,937,684 1,842,902 101,162,500 387,057 34,491,439
2000 14,637,526 630,596 84,601,171 127,174 31,664,897
2001 2,469,194 87,142 66,704,939 72,686 29,403,616
TOTAL 430,459,224 5,913,399 779,462,626 -8,040,835 317,108,380
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 22,555,738 XXXX
1992 1,062,983,121 XXXX
1993 967,839,984 XXXX
1994 946,515,246 XXXX
1995 859,130,933 XXXX
1996 921,477,250 XXXX
1997 819,870,197 XXXX
1998 860,120,928 XXXX
1999 980,709,028 XXXX
2000 857,208,511 XXXX
2001 520,228,511 XXXX
TOTAL 8,818,639,446 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 127,610,887 45,685,081 54,381,567 1,326,043
1992 17,730,018 1,647,449 9,680,452 283,827
1993 16,439,884 3,042,073 8,645,491 430,246
1994 14,890,793 1,086,288 7,398,465 525,403
1995 18,987,085 3,461,946 6,798,563 507,830
1996 18,581,396 1,584,563 10,200,511 856,889
1997 32,486,858 4,442,458 10,779,005 1,000,326
1998 58,313,957 7,685,773 17,216,885 1,455,563
1999 139,714,271 13,072,638 94,129,635 10,549,607
2000 177,881,783 17,432,289 186,795,069 20,451,088
2001 223,432,392 10,747,160 346,120,540 36,609,925
TOTAL 846,069,324 109,887,718 752,146,183 73,996,748
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 5,261,639 931,984 30,784,288 97,287
1992 1,238,638 179,592 3,914,668 35,074
1993 1,456,903 186,231 2,994,118 66,183
1994 1,371,235 149,988 1,353,337 73,447
1995 1,736,957 187,874 1,652,279 104,239
1996 2,634,375 275,360 2,619,525 165,401
1997 4,019,332 428,232 4,154,563 269,927
1998 7,686,597 762,814 6,820,499 490,506
1999 26,727,594 1,963,890 16,699,291 1,117,772
2000 37,579,339 2,674,707 22,704,482 1,474,530
2001 39,161,353 3,209,160 27,007,437 1,799,637
TOTAL 128,873,962 10,949,832 120,704,487 5,694,002
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 15,449,851 1,880,882 1,566,623 183,566,955 XXXX
1992 1,879,762 89,346 594,922 32,208,250 XXXX
1993 1,622,551 134,873 929,463 27,299,340 XXXX
1994 1,245,529 88,573 719,320 24,335,660 XXXX
1995 1,489,432 166,765 960,122 26,235,663 XXXX
1996 2,031,529 134,920 1,463,686 33,050,202 XXXX
1997 3,373,533 269,494 2,189,244 48,402,854 XXXX
1998 5,552,509 453,074 3,567,320 84,742,718 XXXX
1999 18,823,375 746,351 6,062,173 268,643,908 XXXX
2000 27,753,386 1,081,078 10,924,334 409,600,368 XXXX
2001 43,819,319 1,861,973 24,154,653 625,313,185 XXXX
TOTAL 123,040,777 6,907,328 53,131,861 1,763,399,104 XXXX
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 1,123,038,972 27,847,602 1,095,191,370
1993 1,010,929,623 15,790,299 995,139,324
1994 980,369,167 9,518,261 970,850,906
1995 894,775,071 9,408,475 885,366,596
1996 960,523,690 5,996,238 954,527,452
1997 874,591,103 6,318,052 868,273,051
1998 964,109,991 19,246,345 944,863,647
1999 1,330,305,614 80,952,679 1,249,352,936
2000 1,335,416,404 68,607,525 1,266,808,879
2001 1,207,417,327 61,875,631 1,145,541,695
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1992 72.4 85.2 72.2 0 0
1993 71.0 36.1 72.1 0 0
1994 73.0 21.1 74.8 0 0
1995 68.5 22.9 70.0 0 0
1996 76.6 19.6 78.0 0 0
1997 70.7 19.6 72.1 0 0
1998 72.9 35.8 74.5 0 0
1999 80.1 76.4 80.4 0 0
2000 80.6 55.8 82.6 0 0
2001 75.5 67.3 76.1 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 134,981,330 48,585,625
1992 0.0 25,479,193 6,729,056
1993 0.0 21,613,055 5,686,285
1994 0.0 20,677,566 3,658,094
1995 0.0 21,815,873 4,419,790
1996 0.0 26,340,454 6,709,748
1997 0.0 37,823,079 10,579,775
1998 0.0 66,389,507 18,353,212
1999 0.0 210,221,661 58,422,247
2000 0.0 326,793,475 82,806,893
2001 0.0 522,195,847 103,117,338
TOTAL XXXX 1,414,331,040 349,068,063
OHIO CASUALTY GROUP
SCHEDULE P-PART 1A - HOMEOWNERS
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 130,827 0
1992 187,626,381 3,099,967 184,526,414 138,816,829 6,593,491
1993 176,137,420 8,407,961 167,729,459 128,122,129 494,000
1994 167,093,737 9,016,379 158,077,358 137,088,139 91,905
1995 169,545,732 8,427,980 161,117,752 110,600,220 0
1996 170,607,856 4,977,843 165,630,013 156,662,751 31,317
1997 172,710,473 6,175,490 166,534,984 111,348,278 214,848
1998 184,421,391 6,621,418 177,799,973 132,103,855 138,813
1999 188,472,844 7,018,963 181,453,880 138,777,215 771
2000 187,731,873 11,178,562 176,553,312 132,698,963 0
2001 181,186,576 9,239,071 171,947,505 95,190,963 0
TOTAL XXXX XXXX XXXX 1,281,540,169 7,565,144
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 6,323 0 5,599 0 63,933
1992 7,286,984 618,218 9,482,277 0 1,745,416
1993 7,388,685 4,165 9,112,148 0 1,419,678
1994 7,530,592 595 10,886,228 0 1,750,245
1995 5,898,166 0 8,426,352 0 1,196,303
1996 7,376,218 0 12,335,113 0 1,424,226
1997 4,023,852 0 9,672,640 0 1,206,915
1998 1,218,801 1,836 12,527,327 19,197 1,153,405
1999 1,031,125 0 13,946,105 0 1,301,419
2000 447,637 0 11,949,890 0 892,339
2001 72,181 0 11,006,746 0 329,058
TOTAL 42,280,562 624,815 109,350,425 19,197 12,482,938
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 142,749 XXXX
1992 148,374,381 67,909
1993 144,124,796 67,906
1994 155,412,459 72,566
1995 124,924,738 55,020
1996 176,342,765 73,313
1997 124,829,921 48,371
1998 145,690,136 54,238
1999 153,753,674 50,706
2000 145,096,491 45,921
2001 106,269,889 38,998
TOTAL 1,424,962,000 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 127,440 18,196 18,999 0
1992 97,840 0 -6,296 0
1993 146,000 5,000 64,972 0
1994 332,908 0 94,782 6,156
1995 244,236 0 173,330 10,723
1996 428,416 10,000 202,017 14,396
1997 552,699 0 545,013 34,949
1998 2,175,625 6,801 357,287 21,148
1999 3,662,976 0 1,701,896 100,378
2000 7,219,226 0 2,311,356 150,518
2001 25,949,105 0 11,772,357 654,593
TOTAL 40,936,471 39,997 17,235,712 992,860
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 19,561 22 10,138 105
1992 12,780 14 3,018 69
1993 26,776 30 21,283 145
1994 96,639 108 24,370 526
1995 129,296 145 33,685 703
1996 227,935 255 60,017 1,240
1997 229,934 257 61,717 1,251
1998 611,158 684 189,127 3,324
1999 1,258,973 1,408 334,166 6,847
2000 1,912,786 2,140 504,808 10,403
2001 2,139,387 2,393 523,547 11,635
TOTAL 6,665,224 7,455 1,765,876 36,247
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 5,295 357 10,861 162,754 8
1992 2,610 0 6,296 109,868 5
1993 8,985 98 15,619 262,742 6
1994 30,718 103 36,426 572,525 13
1995 44,659 179 58,135 613,457 17
1996 63,294 437 118,677 955,351 24
1997 138,000 584 196,228 1,490,322 42
1998 146,628 487 303,308 3,447,382 89
1999 457,589 1,678 503,987 7,305,287 178
2000 732,396 2,516 984,383 12,514,995 411
2001 2,970,403 10,943 1,485,650 42,675,236 3,618
TOTAL 4,600,577 17,381 3,719,569 70,109,920 4,411
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 155,696,041 7,211,792 148,484,250
1993 144,890,976 503,438 144,387,538
1994 156,084,376 99,392 155,984,984
1995 125,549,945 11,750 125,538,195
1996 177,355,761 57,645 177,298,116
1997 126,572,133 251,889 126,320,244
1998 149,329,809 192,290 149,137,518
1999 161,170,043 111,082 161,058,961
2000 157,777,062 165,576 157,611,486
2001 149,624,689 679,563 148,945,125
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 83.0 232.6 80.5
1993 82.3 6.0 86.1
1994 93.4 1.1 98.7
1995 74.1 0.1 77.9
1996 104.0 1.2 107.0
1997 73.3 4.1 75.9
1998 81.0 2.9 83.9
1999 85.5 1.6 88.8
2000 84.0 1.5 89.3
2001 82.6 7.4 86.6
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 128,243 34,511
1992 0 0 0.0 91,544 18,324
1993 0 0 0.0 205,972 56,770
1994 0 0 0.0 421,534 150,991
1995 0 0 0.0 406,843 206,614
1996 0 0 0.0 606,037 349,314
1997 0 0 0.0 1,062,763 427,559
1998 0 0 0.0 2,504,963 942,419
1999 0 0 0.0 5,264,494 2,040,794
2000 0 0 0.0 9,380,064 3,134,931
2001 0 0 0.0 37,066,869 5,608,367
TOTAL 0 0 XXXX 57,139,326 12,970,594
OHIO CASUALTY GROUP
SCHEDULE P-PART 1B - PRIVATE PASSENGER AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 2,591,353 2,823,204
1992 362,947,213 7,108,258 355,838,955 265,340,493 3,200,157
1993 334,285,756 12,196,407 322,089,349 252,451,794 4,902,600
1994 320,149,419 12,617,186 307,532,233 241,543,869 4,006,999
1995 305,098,094 7,698,429 297,399,665 229,567,858 1,807,813
1996 290,090,509 7,674,484 282,416,025 221,441,013 114,725
1997 286,421,257 9,267,645 277,153,612 204,323,946 -2,902,908
1998 312,015,418 19,374,078 292,641,340 202,530,022 1,135,813
1999 331,778,954 31,610,874 300,168,080 219,296,845 19,045,126
2000 281,025,570 21,221,126 259,804,444 155,415,041 5,345,561
2001 264,819,553 8,876,054 255,943,499 76,057,031 2,122,629
TOTAL XXXX XXXX XXXX 2,070,559,264 41,601,720
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 316,004 128,861 296,213 0 77,053
1992 16,973,824 9,147 22,998,371 -35,041 5,162,944
1993 16,329,041 -137,025 21,619,947 -114,426 5,692,957
1994 15,107,647 -365,656 22,762,708 -326,974 4,755,211
1995 14,211,231 -567,821 22,531,082 -700,728 4,922,286
1996 12,236,316 -850,940 25,204,710 -1,610,736 4,231,566
1997 9,835,548 -986,979 22,644,785 -2,883,083 4,919,317
1998 8,163,197 71,924 25,439,348 -3,111,815 5,434,471
1999 7,507,164 1,014,504 27,961,366 201,820 4,550,078
2000 2,493,663 55,439 20,521,703 11,933 3,133,758
2001 425,901 1,900 14,357,679 19,329 949,068
TOTAL 103,599,537 -1,626,646 226,337,912 -8,549,722 43,828,709
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 251,505 XXXX
1992 302,138,424 60,082
1993 285,749,633 54,989
1994 276,099,855 53,285
1995 265,770,907 49,242
1996 261,228,990 48,081
1997 243,577,249 47,032
1998 238,036,645 50,444
1999 234,503,925 54,298
2000 173,017,474 49,958
2001 88,696,753 41,951
TOTAL 2,369,071,359 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 12,882,036 9,955,069 5,691,422 922,491
1992 1,401,987 635,251 857,913 141,825
1993 871,986 284,358 1,128,554 188,263
1994 2,708,581 1,011,591 1,135,491 180,733
1995 3,511,027 1,035,137 791,517 111,703
1996 4,617,996 1,445,937 1,582,079 204,580
1997 10,431,182 3,584,906 1,460,066 218,386
1998 24,977,701 6,745,145 1,926,620 150,611
1999 42,929,551 4,381,713 10,022,294 755,564
2000 50,796,975 1,168,566 28,737,815 2,743,896
2001 70,276,957 1,631,367 82,747,254 7,239,470
TOTAL 225,405,979 31,879,040 136,081,027 12,857,520
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 464,673 81,777 314,822 41,961
1992 106,023 17,997 73,226 9,235
1993 153,241 21,786 120,450 11,179
1994 220,313 27,469 187,993 14,095
1995 315,258 43,888 253,877 22,520
1996 505,250 69,778 408,722 35,805
1997 867,347 121,560 695,781 62,375
1998 2,010,122 280,377 1,616,950 143,867
1999 4,496,261 664,000 3,495,050 340,712
2000 5,924,001 865,970 4,643,242 444,898
2001 7,255,090 1,017,563 5,989,425 532,609
TOTAL 22,317,579 3,212,165 17,799,538 1,659,255
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,582,576 595,316 132,915 9,338,915 150
1992 212,302 46,819 58,987 1,800,324 26
1993 224,463 34,202 89,400 1,958,906 38
1994 329,353 69,734 121,823 3,278,109 57
1995 328,659 63,514 162,962 3,923,576 98
1996 510,543 93,871 256,394 5,774,619 153
1997 823,016 202,288 351,961 10,087,878 318
1998 1,731,828 352,952 676,575 24,590,270 807
1999 3,853,998 295,861 1,197,678 58,359,303 2,229
2000 6,993,675 340,829 2,233,001 91,531,549 3,851
2001 15,476,258 859,814 3,335,339 170,464,162 12,573
TOTAL 32,066,672 2,955,202 8,617,036 381,107,613 20,300
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 307,964,140 4,025,391 303,938,749
1993 292,899,476 5,190,938 287,708,539
1994 283,995,956 4,617,992 279,377,964
1995 271,510,509 1,816,026 269,694,483
1996 266,506,628 -496,980 267,003,609
1997 251,081,671 -2,583,456 253,665,127
1998 268,395,788 5,768,873 262,626,915
1999 319,562,528 26,699,300 292,863,228
2000 275,526,115 10,977,092 264,549,023
2001 272,585,595 13,424,680 259,160,915
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 84.9 56.6 85.4
1993 87.6 42.6 89.3
1994 88.7 36.6 90.8
1995 89.0 23.6 90.7
1996 91.9 -6.5 94.5
1997 87.7 -27.9 91.5
1998 86.0 29.8 89.7
1999 96.3 84.5 97.6
2000 98.0 51.7 101.8
2001 102.9 151.2 101.3
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 7,695,898 1,643,017
1992 0 0 0.0 1,482,824 317,501
1993 0 0 0.0 1,527,919 430,987
1994 0 0 0.0 2,651,748 626,361
1995 0 0 0.0 3,155,704 767,872
1996 0 0 0.0 4,549,558 1,225,061
1997 0 0 0.0 8,087,957 1,999,921
1998 0 0 0.0 20,008,565 4,581,705
1999 0 0 0.0 47,814,568 10,544,735
2000 0 0 0.0 75,622,329 15,909,221
2001 0 0 0.0 144,153,375 26,310,787
TOTAL 0 0 XXXX 316,750,446 64,357,168
OHIO CASUALTY GROUP
SCHEDULE P-PART 1C - COMMERCIAL AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,831,071 219,243
1992 135,772,129 3,261,305 132,510,824 80,498,845 1,933,769
1993 129,920,600 4,227,838 125,692,762 77,591,663 1,068,805
1994 124,061,161 4,326,619 119,734,542 90,327,108 1,563,365
1995 118,167,750 3,897,033 114,270,717 72,960,249 1,994,561
1996 111,494,112 3,041,823 108,452,289 69,573,153 2,563,047
1997 108,150,971 2,584,990 105,565,981 69,928,031 1,348,108
1998 107,482,733 2,436,283 105,046,450 58,334,784 1,350,721
1999 133,335,676 5,439,317 127,896,359 69,329,779 1,761,254
2000 139,893,925 9,877,323 130,016,602 45,992,983 1,124,916
2001 142,263,089 7,409,341 134,853,748 19,968,203 486,902
TOTAL XXXX XXXX XXXX 656,335,868 15,414,692
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 190,057 53,454 157,359 0 2,147
1992 7,203,075 17,459 5,720,241 0 1,120,914
1993 7,395,027 349,389 5,639,739 0 730,522
1994 7,692,159 97,753 6,808,694 0 768,513
1995 5,826,815 25,861 6,491,586 0 735,263
1996 5,271,703 148,424 6,804,547 0 506,635
1997 3,998,087 10,968 6,916,114 0 695,603
1998 2,966,812 117,311 7,415,902 0 488,860
1999 2,808,440 73,120 8,164,890 17,033 759,798
2000 1,369,327 45,590 5,503,181 2,599 572,363
2001 97,135 995 3,932,710 0 234,059
TOTAL 44,818,638 940,324 63,554,962 19,631 6,614,678
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 1,905,790 XXXX
1992 91,470,934 13,838
1993 89,208,235 13,773
1994 103,166,844 13,936
1995 83,258,229 12,358
1996 78,937,931 12,467
1997 79,483,156 11,736
1998 67,249,467 11,186
1999 78,451,702 13,277
2000 51,692,387 13,384
2001 23,510,150 10,902
TOTAL 748,334,823 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,696,395 1,270,210 654,194 165
1992 394,600 0 60,414 247
1993 465,990 0 363,327 3,590
1994 818,591 0 447,690 5,314
1995 1,900,459 10,472 352,235 4,161
1996 2,424,930 75,010 496,004 5,847
1997 3,828,504 21,000 952,878 11,940
1998 7,287,647 107,500 1,687,113 19,516
1999 18,519,739 92,877 6,225,751 60,855
2000 24,806,518 621,466 21,060,754 213,858
2001 18,168,863 333,867 47,478,891 498,206
TOTAL 80,312,236 2,532,402 79,779,251 823,700
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 15,885 554 447,425 149
1992 26,492 903 49,706 255
1993 43,021 1,486 76,894 407
1994 66,883 2,331 52,611 626
1995 127,078 4,429 101,018 1,189
1996 186,437 6,498 148,592 1,744
1997 357,825 12,472 295,634 3,347
1998 701,226 23,953 540,836 6,429
1999 2,043,804 57,086 1,399,693 15,321
2000 3,000,828 86,051 2,005,986 23,096
2001 3,191,886 95,638 2,167,499 25,669
TOTAL 9,761,365 291,403 7,285,894 78,231
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 264,118 69,417 5,762 1,737,523 27
1992 38,705 19 3,616 568,493 3
1993 70,880 273 7,271 1,014,354 8
1994 93,246 405 12,161 1,470,346 12
1995 161,403 884 9,088 2,621,058 30
1996 209,747 4,541 14,638 3,372,070 42
1997 353,431 2,057 22,455 5,737,455 79
1998 656,983 7,352 46,092 10,709,054 178
1999 2,179,309 9,710 129,411 30,132,446 531
2000 3,779,923 50,233 199,967 53,659,305 1,004
2001 5,145,833 56,172 510,758 75,143,420 2,567
TOTAL 12,953,577 201,063 961,219 186,165,524 4,481
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 93,992,078 1,952,652 92,039,426
1993 91,646,540 1,423,951 90,222,589
1994 106,306,983 1,669,793 104,637,189
1995 87,920,844 2,041,557 85,879,286
1996 85,115,112 2,805,110 82,310,001
1997 86,630,505 1,409,893 85,220,611
1998 79,591,303 1,632,783 77,958,521
1999 110,671,404 2,087,256 108,584,148
2000 107,519,500 2,167,808 105,351,692
2001 100,151,019 1,497,450 98,653,570
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 69.2 59.9 69.5
1993 70.5 33.7 71.8
1994 85.7 38.6 87.4
1995 74.4 52.4 75.2
1996 76.3 92.2 75.9
1997 80.1 54.5 80.7
1998 74.1 67.0 74.2
1999 83.0 38.4 84.9
2000 76.9 21.9 81.0
2001 70.4 20.2 73.2
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 1,080,214 657,309
1992 0 0 0.0 454,767 113,725
1993 0 0 0.0 825,727 188,628
1994 0 0 0.0 1,260,967 209,378
1995 0 0 0.0 2,238,061 382,997
1996 0 0 0.0 2,840,077 531,993
1997 0 0 0.0 4,748,441 989,014
1998 0 0 0.0 8,847,744 1,861,310
1999 0 0 0.0 24,591,758 5,540,689
2000 0 0 0.0 45,031,948 8,627,358
2001 0 0 0.0 64,815,681 10,327,739
TOTAL 0 0 XXXX 156,735,385 29,430,139
OHIO CASUALTY GROUP
SCHEDULE P-PART 1D - WORKERS COMPENSATION
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX 0 0 10,474,472 1,552,064
1992 213,577,106 2,909,054 210,668,052 127,501,944 51,574
1993 185,737,510 2,443,331 183,294,179 98,452,945 374,140
1994 153,211,860 1,955,046 151,256,814 69,814,004 1,500
1995 143,658,352 1,654,337 142,004,015 63,241,117 0
1996 124,749,682 592,288 124,157,394 52,747,096 235,198
1997 103,906,558 422,962 103,483,596 48,575,870 0
1998 101,505,174 1,169,564 100,335,609 41,663,193 1,955,585
1999 208,122,405 12,349,044 195,773,361 87,437,639 5,098,019
2000 217,714,121 19,899,843 197,814,278 94,922,115 4,709,999
2001 174,597,348 8,259,108 166,338,240 29,282,927 84,318
TOTAL XXXX XXXX XXXX 724,113,323 14,062,397
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 948,446 113,298 854,549 0 510,129
1992 9,868,202 2,187 7,251,384 0 3,852,645
1993 6,847,074 11,708 5,665,678 0 2,063,656
1994 4,786,810 1,696 4,597,788 0 1,963,252
1995 4,208,724 692 5,218,779 0 1,345,347
1996 4,028,484 1,650 4,707,401 0 1,306,832
1997 3,826,138 0 5,141,514 0 1,258,765
1998 2,962,234 182,715 5,926,001 0 638,842
1999 6,582,755 331,943 8,989,315 915 906,021
2000 4,906,280 284,459 10,033,839 1,084 477,053
2001 877,135 9,458 5,615,160 10 83,206
TOTAL 49,842,283 939,805 64,001,408 2,008 14,405,749
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 10,612,105 XXXX
1992 144,567,769 24,654
1993 110,579,850 17,634
1994 79,195,407 13,959
1995 72,667,929 11,824
1996 61,246,133 10,851
1997 57,543,522 10,052
1998 48,413,128 9,599
1999 97,578,832 26,452
2000 104,866,692 22,925
2001 35,681,436 12,565
TOTAL 822,952,804 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 100,204,205 29,956,793 28,991,319 113,766
1992 13,283,503 976,198 4,924,057 25,170
1993 11,470,261 1,683,574 4,314,603 24,860
1994 8,751,241 0 3,538,419 20,058
1995 11,250,349 2,355,262 2,567,484 16,031
1996 7,253,322 0 3,073,698 18,200
1997 8,495,772 383,965 2,818,206 17,735
1998 8,916,525 667,857 5,557,475 40,823
1999 34,955,357 1,392,184 35,682,565 544,860
2000 46,407,167 2,801,362 59,730,586 945,964
2001 34,905,629 324,485 73,259,469 1,006,981
TOTAL 285,893,332 40,541,680 224,457,881 2,774,447
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,883,805 524,625 2,161,773 8,256
1992 499,796 83,069 366,403 1,594
1993 453,258 70,763 327,480 1,541
1994 409,387 59,879 291,542 1,476
1995 351,842 51,462 250,562 1,268
1996 435,693 63,727 310,276 1,571
1997 524,475 76,713 373,502 1,891
1998 766,649 96,192 468,341 2,371
1999 5,525,430 393,664 1,916,684 9,703
2000 8,376,413 539,635 2,627,390 13,300
2001 7,791,272 661,295 3,219,781 16,300
TOTAL 28,018,020 2,621,024 12,313,732 59,271
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 5,480,931 1,050,334 1,040,661 108,068,257 795
1992 702,138 35,000 317,296 18,654,866 76
1993 584,563 59,269 405,970 15,310,157 78
1994 418,803 1,125 292,227 13,326,853 56
1995 552,083 81,897 385,386 12,466,400 57
1996 482,417 1,021 465,410 11,470,886 101
1997 595,948 14,172 613,244 12,313,428 126
1998 848,906 24,724 982,273 15,725,929 195
1999 4,556,179 53,810 1,631,010 80,241,994 1,019
2000 6,829,534 105,682 2,378,191 119,565,147 1,832
2001 6,234,899 24,406 3,197,568 123,377,584 4,176
TOTAL 27,286,400 1,451,441 11,709,235 530,521,502 8,511
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 164,397,427 1,174,792 163,222,635
1993 128,115,861 2,225,854 125,890,007
1994 92,607,994 85,734 92,522,259
1995 87,640,942 2,506,613 85,134,329
1996 73,038,386 321,366 72,717,020
1997 70,351,425 494,475 69,856,950
1998 67,109,322 2,970,265 64,139,057
1999 185,645,924 7,825,098 177,820,826
2000 233,833,325 9,401,485 224,431,840
2001 161,186,272 2,127,252 159,059,020
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 77.0 40.4 77.5
1993 69.0 91.1 68.7
1994 60.4 4.4 61.2
1995 61.0 151.5 60.0
1996 58.5 54.3 58.6
1997 67.7 116.9 67.5
1998 66.1 254.0 63.9
1999 89.2 63.4 90.8
2000 107.4 47.2 113.5
2001 92.3 25.8 95.6
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 99,124,965 8,943,293
1992 0 0 0.0 17,206,192 1,448,674
1993 0 0 0.0 14,076,430 1,233,728
1994 0 0 0.0 12,269,602 1,057,251
1995 0 0 0.0 11,446,540 1,019,860
1996 0 0 0.0 10,308,820 1,162,066
1997 0 0 0.0 10,912,279 1,401,149
1998 0 0 0.0 13,765,319 1,960,610
1999 0 0 0.0 68,700,878 11,541,115
2000 0 0 0.0 102,390,428 17,174,720
2001 0 0 0.0 106,833,633 16,543,950
TOTAL 0 0 XXXX 467,035,086 63,486,416
OHIO CASUALTY GROUP
SCHEDULE P-PART 1E - COMMERCIAL MULTI-PERIL
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,540,597 1,103,854
1992 147,343,234 4,565,315 142,777,919 98,359,477 8,776,556
1993 146,366,198 5,672,668 140,693,530 81,280,879 135,217
1994 143,239,939 6,537,857 136,702,082 83,686,272 790,434
1995 139,601,917 6,742,565 132,859,352 72,974,897 189,151
1996 136,835,193 4,550,420 132,284,773 86,769,785 667,493
1997 142,019,235 4,984,286 137,034,949 81,231,046 3,851,484
1998 156,599,795 5,866,941 150,732,854 96,445,045 2,163,152
1999 237,845,104 13,316,781 224,528,323 130,831,100 8,530,234
2000 259,090,152 21,870,690 237,219,462 119,307,169 9,194,083
2001 253,036,565 14,407,043 238,629,521 62,779,015 1,090,899
TOTAL XXXX XXXX XXXX 915,205,282 36,492,557
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,337,553 868,093 74,147 0 63,865
1992 12,182,174 84,104 5,529,519 0 2,640,125
1993 11,268,698 851,714 5,204,666 0 2,338,396
1994 10,326,649 226,653 5,625,822 0 3,753,491
1995 8,714,127 0 5,502,523 0 1,706,270
1996 9,472,381 0 5,928,757 0 1,818,317
1997 7,724,241 231,357 5,564,573 0 1,599,986
1998 6,262,930 376,907 9,104,297 44,500 1,497,181
1999 6,936,112 60,339 10,670,093 72,808 1,445,624
2000 3,661,473 116,009 9,014,182 78,059 2,187,561
2001 525,780 522 6,628,910 12,238 433,012
TOTAL 78,412,118 2,815,697 68,847,488 207,604 19,483,828
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 980,349 XXXX
1992 107,210,511 19,256
1993 96,767,312 19,632
1994 98,621,656 19,680
1995 87,002,395 17,150
1996 101,503,432 18,115
1997 90,437,020 15,664
1998 109,227,713 17,443
1999 139,773,923 23,324
2000 122,594,673 21,116
2001 68,830,047 15,170
TOTAL 1,022,949,030 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,251,433 2,284,236 8,340,806 45,831
1992 317,100 36,000 708,778 23,655
1993 1,146,100 100 856,441 29,938
1994 1,379,855 0 873,141 37,700
1995 459,583 0 1,577,268 68,377
1996 1,199,135 0 2,535,421 102,751
1997 3,801,520 410,000 2,272,687 101,272
1998 6,536,219 0 3,379,667 150,799
1999 17,066,258 37,500 14,699,434 514,123
2000 32,653,868 8,940,835 27,898,385 978,348
2001 35,837,690 4,569,429 45,273,963 1,643,270
TOTAL 104,648,761 16,278,100 108,415,992 3,696,064
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 738,799 272,865 6,914,821 18,069
1992 218,833 55,181 286,447 8,125
1993 347,727 54,561 444,462 16,493
1994 273,605 22,756 315,171 15,159
1995 372,102 30,949 460,811 20,616
1996 608,497 50,610 829,407 33,713
1997 941,200 78,282 1,183,717 52,146
1998 1,726,795 133,807 1,790,036 89,132
1999 7,880,661 370,837 5,065,064 247,024
2000 11,212,090 539,962 7,097,745 359,683
2001 9,902,949 529,221 7,030,856 352,528
TOTAL 34,223,257 2,139,031 31,418,536 1,212,687
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 2,365,971 82,997 11,394 19,907,832 63
1992 107,709 2,034 9,781 1,513,872 16
1993 135,328 1,576 9,383 2,827,391 18
1994 124,021 1,985 17,254 2,888,193 20
1995 105,738 3,600 58,803 2,851,961 34
1996 218,965 5,410 59,422 5,198,942 54
1997 376,196 14,343 180,401 7,919,277 119
1998 578,957 7,939 238,942 13,629,996 205
1999 2,443,824 27,901 1,045,090 45,957,856 849
2000 3,740,896 132,676 1,594,823 71,651,480 1,361
2001 4,580,641 187,012 2,553,097 95,344,639 3,186
TOTAL 14,778,247 467,472 5,778,390 269,691,440 5,925
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 117,710,038 8,985,655 108,724,384
1993 100,684,302 1,089,599 99,594,703
1994 102,604,535 1,094,686 101,509,849
1995 90,167,050 312,693 89,854,357
1996 107,562,349 859,976 106,702,374
1997 103,095,179 4,738,882 98,356,296
1998 125,823,946 2,966,238 122,857,708
1999 195,592,545 9,860,766 185,731,779
2000 214,585,808 20,339,654 194,246,153
2001 172,559,804 8,385,117 164,174,686
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 79.9 196.8 76.1
1993 68.8 19.2 70.8
1994 71.6 16.7 74.3
1995 64.6 4.6 67.6
1996 78.6 18.9 80.7
1997 72.6 95.1 71.8
1998 80.3 50.6 81.5
1999 82.2 74.0 82.7
2000 82.8 93.0 81.9
2001 68.2 58.2 68.8
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 10,262,172 9,645,660
1992 0 0 0.0 966,223 547,649
1993 0 0 0.0 1,972,503 854,888
1994 0 0 0.0 2,215,296 672,897
1995 0 0 0.0 1,968,474 883,488
1996 0 0 0.0 3,631,805 1,567,137
1997 0 0 0.0 5,562,934 2,356,342
1998 0 0 0.0 9,765,087 3,864,909
1999 0 0 0.0 31,214,070 14,743,786
2000 0 0 0.0 50,633,070 21,018,410
2001 0 0 0.0 74,898,954 20,445,685
TOTAL 0 0 XXXX 193,090,589 76,600,851
OHIO CASUALTY GROUP
SCHEDULE P-PART 1G - BOILER & MACHINERY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX 0 0
1992 183,902 41,611 326,539 260,881
1993 36,594 43,445 -6,851 0 0
1994 18,241 16,879 1,362 9,366 2,238
1995 32,924 30,389 2,535 0 0
1996 49,025 48,882 143 5,068 5,068
1997 59,177 59,177 0 0 0
1998 158,676 100,924 57,752 41,020 125,194
1999 1,299,794 572,638 727,156 534,832 85,946
2000 1,852,936 1,081,954 770,981 418,261 238,055
2001 948,531 473,715 474,815 76,961 1,325
TOTAL XXXX XXXX XXXX 1,412,047 718,706
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1992 0 0 0 0 0
1993 0 0 0 0 0
1994 209 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 265 73 0 0
1999 12,489 4,208 495 0 0
2000 17,643 7,403 1,122 0 0
2001 2,285 159 1,835 0 0
TOTAL 32,627 12,035 3,526 0 0
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1992 65,659 XXXX
1993 0 XXXX
1994 7,338 XXXX
1995 0 XXXX
1996 0 XXXX
1997 0 XXXX
1998 -84,366 XXXX
1999 457,662 XXXX
2000 191,569 XXXX
2001 79,598 XXXX
TOTAL 717,459 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
1992 0 0 55 0
1993 0 0 70 0
1994 0 0 45 0
1995 0 0 30 0
1996 0 0 29 0
1997 0 0 28 0
1998 0 0 415 0
1999 17,000 0 806 0
2000 13,000 13,000 1,181 0
2001 26,900 10,000 9,454 0
TOTAL 56,900 23,000 12,113 0
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 8 4 9 -4
1992 7 3 8 -3
1993 6 3 6 -3
1994 5 2 6 -2
1995 28 13 30 -13
1996 22 10 24 -10
1997 40 18 44 -18
1998 62 28 66 -28
1999 180 82 194 -82
2000 401 183 433 -183
2001 651 297 702 -297
TOTAL 1,410 644 1,522 -644
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 17 0
1992 0 0 0 70 0
1993 0 0 0 83 0
1994 0 0 0 56 0
1995 0 0 0 87 0
1996 0 0 0 75 0
1997 0 0 0 112 0
1998 0 0 0 544 0
1999 0 0 0 18,180 1
2000 0 0 0 2,015 1
2001 0 0 0 27,707 2
TOTAL 0 0 0 48,945 4
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 326,609 260,881 65,728
1993 83 0 83
1994 9,631 2,238 7,393
1995 87 0 87
1996 5,143 5,068 75
1997 112 0 112
1998 41,637 125,459 -83,822
1999 565,996 90,154 475,842
2000 452,042 258,458 193,584
2001 118,789 11,484 107,305
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 144.8 141.9 158.0
1993 0.2 0.0 -1.2
1994 52.8 13.3 542.8
1995 0.3 0.0 3.4
1996 10.5 10.4 52.3
1997 0.2 0.0 0.0
1998 26.2 124.3 -145.1
1999 43.5 15.7 65.4
2000 24.4 23.9 25.1
2001 12.5 2.4 22.6
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 0 17
1992 0 0 0.0 55 15
1993 0 0 0.0 70 12
1994 0 0 0.0 45 11
1995 0 0 0.0 30 57
1996 0 0 0.0 29 46
1997 0 0 0.0 28 84
1998 0 0 0.0 415 128
1999 0 0 0.0 17,806 374
2000 0 0 0.0 1,181 834
2001 0 0 0.0 26,354 1,353
TOTAL 0.00 0.00 XXXX 46,013 2,932
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H(1) - GENERAL LIABILITY (OCCURENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 5,343,738 1,073,250
1992 120,598,579 2,154,696 118,443,883 47,853,376 2,351,930
1993 111,023,544 1,962,492 109,061,052 40,893,607 2,442,683
1994 112,505,526 1,992,713 110,512,813 38,226,928 1,781,399
1995 111,545,266 1,892,511 109,652,755 30,929,150 0
1996 104,751,105 1,051,089 103,700,016 29,660,652 664,133
1997 98,938,574 726,289 98,212,286 26,273,476 200,000
1998 97,295,206 2,244,509 95,050,697 24,625,307 1,200,000
1999 143,447,468 9,199,234 134,248,234 30,190,671 8,207,000
2000 169,975,709 28,640,701 141,335,008 17,361,755 2,442,980
2001 200,436,316 35,978,500 164,457,816 4,466,188 64,812
TOTAL XXXX XXXX XXXX 295,824,850 20,428,186
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,152,165 0 230,156 0 69,940
1992 16,003,978 13,755 6,211,997 0 1,505,569
1993 12,735,817 539,979 5,326,068 0 650,369
1994 9,682,246 61,927 6,269,306 0 574,917
1995 8,144,385 115,887 4,534,535 0 435,274
1996 8,163,688 0 6,079,481 0 498,710
1997 6,465,524 227,576 4,294,811 0 801,911
1998 4,467,623 9,070 4,899,523 0 462,428
1999 3,520,699 90,958 5,216,929 0 578,321
2000 1,008,068 107,320 3,754,360 0 312,509
2001 110,158 60,811 2,123,919 0 110,675
TOTAL 72,454,351 1,227,282 48,941,084 0 6,000,622
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 6,652,808 XXXX
1992 67,703,666 7,294
1993 55,972,831 6,864
1994 52,335,154 6,628
1995 43,492,184 5,787
1996 43,239,689 5,673
1997 36,606,235 5,226
1998 32,783,384 5,064
1999 30,630,341 5,283
2000 19,573,883 4,779
2001 6,574,643 3,524
TOTAL 395,564,818 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 7,451,376 2,150,576 10,868,572 241,987
1992 1,962,182 0 3,222,261 91,023
1993 2,079,205 1,000,000 2,157,153 162,065
1994 716,920 0 1,433,515 253,087
1995 967,398 0 1,501,389 277,508
1996 1,697,325 0 2,643,949 492,854
1997 4,780,539 0 3,282,313 599,417
1998 6,710,338 0 4,946,486 1,042,465
1999 20,381,445 6,028,332 25,964,755 8,516,005
2000 12,396,257 3,538,100 48,121,028 15,321,103
2001 13,723,457 1,000,000 83,297,623 25,231,476
TOTAL 72,866,442 13,717,008 187,439,045 52,228,990
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 800,215 46,443 20,895,542 27,909
1992 269,528 18,477 3,115,314 15,223
1993 347,650 31,580 1,977,418 35,521
1994 272,211 30,942 456,706 40,595
1995 368,575 42,326 493,461 55,818
1996 586,106 67,337 794,735 88,802
1997 954,740 109,662 1,428,490 144,621
1998 1,630,356 180,847 2,027,552 238,497
1999 4,881,407 365,541 4,029,278 482,069
2000 6,032,865 452,117 5,031,429 596,243
2001 7,171,005 615,649 6,850,855 820,150
TOTAL 23,314,658 1,960,920 47,100,780 2,545,448
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 5,680,732 82,261 87,576 43,147,262 152
1992 795,363 5,399 41,656 9,234,527 52
1993 579,913 39,320 58,880 5,872,853 41
1994 233,830 15,012 24,781 2,773,546 45
1995 270,587 16,461 38,303 3,209,298 43
1996 478,596 29,235 99,099 5,522,483 85
1997 1,035,726 35,556 138,331 10,592,553 138
1998 1,412,854 52,938 194,484 15,212,838 367
1999 5,176,329 354,944 218,972 44,686,324 375
2000 5,391,039 444,423 419,181 56,620,632 518
2001 7,449,803 655,968 541,463 90,169,500 944
TOTAL 28,504,772 1,731,516 1,862,724 287,041,815 2,760
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 79,434,000 2,495,807 76,938,193
1993 66,096,830 4,251,147 61,845,683
1994 57,291,662 2,182,962 55,108,700
1995 47,209,482 508,000 46,701,481
1996 50,104,532 1,342,360 48,762,172
1997 48,515,619 1,316,831 47,198,788
1998 50,720,040 2,723,817 47,996,223
1999 99,361,513 24,044,848 75,316,665
2000 99,096,800 22,902,286 76,194,515
2001 125,193,008 28,448,865 96,744,143
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 65.9 115.8 65.0
1993 59.5 216.6 56.7
1994 50.9 109.5 49.9
1995 42.3 26.8 42.6
1996 47.8 127.7 47.0
1997 49.0 181.3 48.1
1998 52.1 121.4 50.5
1999 69.3 261.4 56.1
2000 58.3 80.0 53.9
2001 62.5 79.1 58.8
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 15,927,385 27,219,877
1992 0 0 0.0 5,093,420 4,141,107
1993 0 0 0.0 3,074,293 2,798,559
1994 0 0 0.0 1,897,348 876,198
1995 0 0 0.0 2,191,279 1,018,019
1996 0 0 0.0 3,848,420 1,674,063
1997 0 0 0.0 7,463,435 3,129,118
1998 0 0 0.0 10,614,359 4,598,480
1999 0 0 0.0 31,801,864 12,884,460
2000 0 0 0.0 41,658,082 14,962,550
2001 0 0 0.0 70,789,604 19,379,896
TOTAL 0 0 XXXX 194,359,489 92,682,326
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H2 - GENERAL LIABILITY (CLAIMS MADE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0
1992 108,651 1,326 107,325 0 0
1993 137,578 1,728 135,850 60,000 0
1994 158,192 2,025 156,167 20,192 0
1995 395,268 108,203 287,065 255,868 0
1996 807,258 290,207 517,051 40,126 0
1997 1,010,179 369,462 640,717 43,736 0
1998 1,156,442 439,750 716,691 29,091 0
1999 1,686,026 937,820 748,206 42,937 0
2000 1,722,639 614,311 1,108,328 47,689 0
2001 1,594,090 706,109 887,981 53,961 0
TOTAL XXXX XXXX XXXX 593,601 0
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1992 0 0 0 0 0
1993 23,077 0 25,830 0 0
1994 256,325 0 29,324 0 0
1995 177,225 0 50,137 0 0
1996 27,949 0 840 0 250
1997 38,870 0 1,849 0 1,183
1998 41,921 0 0 0 0
1999 41,902 0 56 0 0
2000 46,754 0 656 0 0
2001 81,649 0 1,449 0 0
TOTAL 735,672 0 110,140 0 1,433
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1992 0 0
1993 108,907 0
1994 305,841 9
1995 483,230 32
1996 68,915 42
1997 84,454 23
1998 71,012 8
1999 84,895 43
2000 95,098 33
2001 137,060 17
TOTAL 1,439,413 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 2,016 343
1992 0 0 758 129
1993 0 0 1,350 230
1994 0 0 2,109 359
1995 0 0 2,312 393
1996 0 0 4,106 699
1997 0 0 4,994 850
1998 0 0 7,435 1,265
1999 0 0 24,711 4,204
2000 200 0 47,664 8,109
2001 1,481,306 950,000 87,504 14,887
TOTAL 1,481,506 950,000 184,959 31,467
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,824 3,093 503 96
1992 2,631 1,687 274 52
1993 6,139 3,937 640 122
1994 7,016 4,499 732 139
1995 9,648 6,186 1,006 192
1996 15,348 9,842 1,601 305
1997 24,996 16,028 2,607 496
1998 41,221 26,433 4,299 819
1999 83,320 53,428 8,690 1,655
2000 103,054 66,082 10,748 2,047
2001 140,328 89,984 14,636 2,787
TOTAL 438,526 281,200 45,737 8,710
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 204 37 0 3,978 0
1992 77 14 0 1,858 0
1993 136 24 0 3,953 0
1994 213 38 0 5,034 0
1995 234 42 0 6,386 0
1996 415 74 0 10,550 0
1997 504 91 0 15,636 0
1998 751 135 0 25,056 0
1999 2,496 448 0 59,481 0
2000 4,825 864 0 89,388 2
2001 112,370 60,582 0 717,904 8
TOTAL 122,224 62,349 0 939,226 10
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 3,741 1,882 1,858
1993 117,173 4,313 112,860
1994 315,911 5,036 310,875
1995 496,429 6,813 489,616
1996 90,385 10,920 79,465
1997 117,556 17,465 100,091
1998 124,719 28,651 96,068
1999 204,111 59,735 144,376
2000 261,589 77,102 184,486
2001 1,973,204 1,118,240 854,964
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 3.4 141.9 1.7
1993 85.2 249.6 83.1
1994 199.7 248.7 199.1
1995 125.6 6.3 170.6
1996 11.2 3.8 15.4
1997 11.6 4.7 15.6
1998 10.8 6.5 13.4
1999 12.1 6.4 19.3
2000 15.2 12.6 16.6
2001 123.8 158.4 96.3
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 1,673 2,305
1992 0 0 0.0 629 1,229
1993 0 0 0.0 1,120 2,833
1994 0 0 0.0 1,750 3,284
1995 0 0 0.0 1,919 4,467
1996 0 0 0.0 3,408 7,143
1997 0 0 0.0 4,144 11,492
1998 0 0 0.0 6,170 18,885
1999 0 0 0.0 20,507 38,975
2000 0 0 0.0 39,755 49,633
2001 0 0 0.0 603,923 113,981
TOTAL 0 0 XXXX 684,998 254,228
OHIO CASUALTY GROUP
SCHEDULE P-PART 1I - SPECIAL PROPERTY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 378,693 20,044
2000 84,104,640 6,271,025 77,833,615 42,411,572 100,418
2001 74,817,302 5,379,007 69,438,295 30,923,720 2,991,972
TOTAL XXXX XXXX XXXX 73,713,985 3,112,434
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 529,482 1,381 39,913 7,308 423,322
2000 173,348 4,283 3,172,837 0 532,304
2001 58,585 13,297 3,334,641 22,484 282,082
TOTAL 761,415 18,962 6,547,391 29,792 1,237,708
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 919,356 XXXX
2000 45,653,055 XXXX
2001 31,289,192 XXXX
TOTAL 77,861,603 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 728,647 2,279 102,075 24,248
2000 1,120,415 61,678 126,981 19,379
2001 7,026,171 1,448,607 2,328,492 155,127
TOTAL 8,875,233 1,512,564 2,557,548 198,754
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 160,636 24,752 144,272 8,649
2000 200,883 27,703 161,476 9,680
2001 307,689 44,954 262,029 15,708
TOTAL 669,208 97,409 567,777 34,036
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 45,949 0 331,035 1,121,652 68
2000 70,803 0 291,290 1,562,118 70
2001 444,286 0 697,261 8,704,271 760
TOTAL 561,038 0 1,319,585 11,388,041 898
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 47,438,314 223,141 47,215,173
2001 44,685,613 4,692,150 39,993,464
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 56.4 3.6 60.7
2001 59.7 87.2 57.6
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 804,195 317,457
2000 0 0 0.0 1,166,339 395,779
2001 0 0 0.0 7,750,928 953,343
TOTAL 0 0 XXXX 9,721,463 1,666,578
OHIO CASUALTY GROUP
SCHEDULE P-PART 1J - AUTO PHYSICAL DAMAGE
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX -5,032,797 -405,239
2000 264,303,479 259,945 264,043,534 169,862,912 723,893
2001 256,092,023 37,821 256,054,202 137,586,379 566,534
TOTAL XXXX XXXX XXXX 302,416,494 885,188
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 129,970 13,167 -254,989 8,748 5,226,503
2000 146,192 4,030 19,404,986 18,349 22,797,456
2001 62,608 0 18,767,698 18,627 11,406,438
TOTAL 338,770 17,198 37,917,695 45,724 39,430,397
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR -4,774,493 XXXX
2000 188,667,818 XXXX
2001 155,831,525 XXXX
TOTAL 339,724,850 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 273,342 43,520 -2,255,963 -6
2000 167,024 1,700 -2,174,213 -8
2001 12,870,217 161,864 -4,295,144 -189
TOTAL 13,310,583 207,084 -8,725,320 -203
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 135,377 1,562 37,933 -1
2000 150,635 1,598 37,985 -1
2001 233,550 2,560 67,157 -2
TOTAL 519,562 5,720 143,075 -4
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 21,286 0 2,441,997 -1,833,100 80
2000 12,474 0 2,391,377 -1,809,385 131
2001 1,110,638 0 11,078,891 9,822,186 7,303
TOTAL 1,144,398 0 15,912,266 6,179,701 7,514
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 187,607,996 749,562 186,858,433
2001 166,403,104 749,393 165,653,711
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 71.0 288.4 70.8
2001 65.0 1981.4 64.7
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX -2,026,135 193,034
2000 0 0 0.0 -2,008,881 199,497
2001 0 0 0.0 8,413,398 1,408,788
TOTAL 0 0 XXXX 4,378,382 1,801,319
OHIO CASUALTY GROUP
SCHEDULE P-PART 1K - FIDELITY AND SURETY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX -388,719 253,373
2000 38,271,104 1,463,409 36,807,695 4,581,269 799,587
2001 39,098,087 715,789 38,382,298 2,226,313 45,329
TOTAL XXXX XXXX XXXX 6,418,864 1,098,288
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 505,679 246,619 159,501 16,869 1,790,762
2000 254,169 6,062 1,019,237 15,151 749,803
2001 147,935 0 714,144 0 15,574,908
TOTAL 907,783 252,681 1,892,882 32,020 18,115,473
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR -240,400 XXXX
2000 5,033,875 XXXX
2001 3,043,063 XXXX
TOTAL 7,836,538 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,517,057 1,095,506 -1,574,991 9,105
2000 1,824,770 182,020 -40,615 7,277
2001 2,852,069 153,789 2,379,438 58,257
TOTAL 7,193,896 1,431,315 763,833 74,640
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 419,560 77,379 297,007 5,578
2000 465,459 86,607 332,361 6,243
2001 755,308 140,538 539,327 10,131
TOTAL 1,640,328 304,524 1,168,694 21,952
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 69,809 0 2,065,088 540,873 193
2000 50,969 0 432,122 2,350,797 163
2001 79,650 0 754,626 6,243,077 415
TOTAL 200,427 0 3,251,835 9,134,747 771
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 8,487,619 1,102,947 7,384,672
2001 9,694,184 408,044 9,286,140
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 22.2 75.4 20.1
2001 24.8 57.0 24.2
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX -162,545 703,419
2000 0 0 0.0 1,594,858 755,939
2001 0 0 0.0 5,019,461 1,223,616
TOTAL 0 0 XXXX 6,451,774 2,682,973
OHIO CASUALTY GROUP
SCHEDULE P-PART 1L - ACCIDENT & HEALTH
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 88,198 83,700
2000 181,840 181,840 0 56,572 56,572
2001 161,668 161,668 0 33,228 33,228
TOTAL XXXX XXXX XXXX 177,999 173,500
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
2000 0 0 0 0 0
2001 0 0 0 0 0
TOTAL 0 0 0 0 0
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 4,499 XXXX
2000 0 XXXX
2001 0 XXXX
TOTAL 4,499 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 412,478 412,478 111,939 111,939
2000 103,562 103,562 28,105 28,105
2001 163,752 163,752 44,439 44,439
TOTAL 679,792 679,792 184,483 184,483
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
2000 0 0 0 0
2001 0 0 0 0
TOTAL 0 0 0 0
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
2000 0 0 0 0 0
2001 0 0 0 0 0
TOTAL 0 0 0 0 0
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 188,239 188,239 0
2001 241,420 241,420 0
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2000 103.5 103.5 0.0
2001 149.3 149.3 0.0
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 0 0 0
2000 0 0 0.0 0 0
2001 0 0 0.0 0 0
TOTAL 0 0 XXXX 0 0
OHIO CASUALTY GROUP
SCHEDULE P-PART 1R1 - PRODUCT LIABILITY (OCCURRENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 676,082 -503,500
1992 9,395,225 114,623 9,280,602 3,327,327 0
1993 6,068,861 75,297 5,993,564 2,644,811 0
1994 1,231,286 15,761 1,215,525 878,950 0
1995 485,873 6,255 479,618 951,889 0
1996 384,859 1,279 383,580 888,255 0
1997 396,349 1,454 394,895 596,274 0
1998 1,082,805 9,236 1,073,569 7,384,488 2,024,945
1999 7,496,691 81,086 7,415,605 732,586 0
2000 10,178,601 464,443 9,714,158 387,346 0
2001 9,133,427 362,941 8,770,486 57,262 0
TOTAL XXXX XXXX XXXX 18,525,269 1,521,445
SALVAGE &
DEFENSE AND COST CONTAINMENT SUBROGATION
ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 968,922 0 3,625 0 433
1992 2,092,995 0 263,382 0 31,953
1993 1,995,123 0 401,267 0 22,663
1994 634,805 0 427,260 0 36,244
1995 441,370 0 1,309,555 0 12,928
1996 562,373 0 803,621 0 7,162
1997 288,923 0 496,113 0 9,981
1998 462,365 32,143 1,466,820 12,689 23,157
1999 123,483 0 292,815 0 2,000
2000 112,973 0 225,178 0 9,750
2001 7,843 0 220,049 0 1,110
TOTAL 7,691,176 32,143 5,909,685 12,689 157,383
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 2,152,129 XXXX
1992 5,683,703 360
1993 5,041,201 161
1994 1,941,015 231
1995 2,702,814 141
1996 2,254,250 132
1997 1,381,311 111
1998 7,243,894 358
1999 1,148,885 76
2000 725,497 101
2001 285,154 39
TOTAL 30,559,852 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 798,270 0 91,609 1,461
1992 215,010 0 37,351 549
1993 185,001 0 41,464 978
1994 97,000 0 41,850 1,528
1995 56,500 0 45,888 1,675
1996 640,000 0 81,497 2,975
1997 280,000 0 99,118 3,619
1998 1,409,837 95,736 147,575 5,388
1999 203,500 0 490,450 17,905
2000 372,800 0 946,025 34,537
2001 150,275 0 1,736,765 63,404
TOTAL 4,408,193 95,736 3,759,592 134,019
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 319,451 312 29,330 427
1992 90,154 170 11,229 233
1993 68,898 397 18,178 543
1994 15,564 453 17,192 621
1995 18,716 623 23,486 854
1996 29,776 992 37,364 1,358
1997 48,492 1,615 60,851 2,212
1998 79,970 2,664 100,350 3,648
1999 161,641 5,384 202,835 7,374
2000 199,925 6,659 250,875 9,120
2001 272,238 9,068 341,617 12,419
TOTAL 1,304,825 28,338 1,093,306 38,810
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 62,501 163 0 1,298,798 59
1992 17,637 61 0 370,366 14
1993 18,101 109 0 329,614 8
1994 14,781 171 0 183,614 8
1995 11,096 187 0 152,347 5
1996 57,284 332 0 840,264 8
1997 40,219 404 0 520,829 8
1998 162,244 6,547 0 1,785,995 180
1999 77,187 1,998 0 1,102,952 9
2000 146,851 3,855 0 1,862,304 21
2001 214,534 7,077 0 2,623,460 13
TOTAL 822,436 20,904 0 11,070,545 333
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 6,055,083 1,014 6,054,070
1993 5,372,843 2,028 5,370,815
1994 2,127,402 2,773 2,124,629
1995 2,858,500 3,339 2,855,161
1996 3,100,171 5,657 3,094,514
1997 1,909,990 7,850 1,902,140
1998 11,213,649 2,183,760 9,029,889
1999 2,284,498 32,662 2,251,836
2000 2,641,972 54,171 2,587,801
2001 3,000,583 91,969 2,908,614
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE
(29) (30) (31)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1992 64.4 0.9 65.2
1993 88.5 2.7 89.6
1994 172.8 17.6 174.8
1995 588.3 53.4 595.3
1996 805.5 442.3 806.7
1997 481.9 539.9 481.7
1998 1035.6 23643.4 841.1
1999 30.5 40.3 30.4
2000 26.0 11.7 26.6
2001 32.9 25.3 33.2
TOTAL XXXX XXXX XXXX
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
NONTABULAR DISCOUNT PARTICIPATION % AFTER DISCOUNT
(32) (33) (34) (35) (36)
LOSS EXPENSES
LOSS LOSS EXPENSE LOSSES UNPAID UNPAID
PRIOR 0 0 XXXX 888,418 410,380
1992 0 0 0.0 251,811 118,555
1993 0 0 0.0 225,487 104,128
1994 0 0 0.0 137,322 46,292
1995 0 0 0.0 100,713 51,634
1996 0 0 0.0 718,522 121,742
1997 0 0 0.0 375,499 145,330
1998 0 0 0.0 1,456,289 329,706
1999 0 0 0.0 676,045 426,907
2000 0 0 0.0 1,284,288 578,016
2001 0 0 0.0 1,823,636 799,824
TOTAL 0 0 XXXX 7,938,030 3,132,515