Exhibit 28
OHIO CASUALTY GROUP
SCHEDULE P-PART 1 - SUMMARY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 21,159,357 2,854,764
1993 1,423,123,140 43,696,082 1,379,427,058 845,353,953 10,265,073
1994 1,342,790,625 45,133,158 1,297,657,467 825,175,343 8,391,669
1995 1,305,588,605 41,012,065 1,264,576,540 747,588,937 6,444,027
1996 1,253,886,669 30,533,833 1,223,352,836 801,792,716 6,486,389
1997 1,236,434,526 32,169,379 1,204,265,147 725,887,788 5,595,120
1998 1,321,641,601 53,814,016 1,267,827,585 795,444,590 17,377,108
1999 1,660,202,634 105,894,483 1,554,308,151 989,503,563 58,622,759
2000 1,656,046,645 123,025,174 1,533,021,472 896,257,987 35,907,318
2001 1,598,184,985 92,006,212 1,506,178,773 652,729,939 16,294,654
2002 1,550,466,775 100,090,215 1,450,376,560 367,870,916 5,852,527
TOTAL XXXX XXXX XXXX 7,668,765,088 174,091,409
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 6,809,129 270,101 1,393,608 0 2,558,494
1993 69,877,396 2,028,078 68,479,327 -114,426 31,398,066
1994 61,228,765 -74,044 73,688,931 -326,974 31,902,765
1995 52,907,276 14,806 69,860,164 -700,728 29,186,247
1996 53,636,455 -589,164 79,288,569 -1,610,736 30,108,718
1997 43,692,776 50,643 74,998,527 -2,883,083 31,849,722
1998 35,699,898 1,555,728 92,632,719 -2,965,560 32,911,152
1999 47,160,525 3,064,639 110,097,626 553,432 38,105,036
2000 31,508,852 1,869,235 95,359,281 225,538 39,152,476
2001 11,963,154 631,752 88,113,731 336,880 46,111,183
2002 2,546,199 20,489 59,169,627 79,839 13,142,853
TOTAL 417,030,424 8,842,265 813,082,107 -7,405,818 326,426,711
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 26,237,230 XXXX
1993 971,531,950 XXXX
1994 952,102,388 XXXX
1995 864,598,271 XXXX
1996 930,431,250 XXXX
1997 841,816,411 XXXX
1998 907,809,931 XXXX
1999 1,084,520,882 XXXX
2000 985,124,027 XXXX
2001 735,543,537 XXXX
2002 423,633,886 XXXX
TOTAL 8,723,349,763 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 148,202,450 52,739,365 76,686,717 9,494,033
1993 14,170,673 2,692,171 10,848,599 1,948,131
1994 11,825,758 856,506 8,977,410 1,947,166
1995 16,828,409 3,126,534 8,507,163 1,970,121
1996 14,692,900 805,439 9,402,767 2,585,832
1997 20,292,676 2,398,815 12,292,076 3,398,557
1998 34,158,843 5,431,511 22,300,407 6,214,092
1999 111,463,445 21,509,936 68,661,697 18,224,089
2000 146,255,936 15,066,291 129,706,896 33,684,736
2001 151,523,182 12,426,029 229,070,492 54,463,735
2002 194,735,875 13,428,681 415,078,251 90,352,075
TOTAL 864,150,148 130,481,278 991,532,474 224,282,568
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 47,744,560 1,843,835
1993 0 0 4,383,929 391,458
1994 0 0 2,244,891 333,253
1995 0 0 2,839,282 423,530
1996 0 0 4,007,928 579,364
1997 0 0 6,118,876 964,397
1998 0 0 11,184,132 1,701,371
1999 0 0 29,349,120 2,468,552
2000 0 0 46,332,389 2,457,583
2001 0 0 55,258,270 4,154,352
2002 0 0 68,878,161 5,485,072
TOTAL 0 0 278,341,538 20,802,768
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 15,450,789 2,148,051 1,492,766 221,859,232 XXXX
1993 1,815,568 234,046 387,401 25,952,963 XXXX
1994 1,218,476 140,714 423,550 20,988,895 XXXX
1995 1,668,754 266,551 576,995 24,056,872 XXXX
1996 2,054,981 411,516 952,329 25,776,424 XXXX
1997 3,102,710 767,146 1,291,123 34,277,424 XXXX
1998 5,675,333 1,180,641 1,970,408 58,791,100 XXXX
1999 14,914,278 1,300,631 4,924,756 180,885,333 XXXX
2000 21,209,331 409,929 9,259,707 291,886,014 XXXX
2001 29,732,518 363,356 14,606,706 394,176,989 XXXX
2002 51,986,341 215,126 22,715,638 621,197,674 XXXX
TOTAL 148,829,079 7,437,707 58,601,378 1,899,848,919 XXXX
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 1,014,929,444 17,444,531 997,484,913
1994 984,359,574 11,268,291 973,091,283
1995 900,199,983 11,544,841 888,655,142
1996 964,876,316 8,668,642 956,207,674
1997 886,385,429 10,291,594 876,093,835
1998 997,095,922 30,494,891 966,601,031
1999 1,371,150,254 105,744,038 1,265,406,215
2000 1,366,630,671 89,620,630 1,277,010,041
2001 1,218,391,285 88,670,759 1,129,720,526
2002 1,160,265,370 115,433,809 1,044,831,560
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 71.3 39.9 72.3 0 0
1994 73.3 25.0 75.0 0 0
1995 68.9 28.1 70.3 0 0
1996 77.0 28.4 78.2 0 0
1997 71.7 32.0 72.7 0 0
1998 75.4 56.7 76.2 0 0
1999 82.6 99.9 81.4 0 0
2000 82.5 72.8 83.3 0 0
2001 76.2 96.4 75.0 0 0
2002 74.8 115.3 72.0 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 162,655,769 59,203,462
1993 0.0 20,378,970 5,573,993
1994 0.0 17,999,496 2,989,399
1995 0.0 20,238,917 3,817,954
1996 0.0 20,704,395 5,072,029
1997 0.0 26,787,380 7,490,043
1998 0.0 44,813,646 13,977,454
1999 0.0 140,391,117 40,494,215
2000 0.0 227,211,805 64,674,209
2001 0.0 313,703,910 80,473,079
2002 0.0 506,033,370 115,164,304
TOTAL XXXX 1,500,918,777 398,930,143
OHIO CASUALTY GROUP
SCHEDULE P-PART 1A - HOMEOWNERS
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 141,767 -354
1993 176,137,420 8,407,961 167,729,459 128,121,316 494,000
1994 167,093,737 9,016,379 158,077,358 137,236,571 91,905
1995 169,545,732 8,427,980 161,117,752 110,663,255 0
1996 170,607,856 4,977,843 165,630,013 157,167,531 31,317
1997 172,710,473 6,175,490 166,534,984 111,587,383 19,132
1998 184,421,391 6,621,418 177,799,973 132,950,138 66,250
1999 188,472,844 7,018,963 181,453,880 140,704,604 771
2000 187,731,873 11,178,562 176,553,312 137,063,498 0
2001 181,186,576 9,239,071 171,947,505 125,909,504 0
2002 164,536,900 7,856,020 156,680,880 77,118,833 0
TOTAL XXXX XXXX XXXX 1,258,664,399 703,020
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 12,468 0 4,984 0 10,598
1993 7,408,473 4,165 9,112,148 0 1,419,791
1994 7,541,136 595 10,892,117 0 1,748,857
1995 5,961,542 0 8,428,617 0 1,209,808
1996 7,436,317 0 12,354,595 0 1,433,349
1997 4,097,819 0 9,682,154 0 1,256,265
1998 1,517,928 -1,467 12,577,458 7,076 1,368,964
1999 1,590,554 0 14,127,231 0 1,605,952
2000 1,401,524 0 12,221,429 0 1,578,969
2001 487,281 0 13,343,204 0 883,710
2002 107,991 0 8,592,775 0 221,200
TOTAL 37,563,032 3,293 111,336,712 7,076 12,737,463
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 159,572 XXXX
1993 144,143,772 67,906
1994 155,577,324 72,567
1995 125,053,415 55,028
1996 176,927,125 73,323
1997 125,348,224 48,386
1998 146,973,666 54,261
1999 156,421,619 50,760
2000 150,686,450 46,070
2001 139,739,988 40,823
2002 85,819,599 28,341
TOTAL 1,406,850,755 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 149,954 18,196 17,368 0
1993 156,000 5,000 39,242 0
1994 152,500 0 -23,971 0
1995 157,509 0 -9,597 0
1996 244,909 10,000 14,420 0
1997 266,340 0 -29,589 675
1998 1,572,187 0 80,445 5,400
1999 2,873,196 0 -77,780 8,371
2000 4,647,143 0 1,252,949 101,122
2001 5,870,445 0 2,955,257 232,217
2002 21,002,397 15,022 14,843,369 1,002,312
TOTAL 37,092,580 48,218 19,062,114 1,350,097
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 38,367 676
1993 0 0 43,216 531
1994 0 0 46,035 1,095
1995 0 0 59,297 1,352
1996 0 0 147,404 3,171
1997 0 0 124,844 2,849
1998 0 0 377,299 7,582
1999 0 0 733,607 16,839
2000 0 0 1,204,847 27,930
2001 0 0 1,922,838 46,974
2002 0 0 2,140,197 51,980
TOTAL 0 0 6,837,951 160,980
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 18,079 1,095 16,060 203,801 15
1993 18,466 301 26,233 251,092 5
1994 19,006 0 29,841 192,475 7
1995 19,470 0 24,138 225,326 12
1996 30,596 602 44,700 423,555 17
1997 33,805 41 70,652 391,835 30
1998 199,977 325 221,373 2,216,600 48
1999 364,572 504 377,568 3,867,882 111
2000 644,958 6,090 595,058 7,614,755 195
2001 881,044 13,984 830,060 11,336,410 301
2002 3,262,463 61,263 1,225,318 40,117,848 2,705
TOTAL 5,492,436 84,205 3,461,000 66,841,581 3,446
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 144,898,862 503,997 144,394,864
1994 155,863,394 93,595 155,769,799
1995 125,280,093 1,352 125,278,741
1996 17 7,395,771 45,091 177,350,680
1997 125,762,756 22,697 125,740,059
1998 149,275,432 85,166 149,190,266
1999 160,315,984 26,484 160,289,500
2000 158,436,348 135,142 158,301,206
2001 151,369,572 293,175 151,076,398
2002 127,068,025 1,130,577 125,937,448
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 82.3 6.0 86.1 0 0
1994 93.3 1.0 98.5 0 0
1995 73.9 0.0 77.8 0 0
1996 104.0 0.9 107.1 0 0
1997 72.8 0.4 75.5 0 0
1998 80.9 1.3 83.9 0 0
1999 85.1 0.4 88.3 0 0
2000 84.4 1.2 89.7 0 0
2001 83.5 3.2 87.9 0 0
2002 77.2 14.4 80.4 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 149,126 54,675
1993 0.0 190,242 60,850
1994 0.0 128,529 63,947
1995 0.0 147,912 77,415
1996 0.0 249,329 174,227
1997 0.0 236,076 155,759
1998 0.0 1,647,231 569,369
1999 0.0 2,787,045 1,080,836
2000 0.0 5,798,970 1,815,785
2001 0.0 8,593,486 2,742,924
2002 0.0 34,828,432 5,289,416
TOTAL XXXX 54,756,379 12,085,202
OHIO CASUALTY GROUP
SCHEDULE P-PART 1B - PRIVATE PASSENGER AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 3,386,413 2,511,153
1993 334,285,756 12,196,407 322,089,349 252,766,375 5,010,585
1994 320,149,419 12,617,186 307,532,233 242,670,436 4,303,102
1995 305,098,094 7,698,429 297,399,665 231,411,181 2,229,524
1996 290,090,509 7,674,484 282,416,025 224,304,433 1,247,284
1997 286,421,257 9,267,645 277,153,612 210,518,147 -450,687
1998 312,015,418 19,374,078 292,641,340 219,857,271 6,515,027
1999 331,778,954 31,610,874 300,168,080 247,492,556 22,668,311
2000 281,025,570 21,221,126 259,804,444 189,163,012 7,029,166
2001 264,819,553 8,876,054 255,943,499 138,510,783 4,589,027
2002 209,472,674 6,700,147 202,772,528 65,330,759 2,228,458
TOTAL XXXX XXXX XXXX 2,025,411,366 57,880,951
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 444,750 285,532 350,026 0 72,001
1993 16,384,337 -125,141 21,647,426 -114,426 5,704,975
1994 15,312,286 -294,662 22,855,632 -326,974 4,769,885
1995 14,517,577 -496,806 22,703,993 -700,728 4,974,937
1996 12,704,983 -697,379 25,448,025 -1,610,736 4,279,807
1997 10,754,659 -707,938 23,196,306 -2,883,083 5,048,486
1998 10,919,973 685,666 27,193,502 -3,094,001 5,822,025
1999 12,382,558 1,492,743 30,660,416 216,794 5,324,506
2000 6,020,696 143,108 23,734,121 14,328 5,034,149
2001 2,676,873 80,412 21,161,276 36,197 2,955,296
2002 454,708 7,304 13,552,106 40,351 786,157
TOTAL 102,573,400 372,838 232,502,828 -8,422,277 44,772,223
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 1,384,505 XXXX
1993 286,027,119 54,989
1994 277,156,888 53,285
1995 267,600,761 49,243
1996 263,518,273 48,084
1997 248,510,820 47,035
1998 253,864,052 50,454
1999 266,157,682 54,362
2000 211,731,226 50,175
2001 157,643,295 43,690
2002 77,061,460 33,501
TOTAL 2,310,656,082 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 14,023,924 10,584,921 4,085,152 1,075,381
1993 391,444 114,822 705,843 277,103
1994 2,789,496 856,506 456,131 207,905
1995 2,124,066 712,570 938,749 314,633
1996 3,229,733 795,439 950,550 572,954
1997 5,906,729 1,994,792 1,385,194 954,393
1998 12,321,855 3,820,804 1,699,547 1,217,612
1999 25,496,370 2,808,115 8,273,397 3,694,593
2000 39,818,528 735,068 13,915,739 3,334,887
2001 51,897,925 1,569,733 34,718,797 3,190,406
2002 59,545,032 2,506,766 74,037,272 14,866,962
TOTAL 217,545,102 26,499,536 141,166,371 29,706,831
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 978,710 203,615
1993 0 0 237,911 103,005
1994 0 0 303,444 146,463
1995 0 0 400,754 182,452
1996 0 0 630,923 255,640
1997 0 0 971,548 446,642
1998 0 0 2,023,123 791,801
1999 0 0 5,055,150 1,119,777
2000 0 0 9,757,706 264,030
2001 0 0 10,881,326 335,253
2002 0 0 12,004,513 551,808
TOTAL 0 0 43,245,108 4,400,486
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 1,796,179 101,284 195,519 8,918,763 149
1993 211,469 130,513 55,558 921,224 23
1994 385,768 133,698 73,767 2,590,267 34
1995 371,086 141,634 98,919 2,483,366 56
1996 707,052 400,318 154,814 3,493,907 77
1997 1,243,656 734,095 244,648 5,377,205 155
1998 1,965,847 959,980 383,959 11,220,175 344
1999 3,017,839 862,742 977,873 33,357,529 1,056
2000 3,657,754 72,285 1,453,773 62,743,457 1,890
2001 6,293,152 -297,248 2,465,901 98,993,056 3,394
2002 9,840,352 -773,729 3,175,886 138,275,362 9,264
TOTAL 29,490,153 2,465,572 9,280,617 368,374,310 16,442
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 292,344,804 5,396,461 286,948,343
1994 284,773,193 5,026,039 279,747,155
1995 272,467,406 2,383,278 270,084,128
1996 267,975,699 963,520 267,012,179
1997 253,976,239 88,214 253,888,024
1998 275,981,117 10,896,890 265,084,228
1999 332,378,286 32,863,076 299,515,210
2000 286,067,555 11,592,872 274,474,684
2001 266,140,131 9,503,780 256,636,351
2002 234,764,742 19,427,920 215,336,822
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 87.5 44.2 89.1 0 0
1994 89.0 39.8 91.0 0 0
1995 89.3 31.0 90.8 0 0
1996 92.4 12.6 94.5 0 0
1997 88.7 1.0 91.6 0 0
1998 88.5 56.2 90.6 0 0
1999 100.2 104.0 99.8 0 0
2000 101.8 54.6 105.6 0 0
2001 100.5 107.1 100.3 0 0
2002 112.1 290.0 106.2 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 6,448,774 2,469,990
1993 0.0 705,362 215,862
1994 0.0 2,181,216 409,051
1995 0.0 2,035,612 447,754
1996 0.0 2,811,889 682,018
1997 0.0 4,342,737 1,034,467
1998 0.0 8,982,987 2,237,189
1999 0.0 27,267,058 6,090,470
2000 0.0 49,664,312 13,079,145
2001 0.0 81,856,583 17,136,473
2002 0.0 116,208,576 22,066,786
TOTAL XXXX 302,505,107 65,869,204
OHIO CASUALTY GROUP
SCHEDULE P-PART 1C - COMMERCIAL AUTO
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIO XXXX XXXX XXXX 781,605 86,984
1993 129,920,600 4,227,838 125,692,762 78,189,551 1,035,822
1994 124,061,161 4,326,619 119,734,542 91,344,167 1,582,716
1995 118,167,750 3,897,033 114,270,717 73,482,317 1,978,133
1996 111,494,112 3,041,823 108,452,289 70,105,904 2,587,497
1997 108,150,971 2,584,990 105,565,981 73,402,806 1,365,588
1998 107,482,733 2,436,283 105,046,450 65,764,798 1,523,221
1999 133,335,676 5,439,317 127,896,359 82,624,183 1,898,221
2000 139,893,925 9,877,323 130,016,602 64,552,588 2,201,680
2001 142,263,089 7,409,341 134,853,748 37,964,983 772,478
2002 157,172,461 7,763,894 149,408,568 17,130,756 450,170
TOTAL XXXX XXXX XXXX 655,343,660 15,482,512
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 155,136 28,821 34,112 0 64,807
1993 7,476,546 349,389 5,670,948 0 750,698
1994 7,761,429 105,775 6,877,644 0 755,151
1995 5,944,573 25,861 6,522,069 0 737,452
1996 5,751,546 148,424 6,925,753 0 548,244
1997 4,484,731 10,968 7,202,799 0 708,658
1998 3,819,580 137,240 8,118,241 0 513,616
1999 4,409,394 139,665 9,594,366 17,033 776,270
2000 2,569,459 83,016 7,292,077 11,252 755,289
2001 1,093,698 135,655 6,091,519 69,542 537,457
2002 203,496 0 4,019,136 0 246,776
TOTAL 43,669,589 1,164,815 68,348,665 97,827 6,394,418
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 855,048 XXXX
1993 89,951,834 13,773
1994 104,294,749 13,936
1995 83,944,965 12,359
1996 80,047,282 12,470
1997 83,713,780 11,740
1998 76,042,158 11,194
1999 94,573,025 13,319
2000 72,118,176 13,486
2001 44,172,525 11,611
2002 20,903,218 9,794
TOTAL 750,616,760 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,186,965 12,158 1,911,207 3,611
1993 286,866 0 479,210 4,423
1994 239,269 0 880,405 8,124
1995 2,343,990 0 486,589 4,513
1996 1,893,259 0 760,240 7,041
1997 1,751,497 0 1,808,836 16,790
1998 4,439,642 94,316 2,104,393 19,408
1999 10,689,749 90,547 3,872,419 40,982
2000 20,210,511 198,549 10,014,689 83,318
2001 19,543,041 564,334 24,466,640 222,331
2002 20,117,063 269,094 53,976,987 492,135
TOTAL 82,701,852 1,228,998 100,761,616 902,675
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 1,585,772 852
1993 0 0 42,066 546
1994 0 0 82,450 1,070
1995 0 0 169,943 2,206
1996 0 0 220,422 2,861
1997 0 0 444,211 5,766
1998 0 0 810,860 10,374
1999 0 0 2,032,837 22,385
2000 0 0 3,524,493 38,677
2001 0 0 4,525,600 56,979
2002 0 0 7,468,994 96,944
TOTAL 0 0 20,907,647 238,659
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 109,119 1,074 1,556 4,775,369 27
1993 52,144 308 1,742 855,009 6
1994 70,680 565 2,976 1,263,045 8
1995 221,100 314 4,178 3,214,589 17
1996 196,684 490 5,355 3,060,214 23
1997 244,603 1,168 16,818 4,225,424 41
1998 496,760 7,728 22,372 7,719,829 75
1999 1,388,009 8,979 79,819 17,820,121 242
2000 2,784,016 19,233 117,099 36,193,932 503
2001 3,252,744 53,649 253,846 50,890,733 824
2002 5,010,230 52,429 438,237 85,662,672 2,324
TOTAL 13,826,090 145,936 944,000 215,680,937 4,090
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 92,197,331 1,390,488 90,806,843
1994 107,256,044 1,698,250 105,557,794
1995 89,170,582 2,011,027 87,159,554
1996 85,853,808 2,746,312 83,107,496
1997 89,339,484 1,400,279 87,939,205
1998 85,554,274 1,792,287 83,761,988
1999 114,610,958 2,217,812 112,393,146
2000 110,947,833 2,635,725 108,312,108
2001 96,938,226 1,874,968 95,063,257
2002 107,926,662 1,360,772 106,565,890
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 71.0 32.9 72.2 0 0
1994 86.5 39.3 88.2 0 0
1995 75.5 51.6 76.3 0 0
1996 77.0 90.3 76.6 0 0
1997 82.6 54.2 83.3 0 0
1998 79.6 73.6 79.7 0 0
1999 86.0 40.8 87.9 0 0
2000 79.3 26.7 83.3 0 0
2001 68.1 25.3 70.5 0 0
2002 68.7 17.5 71.3 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 3,082,404 1,692,965
1993 0.0 761,653 93,357
1994 0.0 1,111,550 151,495
1995 0.0 2,826,066 388,523
1996 0.0 2,646,458 413,756
1997 0.0 3,543,543 681,882
1998 0.0 6,430,311 1,289,518
1999 0.0 14,430,639 3,389,482
2000 0.0 29,943,334 6,250,598
2001 0.0 43,223,016 7,667,717
2002 0.0 73,332,821 12,329,851
TOTAL XXXX 181,331,795 34,349,142
OHIO CASUALTY GROUP
SCHEDULE P-PART 1D - WOKERS COMPENSATION
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX 0 0 13,261,338 3,041,775
1993 185,737,510 2,443,331 183,294,179 99,493,810 483,804
1994 153,211,860 1,955,046 151,256,814 70,932,058 1,500
1995 143,658,352 1,654,337 142,004,015 64,270,416 0
1996 124,749,682 592,288 124,157,394 53,614,534 235,198
1997 103,906,558 422,962 103,483,596 50,202,252 0
1998 101,505,174 1,169,564 100,335,609 44,962,337 1,989,141
1999 208,122,405 12,349,044 195,773,361 102,924,211 5,758,500
2000 217,714,121 19,899,843 197,814,278 120,769,219 5,786,394
2001 174,597,348 8,259,108 166,338,240 57,662,033 309,112
2002 149,976,204 6,507,511 143,468,693 20,862,738 0
TOTAL XXXX XXXX XXXX 698,954,945 17,605,424
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,153,444 461,905 763,790 0 1,120,186
1993 6,921,569 3,817 5,708,743 0 2,289,196
1994 4,851,052 1,696 4,650,603 0 2,009,463
1995 4,308,373 692 5,282,970 0 1,406,333
1996 4,170,937 1,650 4,774,029 0 1,431,643
1997 4,072,036 71,897 5,269,895 0 1,722,742
1998 3,331,823 186,566 6,219,190 0 846,273
1999 8,142,204 443,739 10,352,334 5,284 1,812,238
2000 7,117,137 413,025 12,200,032 11,371 1,831,645
2001 2,781,873 27,401 8,299,594 1,663 444,189
2002 620,141 0 4,110,461 0 50,119
TOTAL 47,470,588 1,612,388 67,631,642 18,318 14,964,027
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 11,674,892 XXXX
1993 111,636,500 17,635
1994 80,430,517 13,962
1995 73,861,067 11,824
1996 62,322,652 10,853
1997 59,472,287 10,053
1998 52,337,643 9,611
1999 115,211,225 26,518
2000 133,875,598 23,156
2001 68,405,323 13,494
2002 25,593,340 8,706
TOTAL 794,821,044 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 111,276,988 31,869,818 47,518,356 7,577,882
1993 11,155,513 1,572,349 7,034,811 1,289,778
1994 7,941,353 0 5,590,665 1,080,058
1995 10,831,702 2,413,964 4,240,870 842,375
1996 6,597,921 0 4,179,670 831,889
1997 6,389,874 393,923 4,527,250 922,768
1998 6,432,903 751,380 7,335,714 1,220,007
1999 26,794,352 1,387,618 26,681,851 1,573,645
2000 32,893,671 3,208,966 39,739,989 2,793,012
2001 26,554,080 273,692 53,490,478 9,214,168
2002 27,837,158 0 77,692,501 14,086,421
TOTAL 274,705,515 41,871,710 278,032,155 41,432,002
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 6,772,016 702,280
1993 0 0 898,009 81,871
1994 0 0 806,120 69,140
1995 0 0 747,746 64,133
1996 0 0 808,900 69,379
1997 0 0 997,921 85,591
1998 0 0 1,148,650 86,306
1999 0 0 4,481,502 132,082
2000 0 0 6,580,702 240,083
2001 0 0 7,069,604 543,351
2002 0 0 10,341,383 886,958
TOTAL 0 0 40,652,551 2,961,174
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 7,978,187 1,600,084 959,106 131,795,482 901
1993 695,712 77,606 165,501 16,762,441 74
1994 471,325 1,339 170,379 13,658,926 55
1995 699,087 117,831 195,533 13,081,103 47
1996 555,228 1,031 262,321 11,239,419 74
1997 639,962 20,098 449,121 11,132,628 87
1998 840,089 37,875 483,088 13,661,787 132
1999 4,719,020 68,737 1,753,760 59,514,644 690
2000 6,073,608 158,231 3,124,806 78,887,678 1,089
2001 4,276,941 24,554 4,274,137 81,335,339 1,166
2002 4,733,004 18,034 3,109,247 105,612,633 3,817
TOTAL 31,682,164 2,125,420 14,947,000 536,682,079 8,132
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 131,908,166 3,509,225 128,398,941
1994 95,243,175 1,153,732 94,089,443
1995 90,381,165 3,438,995 86,942,170
1996 74,701,218 1,139,147 73,562,071
1997 72,099,191 1,494,276 70,604,915
1998 70,270,706 4,271,275 65,999,431
1999 184,095,474 9,369,604 174,725,869
2000 225,374,358 12,611,083 212,763,276
2001 160,134,603 10,393,941 149,740,662
2002 146,197,386 14,991,413 131,205,973
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 71.0 143.6 70.1 0 0
1994 62.2 59.0 62.2 0 0
1995 62.9 207.9 61.2 0 0
1996 59.9 192.3 59.2 0 0
1997 69.4 353.3 68.2 0 0
1998 69.2 365.2 65.8 0 0
1999 88.5 75.9 89.2 0 0
2000 103.5 63.4 107.6 0 0
2001 91.7 125.8 90.0 0 0
2002 97.5 230.4 91.5 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 119,347,644 12,447,838
1993 0.0 15,328,197 1,434,244
1994 0.0 12,451,960 1,206,966
1995 0.0 11,816,233 1,264,869
1996 0.0 9,945,702 1,293,718
1997 0.0 9,600,433 1,532,195
1998 0.0 11,797,229 1,864,558
1999 0.0 50,514,940 8,999,703
2000 0.0 66,631,682 12,255,996
2001 0.0 70,556,698 10,778,640
2002 0.0 91,443,238 14,169,395
TOTAL XXXX 469,433,958 67,248,121
OHIO CASUALTY GROUP
SCHEDULE P-PART 1E - COMMERCIAL MULTI-PERIL
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 265,866 -1,493,018
1993 146,366,198 5,672,668 140,693,530 81,621,768 135,217
1994 143,239,939 6,537,857 136,702,082 84,592,965 790,434
1995 139,601,917 6,742,565 132,859,352 73,214,574 189,151
1996 136,835,193 4,550,420 132,284,773 87,289,290 667,493
1997 142,019,235 4,984,286 137,034,949 83,084,615 3,875,783
1998 156,599,795 5,866,941 150,732,854 102,114,123 2,243,757
1999 237,845,104 13,316,781 224,528,323 145,521,974 11,111,156
2000 259,090,152 21,870,690 237,219,462 136,524,278 11,020,495
2001 253,036,565 14,407,043 238,629,521 91,245,081 3,916,744
2002 279,535,508 14,319,185 265,216,323 49,419,333 1,774,952
TOTAL XXXX XXXX XXXX 934,893,869 34,232,165
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,485,669 -829,508 -11,345 0 755,069
1993 11,391,430 902,143 5,224,019 0 2,378,877
1994 10,626,743 226,653 5,676,540 0 3,758,901
1995 8,823,506 0 5,515,870 0 1,715,728
1996 9,786,689 0 5,958,121 0 1,875,743
1997 8,799,126 448,417 5,668,679 0 1,593,411
1998 8,134,796 537,668 9,458,293 29,256 1,744,708
1999 12,127,653 167,042 11,782,146 133,160 1,884,679
2000 9,545,685 1,082,906 10,380,621 110,995 2,805,389
2001 2,430,274 74,331 9,352,330 90,714 1,148,893
2002 562,006 9,617 5,960,617 22,201 581,657
TOTAL 83,713,579 2,619,268 74,965,891 386,326 20,243,054
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 4,062,715 XXXX
1993 97,199,858 19,636
1994 99,879,161 19,686
1995 87,364,798 17,156
1996 102,366,608 18,125
1997 93,228,221 15,684
1998 116,896,532 17,490
1999 158,020,415 23,531
2000 144,236,189 21,590
2001 98,945,897 17,064
2002 54,135,186 12,851
TOTAL 1,056,335,580 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 4,632,827 1,134,838 8,371,218 32,182
1993 163,035 0 848,831 19,108
1994 200,510 0 683,588 24,471
1995 216,673 0 1,220,702 42,909
1996 1,303,262 0 1,178,489 40,227
1997 2,178,651 10,000 1,546,564 53,301
1998 3,338,320 0 3,160,301 111,630
1999 14,625,902 0 5,595,100 124,368
2000 31,269,984 7,815,764 12,771,297 284,606
2001 22,567,724 1,525,334 20,909,086 698,609
2002 28,022,267 329,292 56,730,242 2,094,951
TOTAL 108,519,155 10,815,228 113,015,418 3,526,362
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 10,804,721 321,216
1993 0 0 630,062 39,590
1994 0 0 444,055 13,662
1995 0 0 601,270 17,807
1996 0 0 978,005 28,092
1997 0 0 1,469,921 43,289
1998 0 0 2,606,169 73,376
1999 0 0 8,287,440 127,871
2000 0 0 13,033,873 233,790
2001 0 0 14,722,715 414,007
2002 0 0 18,252,836 574,715
TOTAL 0 0 71,831,067 1,887,413
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 857,390 95,580 2,454 23,082,341 62
1993 91,645 786 6,856 1,674,088 10
1994 57,537 1,007 9,349 1,346,549 8
1995 91,219 1,766 12,245 2,067,382 17
1996 160,635 1,656 29,720 3,550,416 27
1997 246,286 2,327 35,679 5,332,506 64
1998 455,782 4,595 96,796 9,370,971 110
1999 1,760,699 5,119 308,903 30,011,782 487
2000 2,983,522 46,446 875,715 51,678,070 832
2001 2,986,153 49,404 1,235,298 58,498,325 1,042
2002 5,651,230 90,694 1,721,985 105,566,923 2,984
TOTAL 15,342,098 299,382 4,335,000 292,179,353 5,643
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 99,970,791 1,096,844 98,873,947
1994 102,281,937 1,056,227 101,225,710
1995 89,683,814 251,633 89,432,180
1996 106,654,491 737,467 105,917,024
1997 102,993,843 4,433,116 98,560,727
1998 129,267,785 3,000,282 126,267,503
1999 199,700,914 11,668,717 188,032,197
2000 216,509,261 20,595,003 195,914,258
2001 164,213,364 6,769,142 157,444,222
2002 164,598,531 4,896,422 159,702,109
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 68.3 19.3 70.3 0 0
1994 71.4 16.2 74.0 0 0
1995 64.2 3.7 67.3 0 0
1996 77.9 16.2 80.1 0 0
1997 72.5 88.9 71.9 0 0
1998 82.5 51.1 83.8 0 0
1999 84.0 87.6 83.7 0 0
2000 83.6 94.2 82.6 0 0
2001 64.9 47.0 66.0 0 0
2002 58.9 34.2 60.2 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 11,837,025 11,245,316
1993 0.0 992,758 681,330
1994 0.0 859,626 486,922
1995 0.0 1,394,466 672,916
1996 0.0 2,441,524 1,108,893
1997 0.0 3,661,915 1,670,591
1998 0.0 6,386,991 2,983,980
1999 0.0 20,096,633 9,915,149
2000 0.0 35,940,911 15,737,159
2001 0.0 41,252,867 17,245,458
2002 0.0 82,328,266 23,238,657
TOTAL XXXX 207,192,983 84,986,370
OHIO CASUALTY GROUP
SCHEDULE P-PART 1G - BOILER & MACHINERY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0
1993 36,594 43,445 -6,851 0 0
1994 18,241 16,879 1,362 9,366 2,238
1995 32,924 30,389 2,535 0 0
1996 49,025 48,882 143 5,068 5,068
1997 59,177 59,177 0 0 0
1998 158,676 100,924 57,752 41,020 125,194
1999 1,299,794 572,638 727,156 534,832 85,946
2000 1,852,936 1,081,954 770,981 417,261 238,055
2001 948,531 473,715 474,815 94,395 13,640
2002 478,298 390,413 87,885 45,646 28,777
TOTAL XXXX XXXX XXXX 1,147,588 498,917
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1993 0 0 0 0 0
1994 209 0 0 0 0
1995 0 0 0 0 0
1996 0 0 0 0 0
1997 0 0 0 0 0
1998 0 265 73 0 0
1999 19,081 4,208 495 0 0
2000 17,643 7,403 1,127 0 1,000
2001 11,964 9,811 4,283 2,643 -531
2002 0 0 -506 0 0
TOTAL 48,898 21,687 5,473 2,643 469
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIO 0 XXXX
1993 0 XXXX
1994 7,338 XXXX
1995 0 XXXX
1996 0 XXXX
1997 0 XXXX
1998 -84,366 XXXX
1999 464,254 XXXX
2000 190,574 XXXX
2001 84,549 XXXX
2002 16,364 XXXX
TOTA 678,712 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 7 0
1993 0 0 2 0
1994 0 0 11 0
1995 0 0 12 0
1996 0 0 18 0
1997 0 0 9 0
1998 0 0 151 0
1999 5,000 0 314 0
2000 0 0 86 0
2001 1,500 0 873 0
2002 0 2,500 4,595 0
TOTAL 6,500 2,500 6,078 0
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 3 0
1993 0 0 2 0
1994 0 0 2 0
1995 0 0 3 0
1996 0 0 8 0
1997 0 0 12 0
1998 0 0 17 0
1999 0 0 48 0
2000 0 0 104 0
2001 0 0 179 0
2002 0 0 370 0
TOTAL 0 0 748 0
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 10 0
1993 0 0 0 5 0
1994 1 0 0 14 0
1995 1 0 0 16 0
1996 1 -1 0 28 0
1997 1 0 0 21 0
1998 10 -4 0 182 0
1999 397 -9 0 5,767 1
2000 6 -2 0 199 0
2001 172 -24 0 2,749 0
2002 312 41 0 2,736 0
TOTAL 901 0 0 11,727 1
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 4 0 5
1994 9,589 2,238 7,352
1995 15 0 16
1996 5,095 5,067 28
1997 21 0 21
1998 41,271 125,455 -84,184
1999 560,166 90,145 470,021
2000 436,228 245,455 190,773
2001 113,367 26,069 87,298
2002 50,418 31,318 19,100
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 0.0 0.0 -0.1 0 0
1994 52.6 13.3 539.8 0 0
1995 0.0 0.0 0.6 0 0
1996 10.4 10.4 19.3 0 0
1997 0.0 0.0 0.0 0 0
1998 26.0 124.3 -145.8 0 0
1999 43.1 15.7 64.6 0 0
2000 23.5 22.7 24.7 0 0
2001 12.0 5.5 18.4 0 0
2002 10.5 8.0 21.7 0 0
TOTAL XXXX XXXX XXXX 0.00 0.00
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 7 3
1993 0.0 2 2
1994 0.0 11 3
1995 0.0 12 4
1996 0.0 18 9
1997 0.0 9 13
1998 0.0 151 31
1999 0.0 5,314 453
2000 0.0 86 113
2001 0.0 2,373 376
2002 0.0 2,095 641
TOTAL XXXX 10,078 1,649
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H(1) - GENERAL LIABILITY (OCCURENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 2,871,214 224,323
1993 111,023,544 1,962,492 109,061,052 41,458,604 2,443,581
1994 112,505,526 1,992,713 110,512,813 38,580,422 1,781,399
1995 111,545,266 1,892,511 109,652,755 31,631,585 0
1996 104,751,105 1,051,089 103,700,016 30,751,707 664,133
1997 98,938,574 726,289 98,212,286 31,267,155 201,990
1998 97,295,206 2,244,509 95,050,697 30,270,152 1,200,000
1999 143,447,468 9,199,234 134,248,234 42,929,638 8,752,821
2000 169,975,709 28,640,701 141,335,008 30,279,757 7,666,198
2001 200,436,316 35,978,500 164,457,816 17,092,241 2,816,675
2002 242,084,348 55,331,777 186,752,572 4,420,818 0
TOTAL XXXX XXXX XXXX 301,553,293 25,751,120
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 2,502,663 46,900 252,449 0 164,907
1993 13,162,892 549,648 5,391,004 0 687,086
1994 9,936,203 61,927 6,313,813 0 579,971
1995 8,415,202 418,785 4,622,819 0 453,853
1996 8,693,496 0 6,216,650 0 500,650
1997 8,197,616 228,160 4,923,013 0 907,147
1998 6,149,671 9,070 5,636,546 0 477,647
1999 6,256,914 140,946 7,069,584 0 598,781
2000 3,518,417 123,858 5,517,329 4,819 327,059
2001 1,633,234 73,158 4,291,332 49,856 209,674
2002 103,017 0 2,934,527 0 92,882
TOTAL 68,569,325 1,652,452 53,169,065 54,676 4,999,656
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 5,355,102 XXXX
1993 57,019,272 6,889
1994 52,987,112 6,637
1995 44,250,820 5,804
1996 44,997,721 5,695
1997 43,957,634 5,261
1998 40,847,299 5,128
1999 47,362,369 5,407
2000 31,520,626 5,115
2001 20,077,118 4,416
2002 7,458,362 2,594
TOTAL 395,833,435 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 16,184,196 9,042,434 14,971,172 797,001
1993 1,835,715 1,000,000 1,831,285 354,223
1994 398,620 0 1,450,172 619,890
1995 1,058,171 0 1,762,100 757,643
1996 1,147,640 0 2,595,590 1,121,705
1997 2,903,191 0 3,317,188 1,436,570
1998 3,470,595 0 8,061,521 3,598,766
1999 28,983,523 16,218,656 24,646,263 12,716,939
2000 14,356,873 3,005,125 53,470,619 26,985,065
2001 19,178,861 6,250,050 93,119,725 40,489,609
2002 13,003,876 5,000,000 133,727,629 56,691,217
TOTAL 102,521,261 40,516,265 338,953,264 145,568,628
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 27,169,706 591,829
1993 0 0 2,427,099 152,764
1994 0 0 501,616 86,052
1995 0 0 767,198 131,610
1996 0 0 1,067,157 183,072
1997 0 0 1,849,108 317,213
1998 0 0 3,754,984 616,709
1999 0 0 7,874,797 861,368
2000 0 0 10,621,898 1,327,907
2001 0 0 13,484,527 2,210,366
2002 0 0 14,581,846 2,514,723
TOTAL 0 0 84,099,936 8,993,612
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 4,541,704 343,170 880 52,092,343 160
1993 707,307 24,248 4,328 5,270,171 38
1994 180,531 3,569 19,990 1,821,428 27
1995 237,328 4,362 34,765 2,931,182 38
1996 339,254 6,458 64,704 3,838,406 42
1997 476,702 8,271 89,854 6,784,136 84
1998 993,502 17,278 106,907 12,047,850 176
1999 3,261,462 282,925 170,497 34,686,157 244
2000 4,494,598 92,470 272,361 51,533,421 405
2001 10,824,855 348,950 411,621 87,308,995 531
2002 15,795,152 441,309 512,092 112,461,253 777
TOTAL 41,852,395 1,573,009 1,688,000 370,775,342 2,522
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 66,813,906 4,524,463 62,289,443
1994 57,361,377 2,552,837 54,808,540
1995 48,494,403 1,312,400 47,182,003
1996 50,811,495 1,975,368 48,836,127
1997 52,933,974 2,192,204 50,741,770
1998 58,336,971 5,441,822 52,895,149
1999 121,022,181 38,973,654 82,048,526
2000 122,259,490 39,205,443 83,054,047
2001 159,624,776 52,238,663 107,386,113
2002 184,566,864 64,647,249 119,919,615
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 60.2 230.5 57.1 0 0
1994 51.0 128.1 49.6 0 0
1995 43.5 69.3 43.0 0 0
1996 48.5 187.9 47.1 0 0
1997 53.5 301.8 51.7 0 0
1998 60.0 242.5 55.6 0 0
1999 84.4 423.7 61.1 0 0
2000 71.9 136.9 58.8 0 0
2001 79.6 145.2 65.3 0 0
2002 76.2 116.8 64.2 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 21,315,933 30,776,411
1993 0.0 2,312,777 2,957,394
1994 0.0 1,228,903 592,525
1995 0.0 2,062,628 868,554
1996 0.0 2,621,525 1,216,881
1997 0.0 4,783,809 2,000,326
1998 0.0 7,933,351 4,114,499
1999 0.0 24,694,191 9,991,966
2000 0.0 37,837,301 13,696,119
2001 0.0 65,558,927 21,750,067
2002 0.0 85,040,287 27,420,966
TOTAL XXXX 255,389,632 115,385,710
OHIO CASUALTY GROUP
SCHEDULE P-PART 1H2 - GENERAL LIABILITY (CLAIMS MADE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 0 0
1993 137,578 1,728 135,850 60,000 0
1994 158,192 2,025 156,167 20,192 0
1995 395,268 108,203 287,065 255,868 0
1996 807,258 290,207 517,051 40,126 0
1997 1,010,179 369,462 640,717 43,736 0
1998 1,156,442 439,750 716,691 29,091 0
1999 1,686,026 937,820 748,206 42,937 0
2000 1,722,639 614,311 1,108,328 48,693 0
2001 1,594,090 706,109 887,981 419,230 50,000
2002 1,822,801 795,298 1,027,503 227 0
TOTAL XXXX XXXX XXXX 960,101 50,000
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
1993 23,077 0 25,830 0 0
1994 256,325 0 29,324 0 0
1995 177,225 0 50,137 0 0
1996 27,949 0 840 0 250
1997 38,870 0 1,849 0 1,183
1998 41,921 0 0 0 0
1999 41,902 0 56 0 0
2000 46,754 0 540 0 0
2001 106,488 156,449 13,357 0 25,000
2002 202,889 0 -11,792 0 0
TOTAL 963,400 156,449 110,140 0 26,433
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 0 XXXX
1993 108,907 0
1994 305,841 9
1995 483,230 32
1996 68,915 42
1997 84,454 23
1998 71,012 8
1999 84,895 43
2000 95,987 33
2001 332,627 17
2002 191,324 16
TOTAL 1,827,192 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 11,055 5,827
1993 0 0 4,913 2,590
1994 0 0 8,599 4,532
1995 0 0 10,509 5,539
1996 0 0 15,559 8,201
1997 0 0 19,927 10,503
1998 0 0 41,628 21,942
1999 0 0 55,550 29,280
2000 0 0 142,355 75,035
2001 942,960 706,840 506,828 267,148
2002 3,563,200 2,985,015 785,470 414,019
TOTAL 4,506,160 3,691,855 1,602,393 844,617
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 21,112 15,542
1993 0 0 11,516 8,478
1994 0 0 13,983 10,294
1995 0 0 21,386 15,744
1996 0 0 29,749 21,901
1997 0 0 51,547 37,948
1998 0 0 100,215 73,776
1999 0 0 139,971 103,044
2000 0 0 215,783 158,855
2001 0 0 359,182 264,422
2002 0 0 406,479 299,241
TOTAL 0 0 1,370,924 1,009,243
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 738 307 0 11,229 0
1993 328 136 0 5,553 0
1994 574 239 0 8,091 0
1995 702 292 0 11,022 0
1996 1,039 432 0 15,814 0
1997 1,331 553 0 23,800 0
1998 2,780 1,155 0 47,749 0
1999 3,709 1,542 0 65,365 0
2000 9,505 3,951 0 129,803 0
2001 77,793 47,013 0 601,341 3
2002 218,485 160,895 0 1,114,464 11
TOTAL 316,984 216,515 0 2,034,231 14
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 125,664 11,204 114,460
1994 328,997 15,065 313,932
1995 515,828 21,575 494,252
1996 115,262 30,534 84,729
1997 157,259 49,004 108,255
1998 215,635 96,873 118,762
1999 284,125 133,866 150,260
2000 463,631 237,841 225,790
2001 2,425,838 1,491,871 933,967
2002 5,164,957 3,859,170 1,305,788
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 91.3 648.4 84.3 0 0
1994 208.0 744.0 201.0 0 0
1995 130.5 19.9 172.2 0 0
1996 14.3 10.5 16.4 0 0
1997 15.6 13.3 16.9 0 0
1998 18.6 22.0 16.6 0 0
1999 16.9 14.3 20.1 0 0
2000 26.9 38.7 20.4 0 0
2001 152.2 211.3 105.2 0 0
2002 283.4 485.2 127.1 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 5,228 6,001
1993 0.0 2,324 3,230
1994 0.0 4,066 4,025
1995 0.0 4,970 6,052
1996 0.0 7,358 8,456
1997 0.0 9,423 14,377
1998 0.0 19,686 28,063
1999 0.0 26,270 39,095
2000 0.0 67,320 62,483
2001 0.0 475,800 125,540
2002 0.0 949,636 164,828
TOTAL XXXX 1,572,081 462,150
OHIO CASUALTY GROUP
SCHEDULE P-PART 1I - SPECIAL PROPERTY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 1,768,675 285,395
2001 74,817,302 5,379,007 69,438,295 37,243,548 3,054,553
2002 70,149,144 3,840,193 66,308,951 19,650,637 0
TOTAL XXXX XXXX XXXX 58,662,860 3,339,948
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 231,927 0 164,796 39,272 526,883
2001 133,960 70,451 3,871,019 50,251 753,091
2002 15,452 0 2,114,271 3,781 237,667
TOTAL 381,339 70,451 6,150,086 93,304 1,517,642
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 1,840,731 XXXX
2001 38,073,273 XXXX
2002 21,776,579 XXXX
TOTAL 61,690,583 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 784,192 0 443,974 29,049
2001 1,974,827 1,386,026 387,631 41,619
2002 4,803,979 173,601 3,110,032 218,957
TOTAL 7,562,998 1,559,627 3,941,638 289,626
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 379,941 48,041
2001 0 0 330,491 43,354
2002 0 0 598,109 89,550
TOTAL 0 0 1,308,541 180,945
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 140,763 1,851 344,518 1,669,930 72
2001 320,119 96,902 363,024 1,445,166 55
2002 907,926 25,755 419,458 8,912,184 643
TOTAL 1,368,809 124,508 1,127,000 12,027,280 770
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2001 44,261,596 4,743,157 39,518,439
2002 31,200,407 511,644 30,688,763
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
2001 59.2 88.2 56.9 0 0
2002 44.5 13.3 46.3 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 1,199,117 470,813
2001 0.0 934,813 510,353
2002 0.0 7,521,453 1,390,731
TOTAL XXXX 9,655,383 2,371,897
OHIO CASUALTY GROUP
SCHEDULE P-PART 1J - AUTO PHYSICL DAMAGE
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX -3,362,858 -163,153
2001 256,092,023 37,821 256,054,202 142,356,145 686,281
2002 228,036,997 -185 228,037,182 110,413,591 1,214,530
TOTAL XXXX XXXX XXXX 249,406,878 1,737,658
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 340,562 4,332 -220,686 0 4,007,662
2001 218,998 2,894 20,269,821 36,014 23,443,594
2002 99,966 3,568 16,427,251 13,505 10,787,238
TOTAL 659,526 10,794 36,476,386 49,519 38,238,493
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR -3,084,160 XXXX
2001 162,119,774 XXXX
2002 125,709,205 XXXX
TOTAL 284,744,819 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 157,179 10 -2,848,480 0
2001 125,282 20 -2,810,967 0
2002 10,314,899 127,847 -5,557,578 -4
TOTAL 10,597,360 127,877 -11,217,025 -5
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 215,935 900
2001 0 0 174,233 1,101
2002 0 0 172,463 1,234
TOTAL 0 0 562,631 3,235
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 95,958 1 3,337,425 -2,380,319 72
2001 110,993 2 3,493,234 -2,401,581 109
2002 5,219,531 8,793 10,271,101 10,011,445 5,947
TOTAL 5,426,483 8,796 17,101,761 5,229,546 6,128
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2001 160,444,505 726,311 159,718,194
2002 137,090,123 1,369,473 135,720,650
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
2001 62.7 1920.4 62.4 0 0
2002 60.1 -740015.8 59.5 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX -2,691,310 310,992
2001 0.0 -2,685,705 284,124
2002 0.0 4,629,478 5,381,967
TOTAL XXXX -747,537 5,977,083
OHIO CASUALTY GROUP
SCHEDULE P-PART 1K - FIDELITY AND SURETY
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 843,898 -104,792
2001 39,098,087 715,789 38,382,298 3,437,379 52,915
2002 40,107,744 -3,785,545 43,893,288 3,209,315 0
TOTAL XXXX XXXX XXXX 7,490,593 -51,877
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 521,123 412,537 192,128 86,680 324,738
2001 302,072 1,192 917,691 0 15,707,199
2002 136,102 0 999,905 0 138,657
TOTAL 959,298 413,729 2,109,724 86,680 16,170,593
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 1,162,725 XXXX
2001 4,603,035 XXXX
2002 4,345,322 XXXX
TOTAL 10,111,082 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 3,384,942 1,184,919 -1,965,272 25,501
2001 2,450,537 150,000 -377,225 36,536
2002 5,873,172 1,444,721 2,905,190 192,222
TOTAL 11,708,651 2,779,640 562,693 254,259
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 1,048,913 175,569
2001 0 0 946,589 158,441
2002 0 0 1,959,246 327,266
TOTAL 0 0 3,954,749 661,276
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 320,012 80,343 2,595,103 1,322,263 154
2001 262,920 12,279 1,279,584 2,925,565 131
2002 806,472 108,114 1,842,313 9,471,758 435
TOTAL 1,389,404 200,736 5,717,000 13,719,586 720
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2001 7,939,964 411,364 7,528,600
2002 15,889,403 2,072,322 13,817,080
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
2001 20.3 57.5 19.6 0 0
2002 39.6 -54.7 31.5 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 209,249 1,113,013
2001 0.0 1,886,776 1,038,789
2002 0.0 7,141,420 2,330,339
TOTAL XXXX 9,237,445 4,482,141
PAGE>
OHIO CASUALTY GROUP
SCHEDULE P-PART 1L - ACCIDENT & HEALTH
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 21,344 0
2001 161,668 161,668 0 33,228 33,228
2002 139,504 139,504 0 155,640 155,640
TOTAL XXXX XXXX XXXX 210,212 188,868
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0 0
2001 0 0 0 0 0
2002 0 0 0 0 0
TOTAL 0 0 0 0 0
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 21,344 XXXX
2001 0 XXXX
2002 0 XXXX
TOTAL 21,344 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
2001 0 0 0 0
2002 574,823 574,823 182,703 182,703
TOTAL 574,823 574,823 182,703 182,703
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 0 0
2001 0 0 0 0
2002 0 0 0 0
TOTAL 0 0 0 0
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 0 0 0 0 0
2001 0 0 0 0 0
2002 0 0 0 0 0
TOTAL 0 0 0 0 0
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
2001 33,228 33,228 0
2002 913,166 913,166 0
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
2001 20.6 20.6 0.0 0 0
2002 654.6 654.6 0.0 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR 0 0 0
2001 0.0 0 0
2002 0.0 0 0
TOTAL XXXX 0 0
OHIO CASUALTY GROUP
SCHEDULE P-PART 1R1 - PRODUCT LIABILITY (OCCURRENCE)
PREMIUMS EARNED LOSS PAYMENTS
(1) (2) (3) (4) (5)
ACC/YR DIR & ASSUMED CEDED NET DIR & ASSUMED CEDED
PRIOR XXXX XXXX XXXX 569,135 -1,536,728
1993 6,068,861 75,297 5,993,564 2,717,733 0
1994 1,231,286 15,761 1,215,525 900,016 0
1995 485,873 6,255 479,618 951,889 0
1996 384,859 1,279 383,580 1,726,755 0
1997 396,349 1,454 394,895 754,539 0
1998 1,082,805 9,236 1,073,569 9,396,632 3,273,432
1999 7,496,691 81,086 7,415,605 1,339,822 0
2000 10,178,601 464,443 9,714,158 867,209 0
2001 9,133,427 362,941 8,770,486 761,388 0
2002 6,955,594 232,075 6,723,519 112,622 0
TOTAL XXXX XXXX XXXX 20,097,738 1,736,705
SALVAGE &
DEFENSE AND COST SUBROGATION
CONTAINMENT PAYMENTS ADJUSTING AND OTHER PAYMENTS RECEIVED
(6) (7) (8) (9) (10)
ACC/YR DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 1,042,264 270,687 11,762 0 153,641
1993 2,100,195 0 409,587 0 22,663
1994 739,078 0 434,002 0 35,178
1995 443,265 0 1,309,555 0 12,928
1996 757,535 0 897,000 0 7,662
1997 348,826 0 547,178 0 11,216
1998 1,109,036 44,789 2,123,863 13,445 89,450
1999 268,924 0 490,162 0 20,291
2000 304,131 0 400,118 0 10,193
2001 86,438 0 498,306 0 3,610
2002 40,430 0 470,876 0 500
TOTAL 7,240,123 315,476 7,592,408 13,445 367,332
NUMBER OF
CLAIMS
TOTAL NET PAID REPORTED
(11) (12)
ACC/YR DIR & ASSUMED
PRIOR 2,889,202 XXXX
1993 5,227,514 169
1994 2,073,095 233
1995 2,704,709 142
1996 3,381,290 135
1997 1,650,543 115
1998 9,297,865 488
1999 2,098,908 90
2000 1,571,458 120
2001 1,346,132 73
2002 623,928 23
TOTAL 32,864,644 XXXX
LOSSES UNPAID
CASE BASIS BULK + IBNR
(13) (14) (15) (16)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 564,760 0 104,976 1,551
1993 141,000 0 26,362 689
1994 96,000 0 28,900 1,206
1995 58,000 0 35,322 1,474
1996 137,500 0 52,294 2,183
1997 675,390 0 66,974 2,795
1998 2,506,501 765,001 139,911 5,839
1999 607,510 0 186,700 7,792
2000 827,520 0 478,449 19,969
2001 416,000 0 1,703,431 71,096
2002 78,010 0 2,639,936 110,183
TOTAL 6,108,191 765,001 5,463,254 224,778
DEFENSE AND COST CONTAINMENT UNPAID
CASE BASIS BULK + IBNR
(17) (18) (19) (20)
DIR & ASSUMED CEDED DIR & ASSUMED CEDED
PRIOR 0 0 355,064 4,709
1993 0 0 81,152 2,568
1994 0 0 32,741 3,119
1995 0 0 50,075 4,770
1996 0 0 69,655 6,635
1997 0 0 120,693 11,496
1998 0 0 234,646 22,350
1999 0 0 327,733 31,217
2000 0 0 505,242 48,125
2001 0 0 841,000 80,106
2002 0 0 951,743 90,654
TOTAL 0 0 3,569,745 305,747
SALVAGE & TOTAL NET NUMBER OF
SUBROGATION LOSSES & CLAIMS
ADJUSTING AND OTHER UNPAID ANTICIPATED EXPENSES UNPAID OUTSTANDING
(21) (22) (23) (24) (25)
DIR & ASSUMED CEDED DIR & ASSUMED
PRIOR 128,990 303 0 1,147,228 53
1993 34,722 135 0 279,844 11
1994 30,983 236 0 184,064 7
1995 22,253 288 0 159,117 5
1996 46,621 426 0 296,827 5
1997 191,528 546 0 1,039,747 5
1998 689,279 150,852 0 2,626,294 179
1999 197,196 1,523 0 1,278,609 17
2000 312,783 3,902 0 2,051,998 20
2001 445,643 13,891 0 3,240,981 23
2002 541,203 21,528 0 3,988,527 8
TOTAL 2,641,202 193,629 0 16,293,237 333
TOTAL LOSSES & LOSS EXPENSES INCURRED
(26) (27) (28)
DIR & ASSUMED CEDED NET
PRIOR XXXX XXXX XXXX
1993 5,510,751 3,392 5,507,359
1994 2,261,720 4,560 2,257,159
1995 2,870,358 6,532 2,863,826
1996 3,687,361 9,244 3,678,118
1997 2,705,127 14,838 2,690,290
1998 16,199,868 4,275,708 11,924,159
1999 3,418,048 40,532 3,377,516
2000 3,695,451 71,995 3,623,456
2001 4,752,206 165,093 4,587,113
2002 4,834,820 222,365 4,612,455
TOTAL XXXX XXXX XXXX
LOSS AND LOSS EXPENSE PERCENTAGE NONTABULAR DISCOUNT
(29) (30) (31) (32) (33)
DIR & ASSUMED CEDED NET LOSS LOSS EXPENSE
PRIOR XXXX XXXX XXXX 0 0
1993 90.8 4.5 91.9 0 0
1994 183.7 28.9 185.7 0 0
1995 590.8 104.4 597.1 0 0
1996 958.1 722.7 958.9 0 0
1997 682.5 1020.4 681.3 0 0
1998 1496.1 46292.7 1110.7 0 0
1999 45.6 50.0 45.5 0 0
2000 36.3 15.5 37.3 0 0
2001 52.0 45.5 52.3 0 0
2002 69.5 95.8 68.6 0 0
TOTAL XXXX XXXX XXXX 0 0
INTER-COMPANY
POOLING NET BALANCE SHEET RESERVES
PARTICIPATION % AFTER DISCOUNT
(34) (35) (36)
LOSS EXPENSES
LOSSES UNPAID UNPAID
PRIOR XXXX 668,185 479,042
1993 0.0 166,673 113,171
1994 0.0 123,693 60,370
1995 0.0 91,847 67,270
1996 0.0 187,612 109,216
1997 0.0 739,568 300,179
1998 0.0 1,875,571 750,723
1999 0.0 786,418 492,190
2000 0.0 1,286,000 765,999
2001 0.0 2,048,335 1,192,646
2002 0.0 2,607,763 1,380,764
TOTAL XXXX 10,581,666 5,711,571